--- title: "Chiropractic Credit Union Rates - Michigan" description: "Current auto loan, personal loan, credit card, savings & cd, and equipment loan rates from Chiropractic Credit Union in Michigan. Updated daily with source verification. See who can join Chiropractic Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/chiropractic" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Chiropractic Credit Union Rates - Michigan ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loans (24-36 months)** auto_new_36mo | — APR | 5.240% | 36 mo · new | Standard | | **New Auto Loans (37-48 months)** auto_new_48mo | — APR | 6.240% | 48 mo · new | Standard | | **Classic** auto | — APR | 6.990% | — | Standard | | **New Auto Loans (49-60 months)** auto_new_60mo | — APR | 6.990% | 60 mo · new | Standard | | **Up to five years** auto | — APR | 8.990% | — | Standard | | **Older** auto_used | — APR | 9.290% | used | Standard | Chiropractic Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Share Pledge (3 years)** personal_unsecured_36mo | — APR | 5.990% | 36 mo | Standard | | **Share Pledge (2 years)** personal_unsecured_24mo | — APR | 5.990% | 24 mo | Standard | | **Share Pledge (4 years)** personal_unsecured_48mo | — APR | 5.990% | 48 mo | Standard | | **Share Pledge (5 years)** personal_unsecured_60mo | — APR | 6.240% | 60 mo | Standard | | **12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 9.990% | 12 mo | Standard | | **Unsecured Loan Special (13 to 36 Months)** personal_unsecured_36mo | — APR | 11.990% | 36 mo | Standard | | **Unsecured Loan Special (37 to 60 Months)** personal_unsecured_60mo | — APR | 12.990% | 60 mo | Standard | | **Revolving Credit/Overdraft Protection** personal | — APR | 14.900% | — | Standard | Chiropractic Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **VISA Classic and Platinum** credit_card_platinum | — APR | 13.800% | — | Standard | Chiropractic Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 18 offers | Product | Published | Rate | Term / condition | Status | | **Regular Shares ($300.00 +)** savings | — APY | 0.20% | — | Standard | | **$500.00 +** savings | — APY | 0.40% | — | Standard | | **Tiered-Rate Money Market ($5,000.00 - $24,999.00)** money_market | — APY | 0.59% | — | Context only | | **Tiered-Rate Money Market (Monthly)** money_market | — APY | 0.59% | — | Context only | | **Tiered-Rate Money Market ($25,000.00 - $49,999.00)** money_market | — APY | 0.81% | — | Context only | | **Tiered-Rate Money Market ($50,000.00 - $99,999.00)** money_market | — APY | 1.00% | — | Context only | | **Tiered-Rate Money Market ($100,000.00 +)** money_market | — APY | 1.06% | — | Context only | | **Share Certificates Certificate rates are reviewed and may change daily. (60 months)** share_certificate_60mo | — APY | 1.50% | 60 mo | Standard | | **Share Certificates Certificate rates are reviewed and may change daily. (48 months)** share_certificate_48mo | — APY | 1.50% | 48 mo | Standard | | **Share Certificates Certificate rates are reviewed and may change daily. (24 months)** share_certificate_24mo | — APY | 1.50% | 24 mo | Standard | | **Share Certificates Certificate rates are reviewed and may change daily. (36 months)** share_certificate_36mo | — APY | 1.50% | 36 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 1.65% | 24 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 1.65% | 60 mo | Standard | | **48-Month Certificate** share_certificate_48mo | — APY | 1.65% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 1.65% | 36 mo | Standard | | **Share Certificates Certificate rates are reviewed and may change daily. (6 months)** share_certificate_6mo | — APY | 1.65% | 6 mo | Standard | | **Share Certificates Certificate rates are reviewed and may change daily. (12 months)** share_certificate_12mo | — APY | 1.75% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 1.90% | 12 mo | Standard | Chiropractic Credit Union savings & cd rates as of November 12, 2026 ### Equipment loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Equipment Loan Rates (New)** equipment_new | — APR | 6.990% | — | Standard | | **Equipment Loan Rates (Used)** equipment_used | — APR | 7.490% | — | Standard | Chiropractic Credit Union equipment loan rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Elite Express ($5,000 minimum/$25,000 maximum)** other | — % | 11.500% | — | Standard | Chiropractic Credit Union other rates as of November 12, 2026 Chiropractic Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/chiropractic) , verified from [Chiropractic Credit Union's official website](https://chirofcu.org/) Loading branch locator… ## About Chiropractic Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.6K Assets $40.8M Founded 1950 Locations reported 1 NCUA charter 6871 Charter type Federal credit union ### Services and member support - Online membership application - Electronic statements - Mobile check deposit - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Loc** Farmington · Farmington · MI · 48336-3915 About 1.5 miles away](https://rateapi.dev/credit-unions/michigan/loc) [**DFCU Financial** DFCU - Novi · Novi · MI · 48375 About 1.7 miles away](https://rateapi.dev/credit-unions/michigan/dfcu-financial) [**Michigan Schools and Government** Livonia · Livonia · MI · 48152 About 2.2 miles away](https://rateapi.dev/credit-unions/michigan/michigan-schools-and-government) [**Credit Union One** CUO-Farmington · Farmington · MI · 48336-4236 About 2.3 miles away](https://rateapi.dev/credit-unions/michigan/credit-union-one) [**Community Choice** 27 Farmington Hills - 12 Mile · Farmington Hills · MI · 48331-3074 About 2.5 miles away](https://rateapi.dev/credit-unions/michigan/community-choice) [**Lake Michigan** Farmington Hills · Farmington HIlls · MI · 48331 About 2.6 miles away](https://rateapi.dev/credit-unions/michigan/lake-michigan) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Chiropractic Credit Union Membership eligibility from Chiropractic Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Chiropractic Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Chiropractors - Association Michigan Association of Chiropractors (MAC), Minnesota Chiropractic Association (MCA), Ohio State Chiropractic Association (OSCA), Alaska Chiropractic Society (ACS), Michigan Association of Chiropractors, Minnesota Chiropractic Association, Ohio State Chiropractic Association, Alaska Chiropractic Society, ChiroCongress Verified from [Chiropractic Credit Union's membership page](https://chirofcu.org/page/33/who-can-join) . Final membership determination is always made by the credit union. ## Membership rules for Chiropractic Credit Union Employers · Associations 9 · Family 2 12 published paths to membership, last verified August 27, 2026, quoted from Chiropractic Credit Union’s own published criteria. Source-page proposal coverage: 7 of 56 extracted claims verified; 0 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of employees of eligible licensed Chiropractors “As an added bonus, all eligible licensed Chiropractors may extend membership privileges to their current employees and immediate family members.” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Employee of employees of eligible licensed Chiropractors ### Associations 9 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Michigan Association of Chiropractors (MAC) “members of the Michigan Association of Chiropractors (MAC)” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Member of Michigan Association of Chiropractors (MAC) - Member of Minnesota Chiropractic Association (MCA) “members of the Minnesota Chiropractic Association (MCA)” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Member of Minnesota Chiropractic Association (MCA) - Member of Ohio State Chiropractic Association (OSCA) “members of the Ohio State Chiropractic Association (OSCA)” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Member of Ohio State Chiropractic Association (OSCA) - Member of Alaska Chiropractic Society (ACS) “members of the Alaska Chiropractic Society (ACS)” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Member of Alaska Chiropractic Society (ACS) - Member of Michigan Association of Chiropractors “members of the Michigan Association of Chiropractors (MAC)” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Member of Michigan Association of Chiropractors - Member of Minnesota Chiropractic Association “members of the Minnesota Chiropractic Association (MCA)” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Member of Minnesota Chiropractic Association - Member of Ohio State Chiropractic Association “members of the Ohio State Chiropractic Association (OSCA)” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Member of Ohio State Chiropractic Association - Member of Alaska Chiropractic Society “members of the Alaska Chiropractic Society (ACS)” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Member of Alaska Chiropractic Society - Member of ChiroCongress “Eligibility is also open to licensed Chiropractors who are members of their state associations affiliated with ChiroCongress (Congress of State Chiropractic Associations).” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Member of ChiroCongress ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family members “all eligible licensed Chiropractors may extend membership privileges to their current employees and immediate family members.” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Family member (immediate family members) of a member - Family of someone eligible immediate family “As an added bonus, all eligible licensed Chiropractors may extend membership privileges to their current employees and immediate family members.” > [source ↗](https://chirofcu.org/page/33/who-can-join) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Chiropractic Credit Union? Yes No ## Work at Chiropractic Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Chiropractic Credit Union ranks against Michigan peers. - See which AI assistants fetched Chiropractic Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=chiropractic&state=michigan&code=MI&name=Chiropractic%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Chiropractic Credit Union offer? Chiropractic Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Chiropractic Credit Union rates updated? RateAPI verifies Chiropractic Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Chiropractic Credit Union's rate data? Rate data is collected directly from Chiropractic Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Chiropractic Credit Union? Chiropractic Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 1 employer and 9 associations for Chiropractic Credit Union, each quoted from Chiropractic Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Chiropractic Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://chirofcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Chiropractic Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Chiropractic Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /chiropractic " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Chiropractic Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/chiropractic Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp