---
title: "Mills42 Credit Union Rates &amp; Who Can Join - Massachusetts"
description: "Mills42 Credit Union is a credit union in Massachusetts. Rate data is being verified. See who can join Mills42 Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/massachusetts/mills42"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Mills42 Credit Union Rates &amp; Who Can Join - Massachusetts

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Mills42 Credit Union is a credit union in Massachusetts. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/mills42) , verified from [Mills42 Credit Union's official website](https://www.mills42fcu.com/)

Loading branch locator…

## About Mills42 Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

2.9K

Assets

$31.9M

Founded

1958

Locations reported

1

NCUA charter

12666

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Align** Corporate Office · Lowell · MA · 01851 About 1.0 miles away](https://rateapi.dev/credit-unions/massachusetts/align) [**Lowell Municipal Employees** City Hall · Lowell · MA · 01852-5909 About 1.3 miles away](https://rateapi.dev/credit-unions/massachusetts/lowell-municipal-employees) [**Jeanne D'arc** Lowell High School · Lowell · MA · 01852-1037 About 1.3 miles away](https://rateapi.dev/credit-unions/massachusetts/jeanne-darc) [**First Technology** Lowell · Lowell · MA · 01850 About 1.4 miles away](https://rateapi.dev/credit-unions/california/first-technology) [**Lowell Firefighters** Lowell Firefighters Credit Union · Lowell · MA · 01851 About 1.6 miles away](https://rateapi.dev/credit-unions/massachusetts/lowell-firefighters) [**Pathway** CSPI · Lowell · MA · 01854-3635 About 1.6 miles away](https://rateapi.dev/credit-unions/tennessee/pathway)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Mills42 Credit Union

Membership eligibility from Mills42 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Mills42 Credit Union's website. Check the membership page below to confirm whether you qualify.

- Association Mothers Against Drunk Driving (MADD), Tewksbury Historical Society

Verified from [Mills42 Credit Union's membership page](https://www.mills42fcu.com/about-us/why-choose-mills42/) . Final membership determination is always made by the credit union.

## Membership rules for Mills42 Credit Union

Associations 2 · Family

3 published paths to membership, last verified August 21, 2026, quoted from Mills42 Credit Union’s own published criteria.

### Associations 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of Mothers Against Drunk Driving (MADD)

“Mothers Against Drunk Driving (MADD)”

> [source ↗](https://www.mills42fcu.com/about-us/why-choose-mills42/)

- Member of Mothers Against Drunk Driving (MADD)
  - Member of Tewksbury Historical Society

“Tewksbury Historical Society”

> [source ↗](https://www.mills42fcu.com/about-us/why-choose-mills42/)

- Member of Tewksbury Historical Society

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member spouse, domestic partner, child, sibling, parent, grandparent, grandchild, stepchild, stepparent, stepsibling, adopted child

“Relatives of Mills42 members are eligible to join if they are a spouse, domestic partner, child, sibling, parent, grandparent or grandchild of a member. This includes stepchildren, stepparents, stepsiblings and adopted children.”

> [source ↗](https://www.mills42fcu.com/about-us/why-choose-mills42/)

- Family member (spouse, domestic partner, child, sibling, parent, grandparent, grandchild, stepchild, stepparent, stepsibling, adopted child) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Mills42 Credit Union? Yes No

## Work at Mills42 Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mills42 Credit Union ranks against Massachusetts peers.

- See which AI assistants fetched Mills42 Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Massachusetts
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mills42&amp;state=massachusetts&amp;code=MA&amp;name=Mills42%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Mills42 Credit Union offer?

Mills42 Credit Union is a credit union in Massachusetts. Rate data is currently being verified.

### How often are Mills42 Credit Union rates updated?

RateAPI verifies Mills42 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Mills42 Credit Union's rate data?

Rate data is collected directly from Mills42 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Mills42 Credit Union?

Mills42 Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 associations for Mills42 Credit Union, each quoted from Mills42 Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Mills42 Credit Union's rates against national credit-union benchmarks.

[More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.mills42fcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Mills42 Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Mills42 Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts /mills42 " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Mills42 Credit Union locations

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---

Source: https://rateapi.dev/credit-unions/massachusetts/mills42
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
