First Citizens'

fairhaven, Massachusetts
Last verified: June 15, 2026

As of June 15, 2026, First Citizens' offers a 30-year-fixed mortgage at 5.083% APR (5% rate, 0 points).

Source: RateAPI.dev, verified from First Citizens''s official website

Mortgage Rates

Rates as of June 15, 2026

30-year-fixed
5.083% APR
Rate5.000%
Points0
30-Year Fixed
15-year-fixed
5.144% APR
Rate5.000%
Points0
15-Year Fixed

Frequently Asked Questions

What rates does First Citizens' offer?

First Citizens' currently offers mortgage rates. The rates shown on this page were last verified June 15, 2026 directly from the credit union's official website.

How often are First Citizens' rates updated?

RateAPI verifies First Citizens''s rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified June 15, 2026.

Where does RateAPI get First Citizens''s rate data?

Rate data is collected directly from First Citizens''s official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Citizens''s mortgage rate?

As of June 15, 2026, First Citizens' offers a 30-year-fixed mortgage at 5.083% APR.

Related Rate Data

Compare First Citizens''s rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for First Citizens'
curl "https://api.rateapi.dev/credit-unions/massachusetts/first-citizens" \
  -H "Authorization: Bearer YOUR_API_KEY"