--- title: "Hanscom Credit Union Rates (Nov 2026): CDs to 4.50%, Mortgage 7.45%" description: "Hanscom Credit Union rates today: 30 year fixed mortgage 7.45% APR, savings & CDs up to 4.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Hanscom Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/hanscom" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Hanscom Credit Union Rates (Nov 2026): CDs to 4.50%, Mortgage 7.45% ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | 7.449% APR | 7.250% | — | Standard | | **15-Year Fixed** 15 year fixed | 7.064% APR | 6.750% | — | Standard | | **VA Loan** other | 7.193% APR | 6.875% | — | Standard | Hanscom Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Up to 66-Month Auto Loan (2024–2026)** auto_any_66mo | — APR | 3.990% | 66 mo | Standard | | **Up to 66-Month Auto Loan (2020–2023)** auto_any_66mo | — APR | 4.390% | 66 mo | Standard | | **Up to 78-Month Auto Loan (2024–2026)** auto_any_78mo | — APR | 4.490% | 78 mo | Standard | | **Up to 78-Month Auto Loan (2020–2023)** auto_any_78mo | — APR | 4.890% | 78 mo | Standard | | **Up to 66-Month Used Auto Loan (2019 and Older)** auto_used_66mo | — APR | 5.090% | 66 mo · used | Standard | | **Auto Loan** auto | — APR | 5.190% | — | Standard | | **Up to 84-Month Auto Loan (2024–2026)** auto_any_84mo | — APR | 5.190% | 84 mo | Standard | | **Up to 78-Month Used Auto Loan (2019 and Older)** auto_used_78mo | — APR | 5.590% | 78 mo · used | Standard | | **Up to 84-Month Auto Loan (2020–2023)** auto_any_84mo | — APR | 5.590% | 84 mo | Standard | | **Up to 84-Month Used Auto Loan (2019 and Older)** auto_used_84mo | — APR | 6.890% | 84 mo · used | Standard | Hanscom Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 13 offers | Product | Published | Rate | Term / condition | Status | | **11 Month Early Access 2** cd_11mo | 4.00% APY | 3.93% | 11 mo | Standard | | **3-Month Certificate** share_certificate_3mo | 4.00% APY | 3.93% | 3 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 4.00% APY | 3.93% | 6 mo | Standard | | **9-Month Certificate** share_certificate_9mo | 4.00% APY | 3.93% | 9 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 4.25% APY | 4.17% | 48 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 4.25% APY | 4.17% | 24 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 4.25% APY | 4.17% | 60 mo | Standard | | **18-Month Certificate** share_certificate_18mo | 4.25% APY | 4.17% | 18 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 4.25% APY | 4.17% | 36 mo | Standard | | **30-Month Certificate** share_certificate_30mo | 4.25% APY | 4.17% | 30 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 4.50% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 4.50% APY | 4.41% | 12 mo | Standard | | **9-Month Certificate** share_certificate_9mo | 4.50% APY | 4.00% | 9 mo | Standard | Hanscom Credit Union savings & cd rates as of November 12, 2026 As of November 12, 2026, Hanscom Credit Union offers a 30-year fixed mortgage at 7.449% APR. Savings and certificate yields up to 4.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/hanscom) , verified from [Hanscom Credit Union's official website](https://www.hfcu.org/) Best product position **Room to improve vs. the Massachusetts median** 30-year fixed mortgage Gap to state best **138 bp** 138 bp from state best Vs. state median **39 bp behind median** 30-year fixed mortgage Products ranked **1** across tracked Massachusetts markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.45% | Room to improve vs. the Massachusetts median | 138 bp from state best | 39 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Hanscom Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=hanscom&state=massachusetts&code=MA&name=Hanscom%20Credit%20Union) Loading branch locator… ## About Hanscom Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 96.6K Assets $2.2B Founded 1953 Locations reported 24 NCUA charter 9095 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mass. Institute of Tech.** MIT Lincoln Laboratory Branch · Lexington · MA · 02421-6426 About 1.0 miles away](https://rateapi.dev/credit-unions/massachusetts/mass-institute-of-tech) [**Southcoast** St Luke's Hospital · New Bedford · MA · 02740 About 2.3 miles away](https://rateapi.dev/credit-unions/massachusetts/southcoast) [**Common Trust** Bedford VA Branch · Bedford · MA · 01730-1114 About 2.4 miles away](https://rateapi.dev/credit-unions/massachusetts/common-trust) [**First Technology** Lexington · Lexington · MA · 02420 About 3.2 miles away](https://rateapi.dev/credit-unions/california/first-technology) [**Burlington Municipal Employees** Burlington MEFCU · Burlington · MA · 01803-3774 About 5.4 miles away](https://rateapi.dev/credit-unions/massachusetts/burlington-municipal-employees) [**Brightbridge** Waltham · Waltham · MA · 02452-5551 About 5.8 miles away](https://rateapi.dev/credit-unions/massachusetts/brightbridge) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Hanscom Credit Union Membership eligibility from Hanscom Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Hanscom Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer federal government Verified from [Hanscom Credit Union's membership page](https://www.hfcu.org/why-us/about-hanscom-fcu/join-hanscom-fcu.html) . Final membership determination is always made by the credit union. ## Membership rules for Hanscom Credit Union Employers 2 · Military 2 · Family 5 published paths to membership, last verified August 27, 2026, quoted from Hanscom Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Federal government “Federal Government - You're an active or retired employee of the federal government in Massachusettes.” > [source ↗](https://www.hfcu.org/why-us/about-hanscom-fcu/join-hanscom-fcu.html) - Employee of Federal government - Retired employee of Federal government “Federal Government - You're an active or retired employee of the federal government in Massachusettes.” > [source ↗](https://www.hfcu.org/why-us/about-hanscom-fcu/join-hanscom-fcu.html) - Retiree of Federal government ### Military 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Military affiliation “You're active duty or retired military.” > [source ↗](https://www.hfcu.org/why-us/about-hanscom-fcu/join-hanscom-fcu.html) - Military: active duty - Military affiliation “You're active duty or retired military.” > [source ↗](https://www.hfcu.org/why-us/about-hanscom-fcu/join-hanscom-fcu.html) - Military: retired military ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “Someone in your immediate family is a current member.” > [source ↗](https://www.hfcu.org/why-us/about-hanscom-fcu/join-hanscom-fcu.html) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Hanscom Credit Union? Yes No ## Work at Hanscom Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Hanscom Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Hanscom Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=hanscom&state=massachusetts&code=MA&name=Hanscom%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Hanscom Credit Union offer? Hanscom Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Hanscom Credit Union rates updated? RateAPI verifies Hanscom Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Hanscom Credit Union's rate data? Rate data is collected directly from Hanscom Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Hanscom Credit Union's mortgage rate? As of November 12, 2026, Hanscom Credit Union offers a 30-year fixed mortgage at 7.449% APR. ### What is Hanscom Credit Union's best CD rate? As of November 12, 2026, Hanscom Credit Union offers savings and certificate (CD) yields up to 4.50% APY. ### Who can join Hanscom Credit Union? Hanscom Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 2 employers and 2 military for Hanscom Credit Union, each quoted from Hanscom Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Hanscom Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts mortgage rate leaders](https://rateapi.dev/mortgage-rates/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.hfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Hanscom Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Hanscom Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /hanscom " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Hanscom Credit Union locations Search, filter, and browse all 24 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/hanscom Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp