--- title: "Webster First Credit Union Rates - Massachusetts" description: "Current mortgage, and heloc rates from Webster First Credit Union in Massachusetts. Updated daily with source verification. See who can join Webster First Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/webster-first" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Webster First Credit Union Rates - Massachusetts ### Mortgage rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Convertible 1 Yr Adjustable 12** arm | — APR | 5.500% | — | Standard | | **3 Year Adjustable 12** 3 1 arm | — APR | 5.750% | — | Standard | | **Land Loan 11,12** other | — APR | 5.500% | — | Standard | | **5&1 Fixed Variable 12** other | — APR | 6.250% | — | Standard | | **7&1 Variable 40 Year 12** other | — APR | 6.375% | — | Standard | | **7&1 Fixed Variable 12** other | — APR | 6.375% | — | Standard | | **7&3 Fixed Variable 12** other | — APR | 6.500% | — | Standard | | **10&5 Fixed Variable 12** other | — APR | 6.625% | — | Standard | | **First Time Homebuyers** other | — APR | 6.750% | — | Standard | Webster First Credit Union mortgage rates as of November 12, 2026 ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New Equity Member 14** heloc | — APR | 6.000% | — | Standard | | **Refinanced** heloc | — APR | 7.000% | — | Standard | | **Max Equity Line of Credit 15** heloc_variable | — APR | 8.250% | — | Standard | Webster First Credit Union heloc rates as of November 12, 2026 Webster First Credit Union is a credit union in Massachusetts. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/webster-first) , verified from [Webster First Credit Union's official website](https://www.websterfirst.com/) Loading branch locator… ## About Webster First Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 84.9K Assets $1.5B Founded 1934 Locations reported 16 NCUA charter 24557 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First Technology** Worcester Crossing · Worcester · MA · 01607 Branch in the same ZIP](https://rateapi.dev/credit-unions/california/first-technology) [**Central One** Auburn · Auburn · MA · 01501 About 1.7 miles away](https://rateapi.dev/credit-unions/massachusetts/central-one) [**Brightbridge** Worcester · Worcester · MA · 01604-4747 About 1.8 miles away](https://rateapi.dev/credit-unions/massachusetts/brightbridge) [**Millbury** Auburn · Auburn · MA · 01501 About 2.7 miles away](https://rateapi.dev/credit-unions/massachusetts/millbury) [**All One** Worcester - Shrewsbury Street · Worcester · MA · 01604 About 2.7 miles away](https://rateapi.dev/credit-unions/massachusetts/all-one) [**Allcom** Postal Branch · Worcester · MA · 01613 About 2.8 miles away](https://rateapi.dev/credit-unions/massachusetts/allcom) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Webster First Credit Union Membership eligibility from Webster First Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Webster First Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Webster First Credit Union's membership page](https://www.websterfirst.com/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Webster First Credit Union Geography 4 counties · Employers · Family 2 7 published paths to membership, last verified August 21, 2026, quoted from Webster First Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Essex County, MA - Middlesex County, MA - Suffolk County, MA - Worcester County, MA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Essex County, MA; Middlesex County, MA; Suffolk County, MA; Worcester County, MA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Webster First “Additionally, you are eligible if you are a current Webster First employee” > [source ↗](https://www.websterfirst.com/become-a-member/) - Employee of Webster First ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse “are the spouse of someone who died while within the field of membership.” > [source ↗](https://www.websterfirst.com/become-a-member/) - Family member (spouse) of a member - Family of a member immediate family, household member “Members of the immediate family or household, and organizations of anyone meeting these qualifications are also eligible to join.” > [source ↗](https://www.websterfirst.com/become-a-member/) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Webster First Credit Union? Yes No ## Work at Webster First Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Webster First Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Webster First Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=webster-first&state=massachusetts&code=MA&name=Webster%20First%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Webster First Credit Union offer? Webster First Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Webster First Credit Union rates updated? RateAPI verifies Webster First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Webster First Credit Union's rate data? Rate data is collected directly from Webster First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Webster First Credit Union? Webster First Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 4 counties and 1 employer for Webster First Credit Union, each quoted from Webster First Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Webster First Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts mortgage rate leaders](https://rateapi.dev/mortgage-rates/massachusetts) [Massachusetts HELOC rate leaders](https://rateapi.dev/heloc-rates/massachusetts) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.websterfirst.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Webster First Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Webster First Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /webster-first " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Webster First Credit Union locations Search, filter, and browse all 16 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/webster-first Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp