Extra

warren, Michigan
Last verified: July 15, 2026

As of July 15, 2026, Extra offers a savings mortgage at 0.05% APR (0.05% rate, 0 points). Auto loans available from 4.02% APR. HELOC rates from 7.75% APR. Personal loan rates from 8.75% APR.

Source: RateAPI.dev, verified from Extra's official website

Mortgage Rates

Rates as of July 15, 2026

savings
0.050% APR
Rate0.050%
Points0
Extra Savings Account
savings
0.050% APR
Rate0.050%
Points0
Futurity Savings Account
savings
0.050% APR
Rate0.050%
Points0
Organizational Savings Account
savings
0.050% APR
Rate0.050%
Points0
Primary Savings Account
savings
0.050% APR
Rate0.050%
Points0
Youth Savings Account
money_market
1.500% APR
Rate1.500%
Points0
Money Market Account
money_market
1.500% APR
Rate1.500%
Points0
Youth Money Market
cd_6mo
3.290% APR
Rate3.250%
Points0
Fixed-Rate Certificate 6 Months
cd_12mo
3.490% APR
Rate3.450%
Points0
Fixed-Rate Certificate 12 Months
cd_24mo
3.650% APR
Rate3.600%
Points0
Fixed-Rate Certificate 24 Months
cd
3.800% APR
Rate3.750%
Points0
Fixed-Rate Certificate
cd_36mo
3.800% APR
Rate3.750%
Points0
Fixed-Rate Certificate 36 Months
cd_60mo
4.060% APR
Rate4.000%
Points0
Fixed-Rate Certificate 60 Months

Auto Loan Rates

Rates as of July 15, 2026

auto
4.020% APR
Rate3.990%
Recreational Vehicle Loans
auto
4.070% APR
Rate3.990%
Vehicle Loans
credit_card_platinum
9.950% APR
Rate9.950%
Platinum Credit Card
credit_card_rewards
14.950% APR
Rate14.950%
Platinum Rewards Credit Card

HELOC Rates

Rates as of July 15, 2026

heloc_variable
7.750% APR
Rate7.750%
Variable Rate HELOC

Personal Loan Rates

Rates as of July 15, 2026

personal_secured
8.750% APR
Rate8.750%
Savings/Certificate Secured Loan
personal
10.950% APR
Rate10.950%
flexLINE of Credit
personal_unsecured
11.230% APR
Rate10.950%
Personal Loan
personal
20.950% APR
Rate20.950%
Extra Quick Loan

Frequently Asked Questions

What rates does Extra offer?

Extra currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Extra rates updated?

RateAPI verifies Extra's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Extra's rate data?

Rate data is collected directly from Extra's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Extra's mortgage rate?

As of July 15, 2026, Extra offers a savings mortgage at 0.05% APR.

What is Extra's auto loan rate?

As of July 15, 2026, Extra offers auto loans from 4.02% APR.

Related Rate Data

Compare Extra's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Extra
curl "https://api.rateapi.dev/credit-unions/michigan/extra" \
  -H "Authorization: Bearer YOUR_API_KEY"