--- title: "Shrewsbury Credit Union Rates (Nov 2026): Mortgage 7.54%" description: "Shrewsbury Credit Union rates today: 30 year fixed mortgage 7.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Shrewsbury Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/shrewsbury" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Shrewsbury Credit Union Rates (Nov 2026): Mortgage 7.54% ### Mortgage rates 9 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | 7.544% APR | 7.500% | — | Standard | | **15-Year Fixed** 15 year fixed | 7.069% APR | 7.000% | — | Standard | | **7/6mo. Adjustable Rate** arm | 6.463% APR | 6.000% | — | Standard | | **5/6mo. Adjustable Rate** arm | 6.467% APR | 5.750% | — | Standard | | **10/6mo. Adjustable Rate** arm | 6.501% APR | 6.250% | — | Standard | | **3/6mo. Adjustable Rate** arm | 6.558% APR | 5.500% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.846% APR | 6.750% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.306% APR | 7.250% | — | Standard | | **Advantage Mortgage~ 1st Lien** other | — APR | 5.990% | — | Standard | Shrewsbury Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New & Used Auto / Trucks / Motorcycle Loans (37 to 48 Months)** motorcycle_any_48mo | — APR | 4.490% | 48 mo · any | Standard | | **New & Used Auto / Trucks / Motorcycle Loans (Up to 36 Months)** motorcycle_any_36mo | — APR | 4.490% | 36 mo · any | Standard | | **New & Used Auto / Trucks / Motorcycle Loans (49 to 60 Months)** motorcycle_any_60mo | — APR | 4.740% | 60 mo · any | Standard | | **New & Used Auto / Trucks / Motorcycle Loans (61 to 72 Months)** motorcycle_any_72mo | — APR | 5.240% | 72 mo · any | Standard | | **New & Used Auto / Trucks / Motorcycle Loans (73 to 84 Months)** motorcycle_any_84mo | — APR | 5.740% | 84 mo · any | Standard | Shrewsbury Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Lines of Credit (HELOC) (25 Years)** heloc_variable | — APR | 5.240% | — | Standard | | **Fixed Home Equity ~ 2nd Lien** heloc_fixed | — APR | 6.990% | — | Standard | Shrewsbury Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Solar Loan (15 Years)** personal | — APR | 5.990% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 6.000% | — | Standard | | **Holiday Loans (2 Years)** personal_unsecured_24mo | — APR | 9.240% | 24 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 10.990% | 60 mo | Standard | Shrewsbury Credit Union personal loan rates as of November 12, 2026 ### Student loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **College Life Line** student | — APR | 4.000% | — | Standard | | **Student Choice Consolidation** student | — APR | 8.000% | — | Standard | | **Student Choice (Fixed)** student | — APR | 9.500% | — | Standard | Shrewsbury Credit Union student loan rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **3-Month Certificate** cd_3mo | — APY | 2.00% | 3 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.65% | 6 mo | Standard | | **9-Month Certificate** cd_9mo | — APY | 3.75% | 9 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.00% | 12 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 4.05% | 18 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 4.15% | 36 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.15% | 60 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.15% | 48 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 4.15% | 24 mo | Standard | Shrewsbury Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Annual Percentage Rate (as low as)** other | — % | 11.000% | — | Standard | Shrewsbury Credit Union other rates as of November 12, 2026 As of November 12, 2026, Shrewsbury Credit Union offers a 30-year fixed mortgage at 7.544% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/shrewsbury) , verified from [Shrewsbury Credit Union's official website](https://www.shrewsburycu.com/home/home) Best product position **Room to improve vs. the Massachusetts median** 30-year fixed mortgage Gap to state best **147 bp** 147 bp from state best Vs. state median **48 bp behind median** 30-year fixed mortgage Products ranked **1** across tracked Massachusetts markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.54% | Room to improve vs. the Massachusetts median | 147 bp from state best | 48 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Shrewsbury Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=shrewsbury&state=massachusetts&code=MA&name=Shrewsbury%20Credit%20Union) Loading branch locator… ## About Shrewsbury Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 9.7K Assets $247.6M Founded 1960 Locations reported 1 NCUA charter 13601 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Central One** Shrewbury High School · Shrewsbury · MA · 01545 Branch in the same ZIP](https://rateapi.dev/credit-unions/massachusetts/central-one) [**Umassfive College** Worcester Branch · Worcester · MA · 01605-2319 About 2.4 miles away](https://rateapi.dev/credit-unions/massachusetts/umassfive-college) [**First Technology** Worcester Shrewsbury Street · Worcester · MA · 01604-4648 About 3.7 miles away](https://rateapi.dev/credit-unions/california/first-technology) [**All One** Worcester Technical High School · Worcester · MA · 01605 About 3.8 miles away](https://rateapi.dev/credit-unions/massachusetts/all-one) [**Brightbridge** Worcester · Worcester · MA · 01604-4747 About 4.0 miles away](https://rateapi.dev/credit-unions/massachusetts/brightbridge) [**St. Mary's** St. Mary's Credit Union · Northborough · MA · 01532-1824 About 4.1 miles away](https://rateapi.dev/credit-unions/massachusetts/st-marys) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Shrewsbury Credit Union Membership eligibility from Shrewsbury Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Shrewsbury Credit Union's website. Check the membership page below to confirm whether you qualify. - Location MA Verified from [Shrewsbury Credit Union's membership page](https://www.shrewsburycu.com/home/member-services/membership-eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Shrewsbury Credit Union Geography 1 county 49 published paths to membership, last verified November 8, 2026, quoted from Shrewsbury Credit Union’s own published criteria. ### Geography 13 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 8, 2026 - Berlin, MA - Boylston, MA - Clinton, MA - Grafton, MA - Holden, MA - Millbury, MA - Northborough, MA - Shrewsbury, MA - Sterling, MA - West Boylston, MA - Westborough, MA - Worcester County, MA - Worcester, MA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Worcester County, MA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Shrewsbury Credit Union? Yes No ## Work at Shrewsbury Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Shrewsbury Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Shrewsbury Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=shrewsbury&state=massachusetts&code=MA&name=Shrewsbury%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Shrewsbury Credit Union offer? Shrewsbury Credit Union currently offers mortgage, Motorcycle loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Shrewsbury Credit Union rates updated? RateAPI verifies Shrewsbury Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Shrewsbury Credit Union's rate data? Rate data is collected directly from Shrewsbury Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Shrewsbury Credit Union's mortgage rate? As of November 12, 2026, Shrewsbury Credit Union offers a 30-year fixed mortgage at 7.544% APR. ### Who can join Shrewsbury Credit Union? Shrewsbury Credit Union publishes its membership criteria on its own website. RateAPI tracks 49 published membership paths covering 1 county for Shrewsbury Credit Union, each quoted from Shrewsbury Credit Union's own published membership criteria. ## Related Rate Data Compare Shrewsbury Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts mortgage rate leaders](https://rateapi.dev/mortgage-rates/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Massachusetts HELOC rate leaders](https://rateapi.dev/heloc-rates/massachusetts) [Massachusetts personal loan leaders](https://rateapi.dev/personal-loan-rates/massachusetts) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.shrewsburycu.com/home/home) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Shrewsbury Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Shrewsbury Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /shrewsbury " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Shrewsbury Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/shrewsbury Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp