Alpena-Alcona Area Credit Union
Verified rate book
Current Alpena-Alcona Area Credit Union rates
4 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.875% APR | 6.625% | — | Standard |
| 15-Year Fixed15 year fixed | 6.403% APR | 6.000% | — | Standard |
| 10-Year Fixed10 year fixed | 7.574% APR | 6.500% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| APR* as low asother | 4.250% % | 4.250% | — | Standard |
As of August 4, 2026, Alpena-Alcona Area Credit Union offers a 30-year fixed mortgage at 6.875% APR.
Source: RateAPI.dev, verified from Alpena-Alcona Area Credit Union's official website
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About Alpena-Alcona Area Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 49.6K
- Assets
- $957.6M
- Founded
- 1953
- Locations reported
- 13
- NCUA charter
- 62035
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Alpena-Alcona Area Credit Union
Membership eligibility from Alpena-Alcona Area Credit Union's own published criteria. How we verify this.
Membership criteria are published on Alpena-Alcona Area Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Alpena-Alcona Area Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Alpena-Alcona Area Credit Union?
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Frequently Asked Questions
What rates does Alpena-Alcona Area Credit Union offer?
Alpena-Alcona Area Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Alpena-Alcona Area Credit Union rates updated?
RateAPI verifies Alpena-Alcona Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Alpena-Alcona Area Credit Union's rate data?
Rate data is collected directly from Alpena-Alcona Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Alpena-Alcona Area Credit Union's mortgage rate?
As of August 4, 2026, Alpena-Alcona Area Credit Union offers a 30-year fixed mortgage at 6.875% APR.
Related Rate Data
Compare Alpena-Alcona Area Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Alpena-Alcona Area Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/alpena-alcona-area" \
-H "Authorization: Bearer YOUR_API_KEY"