--- title: "Worcester Credit Union Rates - Massachusetts" description: "Current auto loan, heloc, and savings & cd rates from Worcester Credit Union in Massachusetts. Updated daily with source verification. See who can join Worcester Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/worcester" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Worcester Credit Union Rates - Massachusetts ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **48-Month Auto Loan** auto_any_48mo | — APR | 4.990% | 48 mo | Standard | Worcester Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Ongoing Rate** heloc | — APR | 7.990% | — | Context only | Worcester Credit Union heloc rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **24-Month Save for Success Hybrid Certificate** share_certificate_24mo | — APY | 4.25% | 24 mo | Standard | Worcester Credit Union savings & cd rates as of November 12, 2026 Worcester Credit Union is a credit union in Massachusetts. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/worcester) , verified from [Worcester Credit Union's official website](https://www.worcestercu.com/) Loading branch locator… ## About Worcester Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6.4K Assets $107.1M Founded 1976 Locations reported 1 NCUA charter 64144 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Millbury** Greendale · Worcester · MA · 01606 About 0.6 miles away](https://rateapi.dev/credit-unions/massachusetts/millbury) [**Worcester Police Department** WPDCU · Worcester · MA · 01606-3032 About 0.6 miles away](https://rateapi.dev/credit-unions/massachusetts/worcester-police-department) [**All One** Worcester · Worcester · MA · 01606 About 0.9 miles away](https://rateapi.dev/credit-unions/massachusetts/all-one) [**I-C** Worcester · Worcester · MA · 01606-1275 About 0.9 miles away](https://rateapi.dev/credit-unions/massachusetts/i-c) [**First Technology** Worcester Gold Star · Worcester · MA · 01606 About 1.5 miles away](https://rateapi.dev/credit-unions/california/first-technology) [**Worcester Fire Dept.** WORCESTER FIRE DEPARTMENT CREDIT UNION · WORCESTER · MA · 01605 About 2.0 miles away](https://rateapi.dev/credit-unions/massachusetts/worcester-fire-dept) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Worcester Credit Union Membership eligibility from Worcester Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Worcester Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Worcester Credit Union's membership page](https://www.worcestercu.com/about-us-join/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for Worcester Credit Union Family 1 published path to membership, last verified August 22, 2026, quoted from Worcester Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member parent, spouse, sibling, child “You are a family member of a Worcester Credit Union member including: Parents, Spouse, Siblings, and Children.” > [source ↗](https://www.worcestercu.com/about-us-join/become-a-member.html) - Family member (parent, spouse, sibling, child) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Worcester Credit Union? Yes No ## Work at Worcester Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Worcester Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Worcester Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=worcester&state=massachusetts&code=MA&name=Worcester%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Worcester Credit Union offer? Worcester Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Worcester Credit Union rates updated? RateAPI verifies Worcester Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Worcester Credit Union's rate data? Rate data is collected directly from Worcester Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Worcester Credit Union? Worcester Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Worcester Credit Union, each quoted from Worcester Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Worcester Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Massachusetts HELOC rate leaders](https://rateapi.dev/heloc-rates/massachusetts) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.worcestercu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Worcester Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Worcester Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /worcester " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Worcester Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/worcester Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp