--- title: "Mass Bay Credit Union Rates & Who Can Join - Massachusetts" description: "Mass Bay Credit Union is a credit union in Massachusetts. Rate data is being verified. See who can join Mass Bay Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/mass-bay" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mass Bay Credit Union Rates & Who Can Join - Massachusetts No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Mass Bay Credit Union is a credit union in Massachusetts. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/mass-bay) , verified from [Mass Bay Credit Union's official website](https://www.massbaycu.org/) Loading branch locator… ## About Mass Bay Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 17.7K Assets $367.7M Founded 1936 Locations reported 4 NCUA charter 68137 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**City of Boston** Headquarters · South Boston · MA · 02127-2218 About 0.4 miles away](https://rateapi.dev/credit-unions/massachusetts/city-of-boston) [**Taupa Lithuanian** Taupa Lithuanian FCU · South Boston · MA · 02127-2272 About 0.6 miles away](https://rateapi.dev/credit-unions/massachusetts/taupa-lithuanian) [**Albright** S Boston Branch · South Boston · MA · 02127-1028 About 1.1 miles away](https://rateapi.dev/credit-unions/connecticut/albright) [**Tremont** BTU Branch · Dorchester · MA · 02125 About 1.3 miles away](https://rateapi.dev/credit-unions/massachusetts/tremont) [**First Priority** BOSTON BRANCH · BOSTON · MA · 02205 About 1.3 miles away](https://rateapi.dev/credit-unions/massachusetts/first-priority) [**Hanscom** Dorchester Branch · Dorchester · MA · 02125 About 1.4 miles away](https://rateapi.dev/credit-unions/massachusetts/hanscom) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mass Bay Credit Union Membership eligibility from Mass Bay Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mass Bay Credit Union's website. Check the membership page below to confirm whether you qualify. - Location norfolk, suffolk, middlesex — MA - Employer MBTA, entities affiliated with MassDOT, entities who are members of labor unions affiliated with MassDOT, Massachusetts State Police, Keolis, Keolis Employees and Family Members, MBTA Employee, Mass Bay CU Employee Verified from [Mass Bay Credit Union's membership page](https://www.massbaycu.org/about/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Mass Bay Credit Union Geography 3 counties · Employers 12 · Family 2 59 published paths to membership, last verified August 27, 2026, quoted from Mass Bay Credit Union’s own published criteria. ### Geography 15 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Abington, MA - Brockton, MA - Hanover, MA - Hingham, MA - Lynn, MA - Marshfield, MA - Middlesex County, MA - Norfolk County, MA - Norwell, MA - Peabody, MA - Rockland, MA - Saugus, MA - Scituate, MA - Suffolk County, MA - Whitman, MA “Anyone who lives, works or attends a school, college or university or belongs to a labor organization located within Norfolk County, Suffolk County, Middlesex County, Abington, Brockton, Hanover, Hingham, Lynn, Marshfield, Norwell, Peabody, Rockland, Saugus, Scituate, and Whitman.” > [source ↗](https://www.massbaycu.org/about/membership/) ### Employers 12 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of MBTA “Employees or former employees of MBTA.” > [source ↗](https://www.massbaycu.org/about/membership/) - Employee of MBTA - Employee of entities affiliated with MassDOT “Employees or former employees of entities affiliated with MassDOT.” > [source ↗](https://www.massbaycu.org/about/membership/) - Employee of entities affiliated with MassDOT - Employee of entities who are members of labor unions affiliated with MassDOT “Employees of entities who are members of labor unions affiliated with MassDOT.” > [source ↗](https://www.massbaycu.org/about/membership/) - Employee of entities who are members of labor unions affiliated with MassDOT - Employee of Massachusetts State Police “Employees or former employees of the Massachusetts State Police.” > [source ↗](https://www.massbaycu.org/about/membership/) - Employee of Massachusetts State Police - Employee of Keolis “Employees or former employoees of Keolis.” > [source ↗](https://www.massbaycu.org/about/membership/) - Employee of Keolis - Former employee of MBTA “Employees or former employees of MBTA.” > [source ↗](https://www.massbaycu.org/about/membership/) - Former employee of MBTA - Former employee of entities affiliated with MassDOT “Employees or former employees of entities affiliated with MassDOT.” > [source ↗](https://www.massbaycu.org/about/membership/) - Former employee of entities affiliated with MassDOT - Former employee of Massachusetts State Police “Employees or former employees of the Massachusetts State Police.” > [source ↗](https://www.massbaycu.org/about/membership/) - Former employee of Massachusetts State Police - Former employee of Keolis “Employees or former employoees of Keolis.” > [source ↗](https://www.massbaycu.org/about/membership/) - Former employee of Keolis - Employee of Keolis Employees and Family Members (as written on the source page) “Keolis Employees and Family Members” > [source ↗](https://app.loanspq.com/xa/xpressApp.aspx?enc=Kw21Wblm1yxpjJabdoZaDwVIJ64JWYTALmvhizrqVVEN2wKciQjExvpIPxXAFoEKZ6t0oEzkiyTd1Nc8-qU6cEsqzcrLKQcElvEep81DCEQ) - Employee of Keolis Employees and Family Members - Employee of MBTA Employee (as written on the source page) “MBTA Employee” > [source ↗](https://app.loanspq.com/xa/xpressApp.aspx?enc=Kw21Wblm1yxpjJabdoZaDwVIJ64JWYTALmvhizrqVVEN2wKciQjExvpIPxXAFoEKZ6t0oEzkiyTd1Nc8-qU6cEsqzcrLKQcElvEep81DCEQ) - Employee of MBTA Employee - Employee of Mass Bay CU Employee (as written on the source page) “Mass Bay CU Employee” > [source ↗](https://app.loanspq.com/xa/xpressApp.aspx?enc=Kw21Wblm1yxpjJabdoZaDwVIJ64JWYTALmvhizrqVVEN2wKciQjExvpIPxXAFoEKZ6t0oEzkiyTd1Nc8-qU6cEsqzcrLKQcElvEep81DCEQ) - Employee of Mass Bay CU Employee ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Immediate Family Members of eligible members.” > [source ↗](https://www.massbaycu.org/about/membership/) - Family member of a member - Family of someone eligible immediate family “Immediate Family Members of eligible members.” > [source ↗](https://www.massbaycu.org/about/membership/) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mass Bay Credit Union? Yes No ## Work at Mass Bay Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mass Bay Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Mass Bay Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mass-bay&state=massachusetts&code=MA&name=Mass%20Bay%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mass Bay Credit Union offer? Mass Bay Credit Union is a credit union in Massachusetts. Rate data is currently being verified. ### How often are Mass Bay Credit Union rates updated? RateAPI verifies Mass Bay Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Mass Bay Credit Union's rate data? Rate data is collected directly from Mass Bay Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Mass Bay Credit Union? Mass Bay Credit Union publishes its membership criteria on its own website. RateAPI tracks 59 published membership paths covering 3 counties and 12 employers for Mass Bay Credit Union, each quoted from Mass Bay Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Mass Bay Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.massbaycu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mass Bay Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mass Bay Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /mass-bay " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mass Bay Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/mass-bay Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp