--- title: "Massmutual Credit Union Rates (Nov 2026): CDs to 4.10%" description: "Massmutual Credit Union rates today: savings & CDs up to 4.10% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Massmutual Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/massmutual" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Massmutual Credit Union Rates (Nov 2026): CDs to 4.10% ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **24 Month (jumbo)** other | — APR | 4.150% | — | Standard | | **60 Month (jumbo)** other | — APR | 4.200% | — | Standard | | **36 Month (jumbo)** other | — APR | 4.280% | — | Standard | | **48 Month (jumbo)** other | — APR | 4.280% | — | Standard | Massmutual Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 17 offers | Product | Published | Rate | Term / condition | Status | | **48-Month New Auto Loan (2025–2026)** auto_new_48mo | — APR | 4.990% | 48 mo · new | Standard | | **Auto Loan** auto | — APR | 4.990% | — | Standard | | **60-Month New Auto Loan (2025–2026)** auto_new_60mo | — APR | 5.240% | 60 mo · new | Standard | | **48-Month Used Auto Loan (2021–2025)** auto_used_48mo | — APR | 5.240% | 48 mo · used | Standard | | **60-Month Used Auto Loan (2021–2025)** auto_used_60mo | — APR | 5.490% | 60 mo · used | Standard | | **72-Month New Auto Loan (2025–2026)** auto_new_72mo | — APR | 5.990% | 72 mo · new | Standard | | **48-Month Used Auto Loan (2016–2020)** auto_used_48mo | — APR | 5.990% | 48 mo · used | Standard | | **72-Month Used Auto Loan (2021–2025)** auto_used_72mo | — APR | 6.240% | 72 mo · used | Standard | | **60-Month Used Auto Loan (2016–2020)** auto_used_60mo | — APR | 6.240% | 60 mo · used | Standard | | **84-Month New Auto Loan (2025–2026)** auto_new_84mo | — APR | 6.740% | 84 mo · new | Standard | | **84-Month Used Auto Loan (2021–2025)** auto_used_84mo | — APR | 6.990% | 84 mo · used | Standard | | **72-Month Used Auto Loan (2016–2020)** auto_used_72mo | — APR | 6.990% | 72 mo · used | Standard | | **84-Month Used Auto Loan (2016–2020)** auto_used_84mo | — APR | 7.990% | 84 mo · used | Standard | | **New and Used Motorcycle/RV Loan Rates (3 years*)** motorcycle_any_36mo | — APR | 8.250% | 36 mo · any | Standard | | **New and Used Motorcycle/RV Loan Rates (4 years*)** motorcycle_any_48mo | — APR | 8.750% | 48 mo · any | Standard | | **New and Used Motorcycle/RV Loan Rates (5 years*)** motorcycle_any_60mo | — APR | 9.250% | 60 mo · any | Standard | | **New and Used Motorcycle/RV Loan Rates (6 years*)** motorcycle_any_72mo | — APR | 9.500% | 72 mo · any | Standard | Massmutual Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan Rates* (5 Years (Fixed Rate - 80% LTV))** heloc_fixed | — APR | 6.250% | — | Standard | | **Home Equity Loan Rates* (10 Years (Fixed Rate - 80% LTV))** heloc_fixed | — APR | 6.500% | — | Standard | | **Home Equity Loan Rates* (15 Years (Fixed Rate - 80% LTV))** heloc_fixed | — APR | 6.750% | — | Standard | | **Home Equity Loan Rates* (20 years (Fixed Rate - 80% LTV))** heloc_fixed | — APR | 7.250% | — | Standard | | **Home Equity Loan Rates* (5 Years (Fixed Rate - 90% LTV))** heloc_fixed | — APR | 7.250% | — | Standard | | **Home Equity Loan Rates* (10 Years (Fixed Rate - 90% LTV))** heloc_fixed | — APR | 7.500% | — | Standard | | **Home Equity Loan Rates* (15 Years (Fixed Rate - 90% LTV))** heloc_fixed | — APR | 7.750% | — | Standard | | **Home Equity Loan Rates* (20 Years (Fixed Rate - 90% LTV))** heloc_fixed | — APR | 8.250% | — | Standard | | **Up to 10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 9.990% | — | Standard | Massmutual Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **$21.25 ($5,000 Loan For Five Years.)** personal_unsecured_60mo | — APR | 10.000% | 60 mo | Standard | Massmutual Credit Union personal loan rates as of November 12, 2026 ### Student loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Private Student Loan** student | — APR | 5.490% | — | Context only | | **Tuition Aid** student | — APR | 8.740% | — | Context only | Massmutual Credit Union student loan rates as of November 12, 2026 ### Savings & CD rates 21 offers | Product | Published | Rate | Term / condition | Status | | **Home Heating Club Account**** savings | — APY | 0.05% | — | Specialty offer | | **IRA** ira | — APY | 0.05% | — | Standard | | **Generation Now Account (first $1,000 in Share Account)** share_savings | — APY | 0.30% | — | Standard | | **High Yield Checking*** Tier 1 (Min. Balance $5,000)** checking | — APY | 1.00% | — | Standard | | **High Yield Checking ***Tier 2 (Min. Balance $25,000)** checking | — APY | 1.25% | — | Standard | | **Kasasa Saver (up to $50,000)** savings | — APY | 1.26% | — | Standard | | **High Yield Checking*** Tier 3 (Min. Balance $75,000)** checking | — APY | 1.50% | — | Standard | | **Money Market Plus Tier 1 (Min. Balance $2,000)** money_market | — APY | 1.90% | — | Standard | | **Money Market Plus Tier 2 (Min. Balance $25,000)** money_market | — APY | 2.15% | — | Standard | | **Money Market Plus Tier 3 (Min. Balance $75,000)** money_market | — APY | 2.40% | — | Standard | | **Kasasa Cash (up to $10,000)** savings | — APY | 2.50% | — | Standard | | **Money Market Plus Tier 4 (Min. Balance $125,000)** money_market | — APY | 2.65% | — | Standard | | **3-Month Certificate** share_certificate_3mo | — APY | 2.96% | 3 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 3.69% | 6 mo | Standard | | **18-Month Certificate** share_certificate_18mo | — APY | 4.00% | 18 mo | Standard | | **12-Month Certificate** cd_12mo | 4.00% APY | 4.00% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 4.05% | 24 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 4.10% | 60 mo | Standard | | **36-Month Certificate** cd_36mo | 4.10% APY | 4.10% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | 4.10% APY | 4.10% | 48 mo | Standard | | **15 Month promotional** cd_15mo | — APY | 4.25% | 15 mo | Standard | Massmutual Credit Union savings & cd rates as of November 12, 2026 ### Other rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Fast Track (5 Years)** other | — % | 5.625% | — | Standard | | **Fast Track (6 Years)** other | — % | 5.750% | — | Standard | | **Fast Track (7 Years)** other | — % | 5.875% | — | Standard | | **Fast Track (8 Years)** other | — % | 6.000% | — | Standard | | **Fast Track (9 Years)** other | — % | 6.125% | — | Standard | | **Fast Track (10 Years)** other | — % | 6.375% | — | Standard | | **Fast Track (11 Years)** other | — % | 6.500% | — | Standard | | **Fast Track (12 Years)** other | — % | 6.625% | — | Standard | | **Up to 80% Loan to Value** other | — % | 6.750% | — | Standard | | **Up to 90% Loan to Value** other | — % | 7.750% | — | Standard | Massmutual Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 4.10% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/massmutual) , verified from [Massmutual Credit Union's official website](https://www.massmutualfcuhb.org/) Loading branch locator… ## About Massmutual Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 13.6K Assets $350M Founded 1962 Locations reported 2 NCUA charter 24566 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Brightbridge** Springfield - Industry Ave · Springfield · MA · 01104-3222 Nearby ZIP area](https://rateapi.dev/credit-unions/massachusetts/brightbridge) [**Freedom** SPRINGFIELD-MAIN OFFICE · SPRINGFIELD · MA · 01103-1010 Nearby ZIP area](https://rateapi.dev/credit-unions/massachusetts/freedom) [**Greater Springfield** Main Office · Springfield · MA · 01109 Nearby ZIP area](https://rateapi.dev/credit-unions/massachusetts/greater-springfield) [**Pioneer Valley** Corporate Office · Springfield · MA · 01104 Nearby ZIP area](https://rateapi.dev/credit-unions/massachusetts/pioneer-valley) [**Umassfive College** Mercy Medical Center Branch · Springfield · MA · 01104-2377 Nearby ZIP area](https://rateapi.dev/credit-unions/massachusetts/umassfive-college) Distance data is unavailable for this ZIP. Exact ZIP matches appear first; remaining results share the first three ZIP digits. ## Who Can Join Massmutual Credit Union Membership eligibility from Massmutual Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Massmutual Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Massmutual Credit Union's membership page](https://www.massmutualfcuhb.org/) . Final membership determination is always made by the credit union. ## Work at Massmutual Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Massmutual Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Massmutual Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=massmutual&state=massachusetts&code=MA&name=Massmutual%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Massmutual Credit Union offer? Massmutual Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Massmutual Credit Union rates updated? RateAPI verifies Massmutual Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Massmutual Credit Union's rate data? Rate data is collected directly from Massmutual Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Massmutual Credit Union's best CD rate? As of November 12, 2026, Massmutual Credit Union offers savings and certificate (CD) yields up to 4.10% APY. ### Who can join Massmutual Credit Union? Massmutual Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Massmutual Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts mortgage rate leaders](https://rateapi.dev/mortgage-rates/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Massachusetts HELOC rate leaders](https://rateapi.dev/heloc-rates/massachusetts) [Massachusetts personal loan leaders](https://rateapi.dev/personal-loan-rates/massachusetts) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.massmutualfcuhb.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Massmutual Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Massmutual Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /massmutual " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Massmutual Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/massmutual Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp