--- title: "Financial Plus Credit Union Rates - Michigan" description: "Current savings & cd rates from Financial Plus Credit Union in Michigan. Updated daily with source verification. See who can join Financial Plus Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/financial-plus" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Financial Plus Credit Union Rates - Michigan ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Go-To Checking** checking | — APY | 4.15% | — | Standard | Financial Plus Credit Union savings & cd rates as of November 9, 2026 Financial Plus Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/financial-plus) , verified from [Financial Plus Credit Union's official website](https://www.myfpcu.com/) Loading branch locator… ## About Financial Plus Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 80.9K Assets $1.6B Founded 1952 Locations reported 12 NCUA charter 68646 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Chattanooga First** Fiserv OnCU · Flint · MI · 48507-3471 About 0.9 miles away](https://rateapi.dev/credit-unions/tennessee/chattanooga-first) [**Cumberland Municipal Employees** fiserv ONCU · Flint · MI · 48507-3471 About 0.9 miles away](https://rateapi.dev/credit-unions/rhode-island/cumberland-municipal-employees) [**Grand Heritage** Fiserv · Flint · MI · 48507 About 0.9 miles away](https://rateapi.dev/credit-unions/indiana/grand-heritage) [**Greensboro** Fiserv · Flint · MI · 48507 About 0.9 miles away](https://rateapi.dev/credit-unions/north-carolina/greensboro) [**Jefferson County Teachers** FiServ Cusa-Oncu · Flint · MI · 48507-3471 About 0.9 miles away](https://rateapi.dev/credit-unions/florida/jefferson-county-teachers) [**Mobile Government Emp.** Fiserv ONCU · Flint · MI · 48507-3471 About 0.9 miles away](https://rateapi.dev/credit-unions/alabama/mobile-government-emp) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Financial Plus Credit Union Membership eligibility from Financial Plus Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Financial Plus Credit Union's website. Check the membership page below to confirm whether you qualify. - Location MI Verified from [Financial Plus Credit Union's membership page](https://www.myfpcu.com/membership) . Final membership determination is always made by the credit union. ## Membership rules for Financial Plus Credit Union Geography 1 1 published path to membership, last verified August 21, 2026, quoted from Financial Plus Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - MI “Financial Plus Credit Union has grown to proudly serve the entire state of Michigan.” > [source ↗](https://www.myfpcu.com/membership) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Financial Plus Credit Union? Yes No ## Work at Financial Plus Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Financial Plus Credit Union ranks against Michigan peers. - See which AI assistants fetched Financial Plus Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=financial-plus&state=michigan&code=MI&name=Financial%20Plus%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Financial Plus Credit Union offer? Financial Plus Credit Union is a credit union in Michigan. Rate data is currently being verified. ### How often are Financial Plus Credit Union rates updated? RateAPI verifies Financial Plus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 9, 2026. ### Where does RateAPI get Financial Plus Credit Union's rate data? Rate data is collected directly from Financial Plus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Financial Plus Credit Union? Financial Plus Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 geographic area for Financial Plus Credit Union, each quoted from Financial Plus Credit Union's own published membership criteria. ## Related Rate Data Compare Financial Plus Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.myfpcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Financial Plus Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Financial Plus Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /financial-plus " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Financial Plus Credit Union locations Search, filter, and browse all 12 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/financial-plus Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp