--- title: "Methuen Credit Union Rates (Nov 2026): CDs to 4.07%" description: "Methuen Credit Union rates today: savings & CDs up to 4.07% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Methuen Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/methuen" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Methuen Credit Union Rates (Nov 2026): CDs to 4.07% ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan (New or Used)** auto_any_36mo | — APR | 4.500% | 36 mo · any | Standard | | **36-Month Used Auto Loan** auto_used_36mo | — APR | 4.500% | 36 mo · used | Standard | | **Auto Loan (New or Used)** auto_any_72mo | — APR | 5.250% | 72 mo · any | Standard | | **72-Month Used Auto Loan** auto_used_72mo | — APR | 5.250% | 72 mo · used | Standard | | **Auto Loan (New Vehicles Only!)** auto_new_84mo | — APR | 6.250% | 84 mo · new | Standard | | **Recreational Vehicles and Toys** rv_any_72mo | — APR | 8.500% | 72 mo | Standard | | **Boat & RV Loan** boat_any_72mo | — APR | 8.750% | 72 mo | Standard | | **Boat & RV Loan** boat_any_120mo | — APR | 10.250% | 120 mo | Standard | Methuen Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.250% | — | Standard | | **Home Equity – Fixed Rate/Second Mortgage Rates (60 month/5 year)** heloc_fixed | — APR | 6.250% | — | Standard | | **Home Equity – Fixed Rate/Second Mortgage Rates (120 month/10 year)** heloc_fixed | — APR | 6.500% | — | Standard | | **Home Equity – Fixed Rate/Second Mortgage Rates (180 month/15 year)** heloc_fixed | — APR | 7.000% | — | Standard | | **Home Equity – Fixed Rate/Second Mortgage Rates (240 month/20 year)** heloc_fixed | — APR | 7.500% | — | Standard | Methuen Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 10.500% | 60 mo | Standard | Methuen Credit Union personal loan rates as of November 12, 2026 ### Student loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Student Loan** student | — APR | 4.000% | — | Standard | Methuen Credit Union student loan rates as of November 12, 2026 ### Savings & CD rates 19 offers | Product | Published | Rate | Term / condition | Status | | **$2500 To $9,999.99** savings | 2.45% APY | 2.45% | — | Standard | | **$10,000 To $24,999.99** savings | 2.70% APY | 2.70% | — | Standard | | **$25,000 To $49,999.99** savings | 2.95% APY | 2.95% | — | Standard | | **60-Month IRA Certificate** ira_cd_60mo | 3.04% APY | 3.00% | 60 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.04% | 60 mo | Standard | | **$50,000 To $99,999.99** savings | 3.20% APY | 3.20% | — | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 3.29% APY | 3.25% | 12 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | 3.29% APY | 3.25% | 48 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.29% | 12 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.29% | 48 mo | Standard | | **$100,000 And Over** savings | 3.45% APY | 3.45% | — | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.55% | 36 mo | Standard | | **18-Month IRA Certificate** ira_cd_18mo | 3.55% APY | 3.50% | 18 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 3.55% | 18 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | 3.55% APY | 3.50% | 36 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.81% | 24 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 3.81% APY | 3.75% | 24 mo | Standard | | **6-Month Certificate** cd_6mo | 4.07% APY | 4.00% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 4.07% | 6 mo | Standard | Methuen Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.07% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/methuen) , verified from [Methuen Credit Union's official website](https://methuencreditunion.com/) Loading branch locator… ## About Methuen Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.5K Assets $39.9M Founded 1956 Locations reported 1 NCUA charter 10954 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Brightbridge** Methuen Branch · Methuen · MA · 01844 Branch in the same ZIP](https://rateapi.dev/credit-unions/massachusetts/brightbridge) [**First Technology** Methuen · Methuen · MA · 01844 Branch in the same ZIP](https://rateapi.dev/credit-unions/california/first-technology) [**Nesc** METHUEN BRANCH · METHUEN · MA · 01844 About 0.5 miles away](https://rateapi.dev/credit-unions/massachusetts/nesc) [**Jeanne D'arc** Methuen · Methuen · MA · 01844-5871 About 2.6 miles away](https://rateapi.dev/credit-unions/massachusetts/jeanne-darc) [**Service** Salem Branch Office · Salem · NH · 03079 About 4.1 miles away](https://rateapi.dev/credit-unions/new-hampshire/service) [**HTM** HTM Credit Union · Haverhill · MA · 01830-5843 About 5.7 miles away](https://rateapi.dev/credit-unions/massachusetts/htm) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Methuen Credit Union Membership eligibility from Methuen Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Methuen Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Methuen Credit Union's membership page](https://methuencreditunion.com/about-us/field-of-membership/) . Final membership determination is always made by the credit union. ## Membership rules for Methuen Credit Union Geography 1 county · Employers · Family 3 published paths to membership, last verified August 21, 2026, quoted from Methuen Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Essex County, MA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Essex County, MA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Methuen Federal Credit Union “employees of this credit union” > [source ↗](https://methuencreditunion.com/about-us/field-of-membership/) - Employee of Methuen Federal Credit Union ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, step-children, step-parent, step-siblings, adopted children, household member “members of their immediate family or household” > [source ↗](https://methuencreditunion.com/about-us/field-of-membership/) - Family member (spouse, child, sibling, parent, grandparent, grandchild, step-children, step-parent, step-siblings, adopted children, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Methuen Credit Union? Yes No ## Work at Methuen Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Methuen Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Methuen Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=methuen&state=massachusetts&code=MA&name=Methuen%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Methuen Credit Union offer? Methuen Credit Union currently offers vehicle loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Methuen Credit Union rates updated? RateAPI verifies Methuen Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Methuen Credit Union's rate data? Rate data is collected directly from Methuen Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Methuen Credit Union's best CD rate? As of November 12, 2026, Methuen Credit Union offers savings and certificate (CD) yields up to 4.07% APY. ### Who can join Methuen Credit Union? Methuen Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 county and 1 employer for Methuen Credit Union, each quoted from Methuen Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Methuen Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Massachusetts HELOC rate leaders](https://rateapi.dev/heloc-rates/massachusetts) [Massachusetts personal loan leaders](https://rateapi.dev/personal-loan-rates/massachusetts) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://methuencreditunion.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Methuen Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Methuen Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /methuen " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Methuen Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/methuen Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp