Mills42 Credit Union
Verified rate book
Current Mills42 Credit Union rates
8 published offers verified as of August 12, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 80% of home’s value minus first mortgage and any other liensother | 5.990% APR | 5.990% | — | Standard |
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.490% APR | 4.490% | — | Context only |
| New/Used Auto Purchase or Refinanceauto_any_36mo | 4.490% APR | 4.490% | 36 mo · any | Standard |
| Up to 120%³auto_any_36mo | 4.490% APR | 4.490% | 36 mo | Standard |
| New/Used Auto Purchase or Refinanceauto_any_72mo | 5.240% APR | 5.240% | 72 mo · any | Standard |
| Up to 120%³auto_any_72mo | 5.240% APR | 5.240% | 72 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Context only |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Month Certificatecd_5mo | 3.75% APY | 3.75% | 5 mo | Context only |
As of August 12, 2026, Mills42 Credit Union offers mortgage rates from 5.99% APR. Auto loans available from 4.49% APR for 36 months.
Source: RateAPI.dev, verified from Mills42 Credit Union's official website
Loading branch locator…
About Mills42 Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.9K
- Assets
- $31.9M
- Founded
- 1958
- Locations reported
- 1
- NCUA charter
- 12666
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mills42 Credit Union
Membership eligibility from Mills42 Credit Union's own published criteria. How we verify this.
Membership criteria are published on Mills42 Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Mills42 Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mills42 Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mills42 Credit Union ranks against Massachusetts peers.
Frequently Asked Questions
What rates does Mills42 Credit Union offer?
Mills42 Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified August 12, 2026 directly from the credit union's official website.
How often are Mills42 Credit Union rates updated?
RateAPI verifies Mills42 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 12, 2026.
Where does RateAPI get Mills42 Credit Union's rate data?
Rate data is collected directly from Mills42 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Mills42 Credit Union's mortgage rate?
As of August 12, 2026, Mills42 Credit Union offers mortgage rates from 5.99% APR.
What are Mills42 Credit Union's auto loan rates?
As of August 12, 2026, Mills42 Credit Union offers auto loans from 4.49% APR.
Related Rate Data
Compare Mills42 Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Mills42 Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Mills42 Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/mills42" \
-H "Authorization: Bearer YOUR_API_KEY"