--- title: "Tremont Credit Union Rates (Nov 2026): CDs to 3.25%, Mortgage 7.50%" description: "Tremont Credit Union rates today: 15 year fixed mortgage 7.50% APR, savings & CDs up to 3.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Tremont Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/tremont" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Tremont Credit Union Rates (Nov 2026): CDs to 3.25%, Mortgage 7.50% ### Mortgage rates 9 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 6.990% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.750% | — | Standard | | **15-Year Fixed** 15 year fixed | 7.500% APR | 7.500% | — | Standard | | **ARM** arm | — APR | 6.125% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.625% | — | Standard | | **10-Year Fixed** 10 year fixed | 7.250% APR | 7.250% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.750% APR | 7.750% | — | Standard | | **Non-QM/Non-Traditional Mortgage** other | — APR | 6.625% | — | Standard | | **5 Year Fixed Conventional** other | 7.000% APR | 7.000% | — | Standard | Tremont Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan (2025–2026)** auto | — APR | 4.990% | — | Standard | | **Motorcycle Loan (2025–2026)** motorcycle | — APR | 5.990% | — | Standard | | **Auto Loan (2022–2024)** auto | — APR | 6.490% | — | Standard | | **Motorcycle Loan (2022–2024)** motorcycle | — APR | 6.500% | — | Standard | | **Used Auto Loan (2021 and Older)** auto_used | — APR | 8.490% | used | Standard | | **Auto Loan (2021)** auto | — APR | 8.490% | — | Standard | | **Auto Loans (2021 or Older Model Year) (Up to 60)** auto_used | — APR | 8.490% | used | Standard | | **Motorcycle Loan (2021)** motorcycle | — APR | 8.500% | — | Standard | | **Boat and RV Loans (Used)** boat_used | — APR | 9.990% | used | Standard | Tremont Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **STANDARD HELOC** heloc_variable | — APR | 5.000% | — | Standard | | **Fixed Rate Home Equity Loan 80% LTV** heloc_fixed | — APR | 7.000% | — | Standard | Tremont Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Holiday Loan** personal | — APR | 8.990% | — | Standard | Tremont Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 16 offers | Product | Published | Rate | Term / condition | Status | | **Regular Savings** savings | 0.05% APY | 0.05% | — | Standard | | **Christmas Club** savings | 0.15% APY | 0.15% | — | Specialty offer | | **IRA Variable** ira | 0.25% APY | 0.25% | — | Standard | | **Money Management $2500 - $24,999.99** savings | 0.75% APY | 0.75% | — | Standard | | **Money Management $25,000.00 - $74,999.99** savings | 1.75% APY | 1.74% | — | Standard | | **36-Month Certificate** cd_36mo | — APY | 1.99% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 1.99% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 1.99% | 60 mo | Standard | | **Money Management $75,000.00 - $149,999.99** savings | 2.50% APY | 2.47% | — | Standard | | **30-Month Certificate** cd_30mo | — APY | 3.21% | 30 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 3.21% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.21% | 24 mo | Standard | | **Money Management $150,000 or more** savings | 3.25% APY | 3.20% | — | Standard | | **9-Month Certificate** cd_9mo | — APY | 3.45% | 9 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.45% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.45% | 12 mo | Standard | Tremont Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Details** other | — % | 1.990% | — | Standard | Tremont Credit Union other rates as of November 12, 2026 As of November 12, 2026, Tremont Credit Union offers a 15-year fixed mortgage at 7.5% APR. Savings and certificate yields up to 3.25% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/tremont) , verified from [Tremont Credit Union's official website](https://www.tremontcu.org/) Loading branch locator… ## About Tremont Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 12.7K Assets $258.7M Founded 1952 Locations reported 4 NCUA charter 68349 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Brightbridge** Dorchester · Dorchester · MA · 02124-5710 About 2.3 miles away](https://rateapi.dev/credit-unions/massachusetts/brightbridge) [**Messiah Baptist-Jubilee** Disaster Recovery · Boston · MA · 02124 About 2.3 miles away](https://rateapi.dev/credit-unions/massachusetts/messiah-baptist-jubilee) [**Boston Firefighters** Granite Ave Back Office · Milton · MA · 02186 About 2.7 miles away](https://rateapi.dev/credit-unions/massachusetts/boston-firefighters) [**Taupa Lithuanian** Disaster recovery · Quincy · MA · 02170-3204 About 3.1 miles away](https://rateapi.dev/credit-unions/massachusetts/taupa-lithuanian) [**Members Plus** Adams Village · Dorchester · MA · 02124 About 3.1 miles away](https://rateapi.dev/credit-unions/massachusetts/members-plus) [**Liberty Bay** Liberty Bay Credit Union · Braintree · MA · 02184-3909 About 3.1 miles away](https://rateapi.dev/credit-unions/massachusetts/liberty-bay) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Tremont Credit Union Membership eligibility from Tremont Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Tremont Credit Union's website. Check the membership page below to confirm whether you qualify. - Location suffolk, norfolk, middlesex, bristol, plymouth — MA Verified from [Tremont Credit Union's membership page](https://www.tremontcu.org/about-us/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for Tremont Credit Union Geography 5 counties · Associations · Family 12 published paths to membership, last verified November 8, 2026, quoted from Tremont Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Bristol County, MA - Middlesex County, MA - Norfolk County, MA - Plymouth County, MA - Suffolk County, MA “Membership is open to: All who live or work in these Massachusetts Counties: Suffolk County Norfolk County Middlesex County Bristol County Plymouth County” > [source ↗](https://www.tremontcu.org/about-us/become-a-member.html) ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Belongs to religious, civic, or charitable organization (as written on the source page) “All who are members of a religious, civic, or charitable organization maintaining an established location within Tremont Credit Union's geographical field of membership” > [source ↗](https://www.tremontcu.org/about-us/become-a-member.html) - Member of religious, civic, or charitable organization (class, not a named organization) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member family “All family members of existing members qualify for membership.” > [source ↗](https://www.tremontcu.org/about-us/become-a-member.html) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Tremont Credit Union? Yes No ## Work at Tremont Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tremont Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Tremont Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=tremont&state=massachusetts&code=MA&name=Tremont%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Tremont Credit Union offer? Tremont Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Tremont Credit Union rates updated? RateAPI verifies Tremont Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Tremont Credit Union's rate data? Rate data is collected directly from Tremont Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Tremont Credit Union's mortgage rate? As of November 12, 2026, Tremont Credit Union offers a 15-year fixed mortgage at 7.5% APR. ### What is Tremont Credit Union's best CD rate? As of November 12, 2026, Tremont Credit Union offers savings and certificate (CD) yields up to 3.25% APY. ### Who can join Tremont Credit Union? Tremont Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 5 counties and 1 association for Tremont Credit Union, each quoted from Tremont Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Tremont Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts mortgage rate leaders](https://rateapi.dev/mortgage-rates/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Massachusetts HELOC rate leaders](https://rateapi.dev/heloc-rates/massachusetts) [Massachusetts personal loan leaders](https://rateapi.dev/personal-loan-rates/massachusetts) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.tremontcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Tremont Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Tremont Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /tremont " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Tremont Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/tremont Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp