Nesc Credit Union
Verified rate book
Current Nesc Credit Union rates
19 published offers verified as of August 14, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5/5 ARM** No lender closing costs5 5 arm | 5.500% APR | 5.500% | — | Standard |
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Auto Loan (2018 and Newer)auto_any_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| 72-Month Auto Loan (2018 and Newer)auto_any_72mo | 5.490% APR | 5.490% | 72 mo | Standard |
| 84-Month Auto Loan (2018 and Newer)auto_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| 48-Month Auto Loan (2015 and Newer)auto_any_48mo | 6.990% APR | 6.990% | 48 mo | Standard |
| Recreational Vehicle Rates - includes Campers and Motorcycles (60 months)rv_any_60mo | 6.990% APR | 6.990% | 60 mo | Standard |
| Recreational Vehicle Rates - includes Campers and Motorcycles (72 months)rv_any_72mo | 7.490% APR | 7.490% | 72 mo | Standard |
| Recreational Vehicle Rates - includes Campers and Motorcycles (84 months)rv_any_84mo | 7.990% APR | 7.990% | 84 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 20-Year Home Equity Loanheloc | 5.990% APR | 5.990% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Saving Securedpersonal_secured_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| 84-Month Share-Secured Loanpersonal_secured_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.990% APR | 9.990% | 60 mo | Standard |
| 24-Month Credit Builder Loanpersonal_unsecured_24mo | 10.990% APR | 10.990% | 24 mo | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.900% APR | 9.900% | — | Standard |
| Balance Transfer Credit Cardcredit_card_balance_transfer | 12.500% APR | 12.500% | — | Standard |
| Visa Credit Builder Credit Cardcredit_card | 12.500% APR | 12.500% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.10% APY | 0.10% | — | Standard |
| Money Marketmoney_market | 0.25% APY | 0.25% | — | Standard |
| Christmas Club (balances up to $1.000) (balance in excess of $1,000)savings | 5.00% APY | 5.00% | — | Specialty offer |
As of August 14, 2026, Nesc Credit Union offers a 5 5 arm mortgage at 5.5% APR. Vehicle loans available from 4.99% APR for 60 months. HELOC rates from 5.99% APR. Personal loan rates from 4.99% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 0.25% APY.
Source: RateAPI.dev, verified from Nesc Credit Union's official website
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About Nesc Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.9K
- Assets
- $125.8M
- Founded
- 1958
- Locations reported
- 4
- NCUA charter
- 12334
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Nesc Credit Union
Membership eligibility from Nesc Credit Union's own published criteria. How we verify this.
Community charter: live/work in Essex, Middlesex, Rockingham +1 more, MA, NH
- LocationEssex, Middlesex, Rockingham, Hillsborough — MA, NH
Verified from Nesc Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Nesc Credit Union?
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Frequently Asked Questions
What rates does Nesc Credit Union offer?
Nesc Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 14, 2026 directly from the credit union's official website.
How often are Nesc Credit Union rates updated?
RateAPI verifies Nesc Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 14, 2026.
Where does RateAPI get Nesc Credit Union's rate data?
Rate data is collected directly from Nesc Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Nesc Credit Union's mortgage rate?
As of August 14, 2026, Nesc Credit Union offers a 5 5 arm mortgage at 5.5% APR.
What are Nesc Credit Union's auto & rv loan rates?
As of August 14, 2026, Nesc Credit Union offers vehicle loans from 4.99% APR.
What is Nesc Credit Union's HELOC rate?
As of August 14, 2026, Nesc Credit Union offers home equity lines of credit from 5.99% APR.
What is Nesc Credit Union's personal loan rate?
As of August 14, 2026, Nesc Credit Union offers personal loans from 4.99% APR.
What is Nesc Credit Union's best CD rate?
As of August 14, 2026, Nesc Credit Union offers savings and certificate (CD) yields up to 0.25% APY.
Related Rate Data
Compare Nesc Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Nesc Credit Union rates
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# Get rates for Nesc Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/nesc" \
-H "Authorization: Bearer YOUR_API_KEY"