--- title: "Diversified Members Credit Union Rates - Michigan" description: "Current vehicle loan, heloc, and credit card rates from Diversified Members Credit Union in Michigan. Updated daily with source verification. See who can join Diversified Members Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/diversified-members" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Diversified Members Credit Union Rates - Michigan ### Auto & vehicle rates 30 offers | Product | Published | Rate | Term / condition | Status | | **On A $20,000 Loan 1 (2021 And Newer)** auto_any_36mo | — APR | 4.500% | 36 mo | Standard | | **On A $20,000 Loan 1 (2020 And Older)** auto_used_36mo | — APR | 4.500% | 36 mo · used | Standard | | **New, Used Auto Loans (2020 and older)** auto_any_36mo | — APR | 4.500% | 36 mo · any | Standard | | **New, Used Auto Loans (2021 and newer)** auto_any_36mo | — APR | 4.500% | 36 mo · any | Standard | | **New, Used Auto Loans (2020 and older)** auto_any_48mo | — APR | 4.740% | 48 mo · any | Standard | | **On A $20,000 Loan 1 (2020 And Older)** auto_used_48mo | — APR | 4.740% | 48 mo · used | Standard | | **On A $20,000 Loan 1 (2021 And Newer)** auto_any_48mo | — APR | 4.740% | 48 mo | Standard | | **New, Used Auto Loans (2021 and newer)** auto_any_48mo | — APR | 4.740% | 48 mo · any | Standard | | **On A $20,000 Loan 1 (2020 And Older)** auto_used_60mo | — APR | 4.990% | 60 mo · used | Standard | | **On A $20,000 Loan 1 (2021 And Newer)** auto_any_60mo | — APR | 4.990% | 60 mo | Standard | | **New, Used Auto Loans (2020 and older)** auto_any_60mo | — APR | 4.990% | 60 mo · any | Standard | | **New, Used Auto Loans (2021 and newer)** auto_any_60mo | — APR | 4.990% | 60 mo · any | Standard | | **On A $20,000 Loan 1 (2020 And Older)** auto_used_75mo | — APR | 5.240% | 75 mo · used | Standard | | **New, Used Auto Loans (2021 and newer)** auto_any_75mo | — APR | 5.240% | 75 mo · any | Standard | | **New, Used Auto Loans (2020 and older)** auto_any_75mo | — APR | 5.240% | 75 mo · any | Standard | | **On A $20,000 Loan 1 (2021 And Newer)** auto_any_75mo | — APR | 5.240% | 75 mo | Standard | | **On A $20,000 Loan 1 (2021 And Newer)** auto_any_84mo | — APR | 5.990% | 84 mo | Standard | | **New, Used Auto Loans (2021 and newer)** auto_any_84mo | — APR | 5.990% | 84 mo · any | Standard | | **Motor Homes & Travel Trailers (Up to 60 months)** rv_any_60mo | — APR | 5.990% | 60 mo | Standard | | **Motor Homes & Travel Trailers (60-84 months)** rv_any_84mo | — APR | 5.990% | 84 mo | Standard | | **84-Month Boat Loan (2016 and Newer)** boat_any_84mo | — APR | 6.740% | 84 mo | Standard | | **Motor Homes & Travel Trailers (Up to 180 months)** rv_any_180mo | — APR | 6.750% | 180 mo | Standard | | **Motor Homes & Travel Trailers (Up to 120 months)** rv_any_120mo | — APR | 6.750% | 120 mo | Standard | | **60-Month Motorcycle Loan** motorcycle_any_60mo | — APR | 7.250% | 60 mo | Standard | | **120-Month Boat Loan (2016 and Newer)** boat_any_120mo | — APR | 7.250% | 120 mo | Standard | | **Jet Ski - ATV - Snowmobiles** boat_any_60mo | — APR | 7.250% | 60 mo | Standard | | **72-Month Motorcycle Loan** motorcycle_any_72mo | — APR | 7.500% | 72 mo | Standard | | **Jet Ski - ATV - Snowmobiles** boat_any_72mo | — APR | 7.500% | 72 mo | Standard | | **Boats (2015 or older)** boat_used_84mo | — APR | 8.740% | 84 mo · used | Standard | | **Boats (2015 or older)** boat_used_120mo | — APR | 9.250% | 120 mo · used | Standard | Diversified Members Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 5.750% | — | Standard | Diversified Members Credit Union heloc rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 9.900% | — | Standard | Diversified Members Credit Union credit card rates as of November 12, 2026 Diversified Members Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/diversified-members) , verified from [Diversified Members Credit Union's official website](https://dmcu.com/) Loading branch locator… ## About Diversified Members Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 31.3K Assets $595.5M Founded 1929 Locations reported 4 NCUA charter 62339 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**International Uaw** Main Office · Detroit · MI · 48214-3963 About 1.0 miles away](https://rateapi.dev/credit-unions/michigan/international-uaw) [**Lake Michigan** Downtown Detroit - Woodward Avenue · Detroit · MI · 48201 About 2.2 miles away](https://rateapi.dev/credit-unions/michigan/lake-michigan) [**Electrical Workers Local 58** electrical workers credit union · DETROIT · MI · 48226 About 2.3 miles away](https://rateapi.dev/credit-unions/michigan/electrical-workers-local-58) [**Lake Trust** Detroit DTE · Detroit · MI · 48226 About 2.3 miles away](https://rateapi.dev/credit-unions/michigan/lake-trust) [**Michigan State University** MSUFCU - Congress Street Branch · Detroit · MI · 48226-3291 About 2.3 miles away](https://rateapi.dev/credit-unions/michigan/michigan-state-university) [**Public Service** Veterans Health Administration Branch · Detroit · MI · 48201 About 2.5 miles away](https://rateapi.dev/credit-unions/michigan/public-service) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Diversified Members Credit Union Membership eligibility from Diversified Members Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Diversified Members Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Diversified Members Credit Union's membership page](https://dmcu.com/) . Final membership determination is always made by the credit union. ## Work at Diversified Members Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Diversified Members Credit Union ranks against Michigan peers. - See which AI assistants fetched Diversified Members Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=diversified-members&state=michigan&code=MI&name=Diversified%20Members%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Diversified Members Credit Union offer? Diversified Members Credit Union currently offers vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Diversified Members Credit Union rates updated? RateAPI verifies Diversified Members Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Diversified Members Credit Union's rate data? Rate data is collected directly from Diversified Members Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Diversified Members Credit Union? Diversified Members Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Diversified Members Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan HELOC rate leaders](https://rateapi.dev/heloc-rates/michigan) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://dmcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Diversified Members Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Diversified Members Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /diversified-members " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Diversified Members Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/diversified-members Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp