--- title: "Alpha Credit Union Rates - Massachusetts" description: "Current vehicle loan, and personal loan rates from Alpha Credit Union in Massachusetts. Updated daily with source verification. See who can join Alpha Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/alpha" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Alpha Credit Union Rates - Massachusetts ### Auto & vehicle rates 16 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.500% | new | Standard | | **Used Auto Loan** auto_used | — APR | 5.000% | used | Standard | | **New Auto Loan** auto_new | — APR | 5.000% | new | Standard | | **Used Auto Loan** auto_used | — APR | 5.500% | used | Standard | | **New RV Loan** rv_new | — APR | 6.000% | new | Standard | | **New Auto Loan** auto_new | — APR | 6.250% | new | Standard | | **Used RV Loan** rv_used | — APR | 6.500% | used | Standard | | **New Auto Loan** auto_new | — APR | 6.750% | new | Standard | | **New RV Loan** rv_new | — APR | 7.000% | new | Standard | | **Used Auto Loan** auto_used | — APR | 7.000% | used | Standard | | **New RV Loan** rv_new | — APR | 7.500% | new | Standard | | **Used RV Loan** rv_used | — APR | 7.500% | used | Standard | | **Used Auto Loan** auto_used | — APR | 7.500% | used | Standard | | **Used RV Loan** rv_used | — APR | 8.000% | used | Standard | | **New RV Loan** rv_new | — APR | 8.000% | new | Standard | | **Used RV Loan** rv_used | — APR | 8.500% | used | Standard | Alpha Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.000% | — | Context only | | **Unsecured Personal Loan** personal_unsecured | — APR | 7.000% | — | Context only | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.000% | — | Context only | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.000% | — | Context only | | **Unsecured Personal Loan** personal_unsecured | — APR | 11.000% | — | Context only | Alpha Credit Union personal loan rates as of November 12, 2026 ### Other rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Fixed Equity* Up to 60 months** other | — % | 6.500% | — | Standard | | **Fixed Equity* 61 to 84 months** other | — % | 7.000% | — | Standard | | **Fixed Equity* 85 to 120 months** other | — % | 7.500% | — | Standard | | **Fixed Equity* 121 to 180 months** other | — % | 7.750% | — | Standard | Alpha Credit Union other rates as of November 12, 2026 Alpha Credit Union is a credit union in Massachusetts. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/alpha) , verified from [Alpha Credit Union's official website](https://www.alphacu.com/) Loading branch locator… ## About Alpha Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.8K Assets $35.1M Founded 1942 Locations reported 2 NCUA charter 67872 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Symphony** Main Office · Boston · MA · 02115 About 0.7 miles away](https://rateapi.dev/credit-unions/massachusetts/symphony) [**City of Boston** NORTHEASTERN UNIVERSITY · Boston · MA · 02115-3902 About 0.9 miles away](https://rateapi.dev/credit-unions/massachusetts/city-of-boston) [**Mass. Institute of Tech.** MIT Student Center Branch · Cambridge · MA · 02139-4300 About 0.9 miles away](https://rateapi.dev/credit-unions/massachusetts/mass-institute-of-tech) [**Harvard** One Brigham Circle · Boston · MA · 02120-1613 About 1.0 miles away](https://rateapi.dev/credit-unions/massachusetts/harvard) [**Cambridge Municipal Employees** Cambridge Municipal Employees Federal Credit Union · Cambridge · MA · 02139-3201 About 1.3 miles away](https://rateapi.dev/credit-unions/massachusetts/cambridge-municipal-employees) [**Hanscom** Jamaica Plain · Jamaica Plain · MA · 02130 About 1.5 miles away](https://rateapi.dev/credit-unions/massachusetts/hanscom) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Alpha Credit Union Membership eligibility from Alpha Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Alpha Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Beth Israel Deaconess Medical Center Verified from [Alpha Credit Union's membership page](https://www.alphacu.com/about-alpha-credit-union/) . Final membership determination is always made by the credit union. ## Membership rules for Alpha Credit Union Employers · Family 2 3 published paths to membership, last verified August 27, 2026, quoted from Alpha Credit Union’s own published criteria. ### Employers 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Beth Israel Deaconess Medical Center “Alpha Credit Union is state-chartered credit union with the field of membership that includes individuals working at the Beth Israel Deaconess Medical Center” > [source ↗](https://www.alphacu.com/about-alpha-credit-union/) - Employee of Beth Israel Deaconess Medical Center ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, domestic partner, children, step-children, domestic partner’s children, parent, step-parents, parent’s domestic partner, grandchildren, step-grandchildren, grandparents, step-grandparents, domestic partners’ parents, domestic partners’ grandparents, siblings, step-siblings “Membership is also available to the members’ spouse or domestic partner, children, step-children or domestic partner’s children, parent, step-parents, parent’s domestic partner, grandchildren, step-grandchildren, grandparents, step-grandparents, domestic partners’ parents or grandparents, siblings…” > [source ↗](https://www.alphacu.com/about-alpha-credit-union/) - Family member (spouse, domestic partner, children, step-children, domestic partner’s children, parent, step-parents, parent’s domestic partner, grandchildren, step-grandchildren, grandparents, step-grandparents, domestic partners’ parents, domestic partners’ grandparents, siblings, step-siblings) of a member - Family of a member spouse, domestic partner, child, step-children, domestic partner’s children, parent, step-parents, parent’s domestic partner, grandchild, step-grandchildren, grandparent, step-grandparents, domestic partners’ parents, sibling, step-siblings “Membership is also available to the members’ spouse or domestic partner, children, step-children or domestic partner’s children, parent, step-parents, parent’s domestic partner, grandchildren, step-grandchildren, grandparents, step-grandparents, domestic partners’ parents or grandparents, siblings…” > [source ↗](https://www.alphacu.com/about-alpha-credit-union/) - Family member (spouse, domestic partner, child, step-children, domestic partner’s children, parent, step-parents, parent’s domestic partner, grandchild, step-grandchildren, grandparent, step-grandparents, domestic partners’ parents, sibling, step-siblings) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Alpha Credit Union? Yes No ## Work at Alpha Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Alpha Credit Union ranks against Massachusetts peers. - See which AI assistants fetched Alpha Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=alpha&state=massachusetts&code=MA&name=Alpha%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Alpha Credit Union offer? Alpha Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Alpha Credit Union rates updated? RateAPI verifies Alpha Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Alpha Credit Union's rate data? Rate data is collected directly from Alpha Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Alpha Credit Union? Alpha Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 employer for Alpha Credit Union, each quoted from Alpha Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Alpha Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Massachusetts personal loan leaders](https://rateapi.dev/personal-loan-rates/massachusetts) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.alphacu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Alpha Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Alpha Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /alpha " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Alpha Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/alpha Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp