--- title: "New Bedford Credit Union Rates: CDs to 3.85%, Mortgage 6.00%" description: "New Bedford Credit Union rates today: mortgage 6.00% APR, savings & CDs up to 3.85% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join New Bedford Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/new-bedford" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # New Bedford Credit Union Rates: CDs to 3.85%, Mortgage 6.00% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **1st Mortgage** other | 5.997% APR | 5.625% | — | Standard | New Bedford Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 12 offers | Product | Published | Rate | Term / condition | Status | | **36-Month New Auto Loan (2025 and Newer)** auto_new_36mo | — APR | 4.990% | 36 mo · new | Standard | | **36-Month Used Auto Loan (2022–2024)** auto_used_36mo | — APR | 5.200% | 36 mo · used | Standard | | **75-Month New Auto Loan (2025 and Newer)** auto_new_75mo | — APR | 5.750% | 75 mo · new | Standard | | **84-Month New Auto Loan (2025 and Newer)** auto_new_84mo | — APR | 6.000% | 84 mo · new | Standard | | **75-Month Used Auto Loan (2022–2024)** auto_used_75mo | — APR | 6.250% | 75 mo · used | Standard | | **84-Month Used Auto Loan (2022–2024)** auto_used_84mo | — APR | 6.990% | 84 mo · used | Standard | | **2026, 2025, 2024 Models** auto_any_36mo | — APR | 7.500% | 36 mo | Standard | | **2026, 2025, 2024 Models** auto_any_60mo | — APR | 7.750% | 60 mo | Standard | | **36-Month Auto Loan (2016–2023)** auto_any_36mo | — APR | 8.000% | 36 mo | Standard | | **2026, 2025, 2024 Models** auto_any_84mo | — APR | 8.000% | 84 mo | Standard | | **60-Month Auto Loan (2016–2023)** auto_any_60mo | — APR | 8.500% | 60 mo | Standard | | **75-Month Auto Loan (2016–2023)** auto_any_75mo | — APR | 9.000% | 75 mo | Standard | New Bedford Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (80% LTV)** heloc_variable | — APR | 6.750% | — | Standard | New Bedford Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **144-Month Share-Secured Loan** personal_secured_144mo | — APR | 3.020% | 144 mo | Standard | | **No Fuss Loan** personal | — APR | 7.500% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.000% | — | Standard | New Bedford Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 17 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Certificate** cd_60mo | 1.00% APY | 1.00% | 60 mo | Standard | | **48-Month Certificate** cd_48mo | 1.25% APY | 1.24% | 48 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 1.25% | 48 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 1.50% | 36 mo | Standard | | **36-Month Certificate** cd_36mo | 1.50% APY | 1.49% | 36 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 1.75% | 24 mo | Standard | | **24-Month Certificate** cd_24mo | 1.75% APY | 1.74% | 24 mo | Standard | | **18-Month Certificate** cd_18mo | 2.00% APY | 1.98% | 18 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 2.00% | 18 mo | Standard | | **12-Month Certificate** cd_12mo | 3.00% APY | 2.96% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.00% | 12 mo | Standard | | **9-Month Certificate** cd_9mo | 3.50% APY | 3.45% | 9 mo | Standard | | **9-Month Certificate** cd_9mo | — APY | 3.50% | 9 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.65% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | 3.65% APY | 3.59% | 6 mo | Standard | | **4-Month Certificate** cd_4mo | 3.75% APY | 3.69% | 4 mo | Standard | | **3-Month Certificate** cd_3mo | 3.85% APY | 3.78% | 3 mo | Standard | New Bedford Credit Union savings & cd rates as of November 12, 2026 As of November 12, 2026, New Bedford Credit Union offers mortgage rates from 5.997% APR (1 points). Savings and certificate yields up to 3.85% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/new-bedford) , verified from [New Bedford Credit Union's official website](https://nbcu4u.com/) Loading branch locator… ## About New Bedford Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 10.6K Assets $168.6M Founded 1932 Locations reported 2 NCUA charter 66733 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First Citizens'** DOWNTOWN NEW BEDFORD · NEW BEDFORD · MA · 02740 About 0.4 miles away](https://rateapi.dev/credit-unions/massachusetts/first-citizens) [**Southcoast** Union St · New Bedford · MA · 02740 About 0.6 miles away](https://rateapi.dev/credit-unions/massachusetts/southcoast) [**Santo Christo** New Bedford Credit Union · New Bedford · MA · 02740-6635 About 0.6 miles away](https://rateapi.dev/credit-unions/massachusetts/santo-christo) [**Taunton** Taunton Federal Credit Union · New Bedford · MA · 02740 About 0.8 miles away](https://rateapi.dev/credit-unions/massachusetts/taunton) [**St. Anne's** Fairhaven · Fairhaven · MA · 02719-3090 About 2.0 miles away](https://rateapi.dev/credit-unions/massachusetts/st-annes) [**Alltrust** Alltrust Credit Union Main Office · Fairhaven · MA · 02719 About 2.7 miles away](https://rateapi.dev/credit-unions/massachusetts/alltrust) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join New Bedford Credit Union Membership eligibility from New Bedford Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on New Bedford Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer City of New Bedford Verified from [New Bedford Credit Union's membership page](https://nbcu4u.com/field-of-membership/) . Final membership determination is always made by the credit union. ## Membership rules for New Bedford Credit Union Employers · Family 2 published paths to membership, last verified August 21, 2026, quoted from New Bedford Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of City of New Bedford “The field of membership of NBCU is limited to those who are employees of the City of New Bedford including pensioned employees of the Credit Union” > [source ↗](https://nbcu4u.com/field-of-membership/) - Employee of City of New Bedford ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “or family members of such employees.” > [source ↗](https://nbcu4u.com/field-of-membership/) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for New Bedford Credit Union? Yes No ## Work at New Bedford Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where New Bedford Credit Union ranks against Massachusetts peers. - See which AI assistants fetched New Bedford Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=new-bedford&state=massachusetts&code=MA&name=New%20Bedford%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does New Bedford Credit Union offer? New Bedford Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are New Bedford Credit Union rates updated? RateAPI verifies New Bedford Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get New Bedford Credit Union's rate data? Rate data is collected directly from New Bedford Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is New Bedford Credit Union's mortgage rate? As of November 12, 2026, New Bedford Credit Union offers mortgage rates from 5.997% APR. ### What is New Bedford Credit Union's best CD rate? As of November 12, 2026, New Bedford Credit Union offers savings and certificate (CD) yields up to 3.85% APY. ### Who can join New Bedford Credit Union? New Bedford Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer for New Bedford Credit Union, each quoted from New Bedford Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare New Bedford Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts mortgage rate leaders](https://rateapi.dev/mortgage-rates/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Massachusetts HELOC rate leaders](https://rateapi.dev/heloc-rates/massachusetts) [Massachusetts personal loan leaders](https://rateapi.dev/personal-loan-rates/massachusetts) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://nbcu4u.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track New Bedford Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for New Bedford Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /new-bedford " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## New Bedford Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/new-bedford Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp