--- title: "Embers Credit Union Rates & Who Can Join - Michigan" description: "Embers Credit Union is a credit union in Michigan. Rate data is being verified. See who can join Embers Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/embers" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Embers Credit Union Rates & Who Can Join - Michigan No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Embers Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/embers) , verified from [Embers Credit Union's official website](https://www.embers.org/) Loading branch locator… ## About Embers Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 33.2K Assets $612.9M Founded 1953 Locations reported 8 NCUA charter 62038 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Honor** Honor Credit Union · Marquette · MI · 49855-9627 About 0.8 miles away](https://rateapi.dev/credit-unions/michigan/honor) [**Trunorth** Marquette Branch · Marquette · MI · 49855-2488 About 1.1 miles away](https://rateapi.dev/credit-unions/michigan/trunorth) [**Marquette Community** Main Office · Marquette · MI · 49855 About 1.7 miles away](https://rateapi.dev/credit-unions/michigan/marquette-community) [**Northern Lights Community** Northern Lights Community FCU · Chatham · MI · 49816 About 32.4 miles away](https://rateapi.dev/credit-unions/michigan/northern-lights-community) [**Baraga County** Baraga County Federal Credit Union · Lanse · MI · 49946-1013 About 49.4 miles away](https://rateapi.dev/credit-unions/michigan/baraga-county) [**Covantage** CoVantage Credit Union · Crystal Falls · MI · 49920 About 50.1 miles away](https://rateapi.dev/credit-unions/wisconsin/covantage) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Embers Credit Union Membership eligibility from Embers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Embers Credit Union's website. Check the membership page below to confirm whether you qualify. - Location iron, vilas, forest, florence, marinette — WI Verified from [Embers Credit Union's membership page](https://www.embers.org/who-we-are) . Final membership determination is always made by the credit union. ## Membership rules for Embers Credit Union Geography 5 counties 20 published paths to membership, last verified August 27, 2026, quoted from Embers Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Florence County, WI - Forest County, WI - Iron County, WI - Marinette County, WI - Vilas County, WI “In early 2022, wanting to extend our services to more consumers, we expanded our charter to serve all who live, work, worship, or own real estate in the Upper Peninsula and the bordering Wisconsin counties of Iron, Vilas, Forest, Florence, and Marinette.” > [source ↗](https://www.embers.org/who-we-are) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Embers Credit Union? Yes No ## Work at Embers Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Embers Credit Union ranks against Michigan peers. - See which AI assistants fetched Embers Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=embers&state=michigan&code=MI&name=Embers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Embers Credit Union offer? Embers Credit Union is a credit union in Michigan. Rate data is currently being verified. ### How often are Embers Credit Union rates updated? RateAPI verifies Embers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Embers Credit Union's rate data? Rate data is collected directly from Embers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Embers Credit Union? Embers Credit Union publishes its membership criteria on its own website. RateAPI tracks 20 published membership paths covering 5 counties for Embers Credit Union, each quoted from Embers Credit Union's own published membership criteria. ## Related Rate Data Compare Embers Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.embers.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Embers Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Embers Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /embers " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Embers Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/embers Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp