As of July 15, 2026, Embers offers a cd_36mo mortgage at 3.65% APR (3.65% rate, 0 points). Auto loans available from 10.99% APR. Personal loan rates from 6.25% APR. Credit card rates from 3.04% APR.
Source: RateAPI.dev, verified from Embers's official website
Membership eligibility from Embers's own published criteria. How we verify this.
Membership criteria are published on Embers's website. Check the membership page below to confirm whether you qualify.
Verified from Embers's membership page. Final membership determination is always made by the credit union.
Rates as of July 15, 2026
Rates as of July 15, 2026
Rates as of July 15, 2026
Rates as of July 15, 2026
Embers currently offers mortgage, auto loan, personal loan, and credit card rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.
RateAPI verifies Embers's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.
Rate data is collected directly from Embers's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 15, 2026, Embers offers a cd_36mo mortgage at 3.65% APR.
As of July 15, 2026, Embers offers auto loans from 10.99% APR.
Compare Embers's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceLearn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyAccess this data programmatically with our REST API
# Get rates for Embers
curl "https://api.rateapi.dev/credit-unions/michigan/embers" \
-H "Authorization: Bearer YOUR_API_KEY"