--- title: "Somerville Municipal Credit Union Rates - Massachusetts" description: "Somerville Municipal Credit Union is a credit union in Massachusetts. Rate data is being verified. See who can join Somerville Municipal Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/somerville-municipal" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Somerville Municipal Credit Union Rates - Massachusetts No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Somerville Municipal Credit Union is a credit union in Massachusetts. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/somerville-municipal) , verified from [Somerville Municipal Credit Union's official website](https://www.sommfcu.com/) Loading branch locator… ## About Somerville Municipal Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.2K Assets $50.8M Founded 1941 Locations reported 5 NCUA charter 4524 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Health Alliance** Health Alliance Federal Credit Union · Somerville · MA · 02143-1408 About 1.0 miles away](https://rateapi.dev/credit-unions/massachusetts/health-alliance) [**Cambridge Firefighters** Main · Cambridge · MA · 02138-6700 About 1.2 miles away](https://rateapi.dev/credit-unions/massachusetts/cambridge-firefighters) [**Members Plus** MPCU-Main · Medford · MA · 02155-3801 About 1.4 miles away](https://rateapi.dev/credit-unions/massachusetts/members-plus) [**Naveo** Somerville · Somerville · MA · 02143 About 1.5 miles away](https://rateapi.dev/credit-unions/massachusetts/naveo) [**River Works** Naveo Credit Union · Somerville · MA · 02143 About 1.5 miles away](https://rateapi.dev/credit-unions/massachusetts/river-works) [**Hanscom** Mount Auburn Hospital Branch · Cambridge · MA · 02138 About 1.8 miles away](https://rateapi.dev/credit-unions/massachusetts/hanscom) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Somerville Municipal Credit Union Membership eligibility from Somerville Municipal Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Somerville Municipal Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer The City of Somerville, Somerville Housing Authority, Cambridge Elder Services, UNITE HERE NEJB - Association Somerville Garden Club Verified from [Somerville Municipal Credit Union's membership page](https://sommfcu.com/) . Final membership determination is always made by the credit union. ## Membership rules for Somerville Municipal Credit Union Employers 4 · Associations · Family 3 8 published paths to membership, last verified August 27, 2026, quoted from Somerville Municipal Credit Union’s own published criteria. ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of The City of Somerville “To join Somerville’s Credit Union you should be either an employee of, or related to a past or present employee of: The City of Somerville” > [source ↗](https://sommfcu.com/) - Employee of The City of Somerville - Employee of Somerville Housing Authority “Somerville Housing Authority” > [source ↗](https://sommfcu.com/) - Employee of Somerville Housing Authority - Employee of Cambridge Elder Services “Cambridge Elder Services” > [source ↗](https://sommfcu.com/) - Employee of Cambridge Elder Services - Employee of UNITE HERE NEJB “UNITE HERE NEJB” > [source ↗](https://sommfcu.com/) - Employee of UNITE HERE NEJB ### Associations 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Somerville Garden Club “Members of the Somerville Garden Club” > [source ↗](https://sommfcu.com/) - Member of Somerville Garden Club ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member employee “To join Somerville’s Credit Union you should be either an employee of, or related to a past or present employee of:” > [source ↗](https://sommfcu.com/) - Family member (employee) of a member - Family of a member immediate family member “Immediate family members of eligible members” > [source ↗](https://sommfcu.com/) - Family member (immediate family member) of a member - Family of someone eligible immediate family “Immediate family members of eligible members” > [source ↗](https://sommfcu.com/) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Somerville Municipal Credit Union? Yes No ## Work at Somerville Municipal Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Somerville Municipal Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Somerville Municipal Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=somerville-municipal&state=massachusetts&code=MA&name=Somerville%20Municipal%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Somerville Municipal Credit Union offer? Somerville Municipal Credit Union is a credit union in Massachusetts. Rate data is currently being verified. ### How often are Somerville Municipal Credit Union rates updated? RateAPI verifies Somerville Municipal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Somerville Municipal Credit Union's rate data? Rate data is collected directly from Somerville Municipal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Somerville Municipal Credit Union? Somerville Municipal Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 4 employers and 1 association for Somerville Municipal Credit Union, each quoted from Somerville Municipal Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Somerville Municipal Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.sommfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Somerville Municipal Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Somerville Municipal Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /somerville-municipal " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Somerville Municipal Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/somerville-municipal Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp