--- title: "St. Anne's Credit Union Rates: Auto 6.09%, HELOC 8.09%, CDs to 4.15%" description: "St. Anne's Credit Union rates today: auto loans from 6.09% APR, HELOC from 8.09% APR, savings & CDs up to 4.15% APY, personal loans from 13.99% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join St. Anne's Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/st-annes" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # St. Anne's Credit Union Rates: Auto 6.09%, HELOC 8.09%, CDs to 4.15% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed Rate Mortgage 1** 30 year fixed | — APR | 6.625% | — | Standard | St. Anne's Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Auto 2026-2025 2** auto_new_60mo | 6.090% APR | 6.090% | 60 mo · new | Standard | | **New Auto 2026-2025 2** savings | 0.15% APY | 0.15% | — | Standard | | **9-Month Certificate** cd_9mo | 3.05% APY | 3.05% | 9 mo | Standard | | **IRA Certificates 6** ira_cd_9mo | 3.05% APY | 3.05% | 9 mo | Standard | | **6-Month IRA Certificate** ira_cd_6mo | 3.15% APY | 3.15% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | 3.15% APY | 3.15% | 6 mo | Standard | | **3-Month Certificate** cd_3mo | 3.25% APY | 3.25% | 3 mo | Standard | | **IRA Certificates 6** ira_cd_3mo | 3.25% APY | 3.25% | 3 mo | Standard | | **IRA Certificates 6** ira_cd_24mo | 3.35% APY | 3.35% | 24 mo | Standard | | **24-Month Certificate** cd_24mo | 3.35% APY | 3.35% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | 4.00% APY | 4.00% | 12 mo | Standard | | **IRA Certificates 6** ira_cd_12mo | 4.00% APY | 4.00% | 12 mo | Standard | | **IRA Certificates 6** ira_cd_18mo | 4.15% APY | 4.15% | 18 mo | Standard | | **18-Month Certificate** cd_18mo | 4.15% APY | 4.15% | 18 mo | Standard | St. Anne's Credit Union savings & cd rates as of November 12, 2026 Auto loans available from 6.09% APR for 60 months. HELOC rates from 8.088% APR. Personal loan rates from 13.99% APR. Savings and certificate yields up to 4.15% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/st-annes) , verified from [St. Anne's Credit Union's official website](https://www.stannes.com/) Best product position **Room to improve vs. the Massachusetts median** new-car loan Gap to state best **110 bp** 110 bp from state best Vs. state median **109 bp behind median** new-car loan Products ranked **4** across tracked Massachusetts markets | Product | Published APR | Position | Vs. state best | Vs. state median | | new-car loan | 6.09% | Room to improve vs. the Massachusetts median | 110 bp from state best | 109 bp behind median | | used-car loan | 6.49% | Room to improve vs. the Massachusetts median | 149 bp from state best | 50 bp behind median | | HELOC | 8.09% | Room to improve vs. the Massachusetts median | 359 bp from state best | 134 bp behind median | | personal loan | 13.99% | Room to improve vs. the Massachusetts median | 899 bp from state best | 449 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim St. Anne's Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=st-annes&state=massachusetts&code=MA&name=St.%20Anne's%20Credit%20Union) Loading branch locator… ## About St. Anne's Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 61.7K Assets $1.3B Founded 1936 Locations reported 12 NCUA charter 67605 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Santo Christo** SANTO CHRISTO FEDERAL CREDIT UNION · FALL RIVER · MA · 02721-1360 About 1.3 miles away](https://rateapi.dev/credit-unions/massachusetts/santo-christo) [**Alltrust** Fall River Branch · Fall River · MA · 02721 About 1.6 miles away](https://rateapi.dev/credit-unions/massachusetts/alltrust) [**St. Anthony of Padua** St. Anthony of Padua FCU · Fall River · MA · 02723 About 2.2 miles away](https://rateapi.dev/credit-unions/massachusetts/st-anthony-of-padua) [**Notre Dame Community** Corporate Office · Fall River · MA · 02723 About 2.5 miles away](https://rateapi.dev/credit-unions/massachusetts/notre-dame-community) [**Southcoast** Charlton Memorial Hospital · Fall River · MA · 02720 About 2.5 miles away](https://rateapi.dev/credit-unions/massachusetts/southcoast) [**Rhode Island** Rhode Island Credit Union · Bristol · RI · 02809 About 4.3 miles away](https://rateapi.dev/credit-unions/rhode-island/rhode-island) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join St. Anne's Credit Union Membership eligibility from St. Anne's Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on St. Anne's Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [St. Anne's Credit Union's membership page](https://www.stannes.com/) . Final membership determination is always made by the credit union. ## Work at St. Anne's Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where St. Anne's Credit Union ranks against Massachusetts peers. - See which AI assistants fetched St. Anne's Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=st-annes&state=massachusetts&code=MA&name=St.%20Anne's%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does St. Anne's Credit Union offer? St. Anne's Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are St. Anne's Credit Union rates updated? RateAPI verifies St. Anne's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get St. Anne's Credit Union's rate data? Rate data is collected directly from St. Anne's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are St. Anne's Credit Union's auto loan rates? As of November 12, 2026, St. Anne's Credit Union offers auto loans from 6.09% APR. ### What is St. Anne's Credit Union's HELOC rate? As of November 12, 2026, St. Anne's Credit Union offers home equity lines of credit from 8.088% APR. ### What is St. Anne's Credit Union's personal loan rate? As of November 12, 2026, St. Anne's Credit Union offers personal loans from 13.99% APR. ### What is St. Anne's Credit Union's best CD rate? As of November 12, 2026, St. Anne's Credit Union offers savings and certificate (CD) yields up to 4.15% APY. ### Who can join St. Anne's Credit Union? St. Anne's Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare St. Anne's Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts mortgage rate leaders](https://rateapi.dev/mortgage-rates/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Massachusetts HELOC rate leaders](https://rateapi.dev/heloc-rates/massachusetts) [Massachusetts personal loan leaders](https://rateapi.dev/personal-loan-rates/massachusetts) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.stannes.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track St. Anne's Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for St. Anne's Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /st-annes " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## St. Anne's Credit Union locations Search, filter, and browse all 12 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/st-annes Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp