--- title: "Electrical Workers Local 58 Credit Union Rates - Michigan" description: "Current vehicle loan, personal loan, and savings & cd rates from Electrical Workers Local 58 Credit Union in Michigan. Updated daily with source verification. See who can join Electrical Workers Local 58 Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/electrical-workers-local-58" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Electrical Workers Local 58 Credit Union Rates - Michigan ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **New Auto / Motorcycles** motorcycle_new_36mo | — APR | 3.990% | 36 mo · new | Standard | | **New Auto / Motorcycle** motorcycle_new_60mo | — APR | 4.490% | 60 mo · new | Standard | | **New Auto / Motorcycle** motorcycle_new_72mo | — APR | 4.750% | 72 mo · new | Standard | | **60-Month Auto Loan (2017)** auto_any_60mo | — APR | 4.990% | 60 mo | Standard | | **New Auto / Motorcycle** motorcycle_new_84mo | — APR | 5.250% | 84 mo · new | Standard | | **72-Month Auto Loan (2017)** auto_any_72mo | — APR | 5.250% | 72 mo | Standard | | **New / Used Recreational (Boats, Motor Homes, Trailers, Campers, Jet Skis, Snowmobiles, ATV)** powersports_any_60mo | — APR | 5.490% | 60 mo · any | Standard | Electrical Workers Local 58 Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Shared Secured** personal_secured_72mo | — APR | 2.500% | 72 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 8.990% | 36 mo | Standard | Electrical Workers Local 58 Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **73-Month Certificate ($35,000+)** cd_73mo | — APY | 2.50% | 73 mo | Standard | Electrical Workers Local 58 Credit Union savings & cd rates as of November 12, 2026 Electrical Workers Local 58 Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/electrical-workers-local-58) , verified from [Electrical Workers Local 58 Credit Union's official website](https://www.ewcu.net/) Loading branch locator… ## About Electrical Workers Local 58 Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.8K Assets $20.9M Founded 1955 Locations reported 2 NCUA charter 64267 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Lake Trust** Detroit DTE · Detroit · MI · 48226 Branch in the same ZIP](https://rateapi.dev/credit-unions/michigan/lake-trust) [**Michigan State University** MSUFCU - Congress Street Branch · Detroit · MI · 48226-3291 About 0.2 miles away](https://rateapi.dev/credit-unions/michigan/michigan-state-university) [**One Detroit** One Detroit Credit Union · Detroit · MI · 48226 About 0.3 miles away](https://rateapi.dev/credit-unions/michigan/one-detroit) [**Diversified Members** Coleman A. Young Municipal Center · Detroit · MI · 48226-3476 About 0.4 miles away](https://rateapi.dev/credit-unions/michigan/diversified-members) [**Lake Michigan** Downtown Detroit - Woodward Avenue · Detroit · MI · 48201 About 0.8 miles away](https://rateapi.dev/credit-unions/michigan/lake-michigan) [**Zeal** Zeal Credit Union · Detroit · MI · 48201 About 1.6 miles away](https://rateapi.dev/credit-unions/michigan/zeal) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Electrical Workers Local 58 Credit Union Membership eligibility from Electrical Workers Local 58 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Electrical Workers Local 58 Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Electrical Workers Local 58 Credit Union's membership page](https://www.ewcu.net/about-us/membership) . Final membership determination is always made by the credit union. ## Membership rules for Electrical Workers Local 58 Credit Union Family 1 published path to membership, last verified August 27, 2026, quoted from Electrical Workers Local 58 Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “Bring in anyone you know who does not belong to a Credit Union, the red carpet is out and a warm welcome awaits any *immediate family member of yours who is eligible for membership.” > [source ↗](https://www.ewcu.net/about-us/membership) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Electrical Workers Local 58 Credit Union? Yes No ## Work at Electrical Workers Local 58 Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Electrical Workers Local 58 Credit Union ranks against Michigan peers. - See which AI assistants fetched Electrical Workers Local 58 Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=electrical-workers-local-58&state=michigan&code=MI&name=Electrical%20Workers%20Local%2058%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Electrical Workers Local 58 Credit Union offer? Electrical Workers Local 58 Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Electrical Workers Local 58 Credit Union rates updated? RateAPI verifies Electrical Workers Local 58 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Electrical Workers Local 58 Credit Union's rate data? Rate data is collected directly from Electrical Workers Local 58 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Electrical Workers Local 58 Credit Union? Electrical Workers Local 58 Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Electrical Workers Local 58 Credit Union, each quoted from Electrical Workers Local 58 Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Electrical Workers Local 58 Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ewcu.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Electrical Workers Local 58 Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Electrical Workers Local 58 Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /electrical-workers-local-58 " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Electrical Workers Local 58 Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/electrical-workers-local-58 Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp