--- title: "Greater Springfield Credit Union Rates (Nov 2026): CDs to 4.35%" description: "Greater Springfield Credit Union rates today: savings & CDs up to 4.35% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Greater Springfield Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/greater-springfield" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Greater Springfield Credit Union Rates (Nov 2026): CDs to 4.35% ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Christmas/Vacation Loan (1 Year)** personal_unsecured_12mo | — APR | 8.500% | 12 mo | Standard | Greater Springfield Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 24 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Certificate ($1,000+)** cd_36mo | — APY | 2.80% | 36 mo | Standard | | **Traditional and Roth IRA CD Rates (36 Month)** ira_cd_36mo | — APY | 2.90% | 36 mo | Standard | | **36-Month Certificate** cd_36mo | 2.94% APY | 2.90% | 36 mo | Standard | | **48-Month Certificate ($1,000+)** cd_48mo | — APY | 3.00% | 48 mo | Standard | | **60-Month Certificate ($1,000+)** cd_60mo | — APY | 3.00% | 60 mo | Standard | | **Traditional and Roth IRA CD Rates (60 Month)** ira_cd_60mo | — APY | 3.10% | 60 mo | Standard | | **Traditional and Roth IRA CD Rates (48 Month)** ira_cd_48mo | — APY | 3.10% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | 3.14% APY | 3.10% | 60 mo | Standard | | **48-Month Certificate** cd_48mo | 3.14% APY | 3.10% | 48 mo | Standard | | **12-Month Certificate ($1,000+)** cd_12mo | — APY | 3.50% | 12 mo | Standard | | **6-Month Certificate ($1,000+)** cd_6mo | — APY | 3.50% | 6 mo | Standard | | **Traditional and Roth IRA CD Rates (6 Month)** ira_cd_6mo | — APY | 3.60% | 6 mo | Standard | | **Traditional and Roth IRA CD Rates (12 Month)** ira_cd_12mo | — APY | 3.60% | 12 mo | Standard | | **6-Month Certificate** cd_6mo | 3.66% APY | 3.60% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | 3.66% APY | 3.60% | 12 mo | Standard | | **24-Month Certificate ($1,000+)** cd_24mo | — APY | 3.87% | 24 mo | Standard | | **9-Month Certificate ($1,000+)** cd_9mo | — APY | 3.92% | 9 mo | Standard | | **Traditional and Roth IRA CD Rates (24 Month)** ira_cd_24mo | — APY | 3.97% | 24 mo | Standard | | **Traditional and Roth IRA CD Rates (9 Month)** ira_cd_9mo | — APY | 4.02% | 9 mo | Standard | | **24-Month Certificate** cd_24mo | 4.05% APY | 3.97% | 24 mo | Standard | | **9-Month Certificate** cd_9mo | 4.10% APY | 4.02% | 9 mo | Standard | | **18-Month Certificate ($1,000+)** cd_18mo | — APY | 4.16% | 18 mo | Standard | | **Traditional and Roth IRA CD Rates (18 Month)** ira_cd_18mo | — APY | 4.26% | 18 mo | Standard | | **18-Month Certificate** cd_18mo | 4.35% APY | 4.26% | 18 mo | Standard | Greater Springfield Credit Union savings & cd rates as of November 12, 2026 ### Other rates 6 offers | Product | Published | Rate | Term / condition | Status | | **YOU (1 Year)** other | — % | 8.750% | — | Standard | | **YOU (2 Year)** other | — % | 9.750% | — | Standard | | **YOU (3 Year)** other | — % | 10.750% | — | Standard | | **YOU (4 Year)** other | — % | 11.750% | — | Standard | | **YOU (5 Year)** other | — % | 12.750% | — | Standard | | **YOU (6 Year)** other | — % | 15.500% | — | Standard | Greater Springfield Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 4.35% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/greater-springfield) , verified from [Greater Springfield Credit Union's official website](https://www.grscu.org/) Loading branch locator… ## About Greater Springfield Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 11K Assets $227.8M Founded 1927 Locations reported 2 NCUA charter 67902 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Massmutual** MassMutual FCU · Springfield · MA · 01111 About 0.2 miles away](https://rateapi.dev/credit-unions/massachusetts/massmutual) [**Brightbridge** Springfield - Industry Ave · Springfield · MA · 01104-3222 About 1.5 miles away](https://rateapi.dev/credit-unions/massachusetts/brightbridge) [**Pioneer Valley** Corporate Office · Springfield · MA · 01104 About 2.2 miles away](https://rateapi.dev/credit-unions/massachusetts/pioneer-valley) [**Umassfive College** Mercy Medical Center Branch · Springfield · MA · 01104-2377 About 2.3 miles away](https://rateapi.dev/credit-unions/massachusetts/umassfive-college) [**Freedom** SPRINGFIELD-MAIN OFFICE · SPRINGFIELD · MA · 01103-1010 About 2.7 miles away](https://rateapi.dev/credit-unions/massachusetts/freedom) [**Polish National** Front Street · Chicopee · MA · 01020-1723 About 2.9 miles away](https://rateapi.dev/credit-unions/massachusetts/polish-national) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Greater Springfield Credit Union Membership eligibility from Greater Springfield Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Greater Springfield Credit Union's website. Check the membership page below to confirm whether you qualify. - Location hampden, hampshire — MA Verified from [Greater Springfield Credit Union's membership page](https://www.grscu.org/membership-application/) . Final membership determination is always made by the credit union. ## Membership rules for Greater Springfield Credit Union Geography 2 counties 8 published paths to membership, last verified August 27, 2026, quoted from Greater Springfield Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Hampden County, MA - Hampshire County, MA “Eligibility is simple— membership is open to anyone who lives, works, worships, or attends school in Hampden or Hampshire County.” > [source ↗](https://www.grscu.org/membership-application/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Greater Springfield Credit Union? Yes No ## Work at Greater Springfield Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Greater Springfield Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Greater Springfield Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=greater-springfield&state=massachusetts&code=MA&name=Greater%20Springfield%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Greater Springfield Credit Union offer? Greater Springfield Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Greater Springfield Credit Union rates updated? RateAPI verifies Greater Springfield Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Greater Springfield Credit Union's rate data? Rate data is collected directly from Greater Springfield Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Greater Springfield Credit Union's best CD rate? As of November 12, 2026, Greater Springfield Credit Union offers savings and certificate (CD) yields up to 4.35% APY. ### Who can join Greater Springfield Credit Union? Greater Springfield Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 2 counties for Greater Springfield Credit Union, each quoted from Greater Springfield Credit Union's own published membership criteria. ## Related Rate Data Compare Greater Springfield Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts personal loan leaders](https://rateapi.dev/personal-loan-rates/massachusetts) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.grscu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Greater Springfield Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Greater Springfield Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /greater-springfield " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Greater Springfield Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/greater-springfield Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp