Auto-Owners Associates Credit Union
Verified rate book
Current Auto-Owners Associates Credit Union rates
25 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36-Month Auto Loanauto_any_36mo | 4.500% APR | 4.500% | 36 mo | Standard |
| Up to 24-Month Auto Loanauto_any_24mo | 4.500% APR | 4.500% | 24 mo | Standard |
| Auto Loan 37 to 48 monthsauto_any_48mo | 4.500% APR | 4.500% | 48 mo | Standard |
| Auto Loan 49 to 60 monthsauto_any_60mo | 5.000% APR | 5.000% | 60 mo | Standard |
| Auto Loan 61 to 72 monthsauto_any_72mo | 5.250% APR | 5.250% | 72 mo | Standard |
| Auto Loan 73-84 monthsauto_any_84mo | 5.750% APR | 5.750% | 84 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 12-Month Signature Loanpersonal_unsecured_12mo | 9.750% APR | 9.750% | 12 mo | Standard |
| Signature Loan 13 to 48 monthspersonal_unsecured_48mo | 10.500% APR | 10.500% | 48 mo | Standard |
| Signature Loan 49 to 60 monthspersonal_unsecured_60mo | 11.250% APR | 11.250% | 60 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA GOLDcredit_card | 10.900% APR | 10.900% | — | Standard |
| VISA CLASSICcredit_card | 11.900% APR | 11.900% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Certificatecd_24mo | 3.25% APY | 3.25% | 24 mo | Standard |
| 60-Month Certificatecd_60mo | 3.25% APY | 3.25% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 3.25% APY | 3.25% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 3.25% APY | 3.25% | 36 mo | Standard |
| 12-Month Certificatecd_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
Other rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Small Rec 49 to 60 monthsother | 5.000% % | 5.000% | — | Standard |
| Small Rec 37 to 48 monthsother | 5.000% % | 5.000% | — | Standard |
| Small Rec up to 36 monthsother | 5.000% % | 5.000% | — | Standard |
| Small Rec 61 to 72 monthsother | 5.500% % | 5.500% | — | Standard |
| Large Rec up to 60 monthsother | 6.250% % | 6.250% | — | Standard |
| Large Rec 61 to 72 monthsother | 6.250% % | 6.250% | — | Standard |
| Large Rec 73 to 120 monthsother | 6.500% % | 6.500% | — | Standard |
| Large Rec 121 to 180 mthsother | 6.750% % | 6.750% | — | Standard |
Auto loans available from 4.5% APR for 36 months. Personal loan rates from 9.75% APR. Credit card rates from 10.9% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Auto-Owners Associates Credit Union's official website
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About Auto-Owners Associates Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.5K
- Assets
- $43.4M
- Founded
- 1948
- Locations reported
- 1
- NCUA charter
- 62543
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Auto-Owners Associates Credit Union
Membership eligibility from Auto-Owners Associates Credit Union's own published criteria. How we verify this.
Membership criteria are published on Auto-Owners Associates Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Auto-Owners Associates Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Auto-Owners Associates Credit Union?
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Frequently Asked Questions
What rates does Auto-Owners Associates Credit Union offer?
Auto-Owners Associates Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Auto-Owners Associates Credit Union rates updated?
RateAPI verifies Auto-Owners Associates Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Auto-Owners Associates Credit Union's rate data?
Rate data is collected directly from Auto-Owners Associates Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Auto-Owners Associates Credit Union's auto loan rates?
As of August 4, 2026, Auto-Owners Associates Credit Union offers auto loans from 4.5% APR.
What is Auto-Owners Associates Credit Union's personal loan rate?
As of August 4, 2026, Auto-Owners Associates Credit Union offers personal loans from 9.75% APR.
What is Auto-Owners Associates Credit Union's best CD rate?
As of August 4, 2026, Auto-Owners Associates Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Auto-Owners Associates Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Auto-Owners Associates Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/auto-owners-associates" \
-H "Authorization: Bearer YOUR_API_KEY"