--- title: "Massachusetts Family Credit Union Rates - Massachusetts" description: "Current savings & cd rates from Massachusetts Family Credit Union in Massachusetts. Updated daily with source verification. See who can join Massachusetts Family Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/massachusetts-family" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Massachusetts Family Credit Union Rates - Massachusetts ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Regular Shares** savings | 0.05% APY | 0.05% | — | Context only | | **Share Drafts** checking | — APY | 0.05% | — | Context only | | **Money Market** money_market | 0.05% APY | 0.05% | — | Context only | | **48-Month Certificate** cd_48mo | 3.05% APY | 3.00% | 48 mo | Context only | | **24-Month Certificate** cd_24mo | 3.05% APY | 3.00% | 24 mo | Context only | | **36-Month Certificate** cd_36mo | 3.05% APY | 3.00% | 36 mo | Context only | | **12-Month Certificate** cd_12mo | 3.81% APY | 3.75% | 12 mo | Context only | Massachusetts Family Credit Union savings & cd rates as of November 13, 2026 Massachusetts Family Credit Union is a credit union in Massachusetts. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/massachusetts-family) , verified from [Massachusetts Family Credit Union's official website](http://www.massfamilycu.com/) Loading branch locator… ## About Massachusetts Family Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.4K Assets $29.2M Founded 1926 Locations reported 3 NCUA charter 24924 Charter type Federal credit union ### Services and member support - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Brotherhood** Main/Corporate Office · Lynn · MA · 01901 About 0.2 miles away](https://rateapi.dev/credit-unions/massachusetts/brotherhood) [**LYNN Teachers** MAIN OFFICE · LYNN · MA · 01902-4311 About 0.5 miles away](https://rateapi.dev/credit-unions/massachusetts/lynn-teachers) [**St. Jean's** Main office-lynn · lynn · MA · 01904 About 1.2 miles away](https://rateapi.dev/credit-unions/massachusetts/st-jeans) [**River Works** River Works Credit Union · Lynn · MA · 01905-2640 About 1.4 miles away](https://rateapi.dev/credit-unions/massachusetts/river-works) [**LYNN Firemens** Lynn Firemen's FCU · Lynn · MA · 01904 About 1.4 miles away](https://rateapi.dev/credit-unions/massachusetts/lynn-firemens) [**Marblehead Municipal** 7 Widger Rd · Marblehead · MA · 01945 About 4.4 miles away](https://rateapi.dev/credit-unions/massachusetts/marblehead-municipal) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Massachusetts Family Credit Union Membership eligibility from Massachusetts Family Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Massachusetts Family Credit Union's website. Check the membership page below to confirm whether you qualify. - Location middlesex, essex — MA - Employer Massachusetts Family Federal Credit Union Verified from [Massachusetts Family Credit Union's membership page](http://www.massfamilycu.com/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Massachusetts Family Credit Union Geography 2 counties · Employers · Family 2 15 published paths to membership, last verified August 27, 2026, quoted from Massachusetts Family Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Essex County, MA - Middlesex County, MA “Massachusetts Family Federal Credit Union (MFFCU) offers membership to all persons who live or work in the Essex and Middlesex County areas.” > [source ↗](http://www.massfamilycu.com/) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Federal “employees of this credit union” > [source ↗](http://www.massfamilycu.com/about-us/) - Employee of Federal ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family Of Deceased surviving spouse “Also included are spouses of persons who died while within the field of membership of this credit union” > [source ↗](http://www.massfamilycu.com/about-us/) - Family member (surviving spouse) of a deceased eligible person - Family of a member immediate family, household member “members of immediate family or household” > [source ↗](http://www.massfamilycu.com/about-us/) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Massachusetts Family Credit Union? Yes No ## Work at Massachusetts Family Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Massachusetts Family Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Massachusetts Family Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=massachusetts-family&state=massachusetts&code=MA&name=Massachusetts%20Family%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Massachusetts Family Credit Union offer? Massachusetts Family Credit Union is a credit union in Massachusetts. Rate data is currently being verified. ### How often are Massachusetts Family Credit Union rates updated? RateAPI verifies Massachusetts Family Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Massachusetts Family Credit Union's rate data? Rate data is collected directly from Massachusetts Family Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Massachusetts Family Credit Union? Massachusetts Family Credit Union publishes its membership criteria on its own website. RateAPI tracks 15 published membership paths covering 2 counties and 1 employer for Massachusetts Family Credit Union, each quoted from Massachusetts Family Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Massachusetts Family Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](http://www.massfamilycu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Massachusetts Family Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Massachusetts Family Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /massachusetts-family " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Massachusetts Family Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/massachusetts-family Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp