--- title: "Notre Dame Community Credit Union Rates - Massachusetts" description: "Current mortgage, vehicle loan, heloc, personal loan, and savings & cd rates from Notre Dame Community Credit Union in Massachusetts. Updated daily with source verification. See who can join Notre Dame Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/notre-dame-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Notre Dame Community Credit Union Rates - Massachusetts ### Mortgage rates 8 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 6.160% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.000% | — | Standard | | **1 Year ARM** arm | — APR | 5.250% | — | Standard | | **3/1 ARM** 3 1 arm | — APR | 5.250% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 5.500% | — | Standard | | **5/1 ARM** 5 1 arm | — APR | 5.500% | — | Standard | | **7/1 ARM** 7 1 arm | — APR | 5.750% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 6.120% | — | Standard | Notre Dame Community Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **24-Month New Auto Loan** auto_new_24mo | — APR | 5.000% | 24 mo · new | Standard | | **72-Month New Auto Loan** auto_new_72mo | — APR | 5.250% | 72 mo · new | Standard | | **24-Month Used Auto Loan** auto_used_24mo | — APR | 5.250% | 24 mo · used | Standard | | **72-Month Used Auto Loan** auto_used_72mo | — APR | 5.500% | 72 mo · used | Standard | | **24-Month New Motorcycle Loan** motorcycle_new_24mo | — APR | 7.000% | 24 mo · new | Standard | | **24-Month Used Motorcycle Loan** motorcycle_used_24mo | — APR | 7.250% | 24 mo · used | Standard | Notre Dame Community Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Second Mortgages (Fixed Rate) (5 Years)** heloc_fixed | — APR | 6.250% | — | Standard | | **Second Mortgages (Fixed Rate) (10 Years)** heloc_fixed | — APR | 6.500% | — | Standard | Notre Dame Community Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **One Signature - $5,000.00 Two Signatures - $10,000.00** personal_unsecured_12mo | — APR | 6.990% | 12 mo | Standard | | **One Signature - $5,000.00 Two Signatures - $10,000.00** personal_unsecured_24mo | — APR | 7.990% | 24 mo | Standard | | **One Signature - $5,000.00 Two Signatures - $10,000.00** personal_unsecured_48mo | — APR | 10.250% | 48 mo | Standard | Notre Dame Community Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Share Draft Checking** checking | — APY | 0.05% | — | Standard | | **Escrow Account** savings | — APY | 0.10% | — | Standard | | **6-Month IRA Certificate** ira_cd_6mo | — APY | 0.25% | 6 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 0.45% | 12 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 0.55% | 24 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | — APY | 0.75% | 36 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | — APY | 0.90% | 48 mo | Standard | | **7-Month IRA Certificate** ira_cd_7mo | — APY | 3.82% | 7 mo | Standard | | **Certificate** share_certificate | — APY | 4.33% | — | Standard | | **13-Month IRA Certificate** ira_cd_13mo | — APY | 4.33% | 13 mo | Standard | Notre Dame Community Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Summer Special ($1,500.00 Maximum)** other | — % | 5.250% | — | Standard | | **Energy Assistance ($1,500.00 Maximum)** other | — % | 5.250% | — | Standard | Notre Dame Community Credit Union other rates as of November 12, 2026 Notre Dame Community Credit Union is a credit union in Massachusetts. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/notre-dame-community) , verified from [Notre Dame Community Credit Union's official website](https://ndcfcu.com/) Loading branch locator… ## About Notre Dame Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.1K Assets $57.4M Founded 1938 Locations reported 2 NCUA charter 2792 Charter type Federal credit union ### Services and member support - Electronic statements - Financial counseling - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**St. Anne's** Pleasant Street · Fall River · MA · 02723 About 0.5 miles away](https://rateapi.dev/credit-unions/massachusetts/st-annes) [**St. Anthony of Padua** St. Anthony of Padua FCU · Fall River · MA · 02723 About 0.7 miles away](https://rateapi.dev/credit-unions/massachusetts/st-anthony-of-padua) [**Southcoast** Charlton Memorial Hospital · Fall River · MA · 02720 About 1.5 miles away](https://rateapi.dev/credit-unions/massachusetts/southcoast) [**Alltrust** Fall River Branch · Fall River · MA · 02721 About 1.5 miles away](https://rateapi.dev/credit-unions/massachusetts/alltrust) [**Santo Christo** SANTO CHRISTO FEDERAL CREDIT UNION · FALL RIVER · MA · 02721-1360 About 1.7 miles away](https://rateapi.dev/credit-unions/massachusetts/santo-christo) [**Somerset** Somerset Federal Credit Union · Somerset · MA · 02726 About 3.6 miles away](https://rateapi.dev/credit-unions/massachusetts/somerset) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Notre Dame Community Credit Union Membership eligibility from Notre Dame Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Fall River, Somerset, Swansea +3 more, MA, RI - Location MA, RI **Cost to join:** About $25. Verified from [Notre Dame Community Credit Union's membership page](https://ndcfcu.com/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Notre Dame Community Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Bristol County, MA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Bristol County, MA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Notre Dame Community Credit Union? Yes No ## Work at Notre Dame Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Notre Dame Community Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Notre Dame Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=notre-dame-community&state=massachusetts&code=MA&name=Notre%20Dame%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Notre Dame Community Credit Union offer? Notre Dame Community Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Notre Dame Community Credit Union rates updated? RateAPI verifies Notre Dame Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Notre Dame Community Credit Union's rate data? Rate data is collected directly from Notre Dame Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Notre Dame Community Credit Union? Community charter: live/work in Fall River, Somerset, Swansea +3 more, MA, RI RateAPI tracks 1 published membership path covering 1 county for Notre Dame Community Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Notre Dame Community Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts mortgage rate leaders](https://rateapi.dev/mortgage-rates/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Massachusetts HELOC rate leaders](https://rateapi.dev/heloc-rates/massachusetts) [Massachusetts personal loan leaders](https://rateapi.dev/personal-loan-rates/massachusetts) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://ndcfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Notre Dame Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Notre Dame Community Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /notre-dame-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Notre Dame Community Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/notre-dame-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp