--- title: "Aac Credit Union Rates - Michigan" description: "Current auto loan, personal loan, and savings & cd rates from Aac Credit Union in Michigan. Updated daily with source verification. See who can join Aac Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/aac" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Aac Credit Union Rates - Michigan ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Up to 48-Month Auto Loan** auto_any_48mo | — APR | 4.990% | 48 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 5.240% | 60 mo | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 5.740% | 72 mo | Standard | | **84-Month Auto Loan** auto_any_84mo | — APR | 6.240% | 84 mo | Standard | | **Up to 60-Month Auto Loan** auto_any_60mo | — APR | 8.990% | 60 mo | Standard | Aac Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Share-Secured Loan** personal_secured_48mo | — APR | 5.990% | 48 mo | Standard | | **48-Month Signature Loan** personal_unsecured_48mo | — APR | 12.990% | 48 mo | Standard | Aac Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 32 offers | Product | Published | Rate | Term / condition | Status | | **Savings** savings | — APY | 0.10% | — | Standard | | **Power Checking** checking | — APY | 0.15% | — | Standard | | **Checking ($2,000–$9,999)** savings | — APY | 0.15% | — | Standard | | **Checking ($10,000–$24,999)** savings | — APY | 0.20% | — | Standard | | **Checking ($25,000–$49,999)** savings | — APY | 0.25% | — | Standard | | **Checking ($2,000–$9,999)** savings | — APY | 0.30% | — | Standard | | **Money Market** money_market | — APY | 0.30% | — | Standard | | **Checking ($50,000+)** savings | — APY | 0.40% | — | Standard | | **Savings & Checking ($500.00)** savings | — APY | 0.50% | — | Standard | | **IRA** ira | — APY | 0.50% | — | Standard | | **Checking ($1.01–$1,000)** savings | — APY | 0.50% | — | Standard | | **Checking ($50,000–$99,999)** savings | — APY | 0.60% | — | Standard | | **Checking ($1,000.01–$5,000)** savings | — APY | 0.75% | — | Standard | | **Checking ($100,000–$249,999)** savings | — APY | 0.75% | — | Standard | | **Savings & Checking (OVER $25,000.01)** savings | — APY | 1.00% | — | Standard | | **Checking ($250,000+)** savings | — APY | 1.00% | — | Standard | | **Checking ($5,000.01–$25,000)** savings | — APY | 1.00% | — | Standard | | **Certificates of Deposit (Let it Grow CD)** cd | — APY | 3.50% | — | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.50% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.50% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.50% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.50% | 60 mo | Standard | | **Checking (Up to $50,000)** savings | — APY | 3.50% | — | Standard | | **HYS with FreePlus Checking Account** checking | — APY | 3.50% | — | Specialty offer | | **18-Month Certificate** cd_18mo | — APY | 3.60% | 18 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.70% | 12 mo | Standard | | **9-Month Certificate** cd_9mo | — APY | 3.75% | 9 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.80% | 6 mo | Standard | | **Christmas Club** savings | — APY | 4.00% | — | Specialty offer | | **Certificates of Deposit (Youth CD Special)** cd | — APY | 4.00% | — | Eligibility restricted | | **Free Plus Checking** checking | — APY | 4.00% | — | Standard | | **Checking (Up to $10,000)** savings | — APY | 4.00% | — | Standard | Aac Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Buy or Build** other | — % | 4.000% | — | Standard | Aac Credit Union other rates as of November 13, 2026 Aac Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/aac) , verified from [Aac Credit Union's official website](https://www.goaac.com/) Loading branch locator… ## About Aac Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.8K Assets $211.2M Founded 1937 Locations reported 8 NCUA charter 62217 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Consumers** Walker · Walker · MI · 49534 About 0.7 miles away](https://rateapi.dev/credit-unions/michigan/consumers) [**Lake Michigan** Lake Michigan Drive · Grand Rapids · MI · 49504-5884 About 2.7 miles away](https://rateapi.dev/credit-unions/michigan/lake-michigan) [**Members First** Members First Credit Union - Jenison Office · Jenison · MI · 49428 About 4.2 miles away](https://rateapi.dev/credit-unions/michigan/members-first) [**Credit Union One** CUO-GR · Grand Rapids · MI · 49504-2640 About 4.3 miles away](https://rateapi.dev/credit-unions/michigan/credit-union-one) [**North Central Area** Grandville Branch · Grandville · MI · 49418 About 4.5 miles away](https://rateapi.dev/credit-unions/michigan/north-central-area) [**Honor** Honor Credit Union · Jenison · MI · 49428 About 4.5 miles away](https://rateapi.dev/credit-unions/michigan/honor) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Aac Credit Union Membership eligibility from Aac Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Aac Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Aac Credit Union's membership page](https://forms.joinmycu.com/mop/115/newmember/promotional) . Final membership determination is always made by the credit union. ## Work at Aac Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Aac Credit Union ranks against Michigan peers. - See which AI assistants fetched Aac Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=aac&state=michigan&code=MI&name=Aac%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Aac Credit Union offer? Aac Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Aac Credit Union rates updated? RateAPI verifies Aac Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Aac Credit Union's rate data? Rate data is collected directly from Aac Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Aac Credit Union? Aac Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Aac Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.goaac.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Aac Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Aac Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /aac " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Aac Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/aac Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp