--- title: "All One Credit Union Rates (Nov 2026): CDs to 3.95%" description: "All One Credit Union rates today: savings & CDs up to 3.95% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join All One Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/massachusetts/all-one" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # All One Credit Union Rates (Nov 2026): CDs to 3.95% ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.840% | — | Standard | All One Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 4.990% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.500% | — | Standard | All One Credit Union heloc rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **IIC Checking** checking | 3.95% APY | 3.50% | — | Standard | All One Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.95% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/all-one) , verified from [All One Credit Union's official website](https://all-onecu.com/) Loading branch locator… ## About All One Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 36.6K Assets $864.4M Founded 1954 Locations reported 11 NCUA charter 66699 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Leominster Employees** LEFCU Office · Leominster · MA · 01453 About 0.6 miles away](https://rateapi.dev/credit-unions/massachusetts/leominster-employees) [**I-C** Mechanic Street · Leominster · MA · 01453 About 1.2 miles away](https://rateapi.dev/credit-unions/massachusetts/i-c) [**First Technology** Leominster · Leominster · MA · 01453 About 2.3 miles away](https://rateapi.dev/credit-unions/california/first-technology) [**Webster First** Fitchburg · Fitchburg · MA · 01420-4327 About 4.7 miles away](https://rateapi.dev/credit-unions/massachusetts/webster-first) [**Workers** Fitchburg Office · Fitchburg · MA · 01420 About 5.0 miles away](https://rateapi.dev/credit-unions/massachusetts/workers) [**Hanscom** Devens · Devens · MA · 01434 About 7.7 miles away](https://rateapi.dev/credit-unions/massachusetts/hanscom) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join All One Credit Union Membership eligibility from All One Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on All One Credit Union's website. Check the membership page below to confirm whether you qualify. - Location worcester, middlesex, norfolk, hampden, franklin, hampshire — MA - Association religious, civic or charitable organizations having their principal place of business in the foregoing counties Verified from [All One Credit Union's membership page](https://all-onecu.com/about/membership-eligibility/) . Final membership determination is always made by the credit union. ## Membership rules for All One Credit Union Geography 6 counties · Associations 2 · Family 3 23 published paths to membership, last verified August 27, 2026, quoted from All One Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Franklin County, MA - Hampden County, MA - Hampshire County, MA - Middlesex County, MA - Norfolk County, MA - Worcester County, MA “You must live, work, or have business in Worcester, Middlesex, Norfolk, Hampden, Franklin, or Hampshire Counties in Massachusetts.” > [source ↗](https://all-onecu.com/about/membership-eligibility/) ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of religious, civic or charitable organizations having their principal place of business in the foregoing counties (as written on the source page) “Membership is also open to individuals who are members of religious, civic or charitable organizations having their principal place of business in the foregoing counties.” > [source ↗](https://all-onecu.com/about/membership-eligibility/) - Member of religious, civic or charitable organizations having their principal place of business in the foregoing counties - Belongs to religious, civic or charitable organizations (as written on the source page) “Membership is also open to individuals who are members of religious, civic or charitable organizations having their principal place of business in the foregoing counties.” > [source ↗](https://all-onecu.com/about/membership-eligibility/) - Member of religious, civic or charitable organizations (class, not a named organization) ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, mother, father, son, daughter, grandparent, grandchild, brother, sister, stepchild, stepparent, guardian “Membership is also available to family* of current All One member, regardless of where they may live.” > [source ↗](https://all-onecu.com/about/membership-eligibility/) - Family member (spouse, mother, father, son, daughter, grandparent, grandchild, brother, sister, stepchild, stepparent, guardian) of a member - Family of a member family “Membership is also available to family* of current All One member, regardless of where they may live.” > [source ↗](https://all-onecu.com/about/membership-eligibility/) - Family member (family) of a member - Family of a member spouse, parent, child, grandparent, grandchild, sibling, stepchild, stepparent, guardian “* Individuals who have the following relationship with All One Credit Union members are also eligible for membership: spouse, mother, father, son, daughter, grandparent, grandchild, brother, sister, stepchild, stepparent guardian.” > [source ↗](https://all-onecu.com/about/membership-eligibility/) - Family member (spouse, parent, child, grandparent, grandchild, sibling, stepchild, stepparent, guardian) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for All One Credit Union? Yes No ## Work at All One Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where All One Credit Union ranks against Massachusetts peers. - See which AI assistants fetched All One Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Massachusetts - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=all-one&state=massachusetts&code=MA&name=All%20One%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does All One Credit Union offer? All One Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are All One Credit Union rates updated? RateAPI verifies All One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get All One Credit Union's rate data? Rate data is collected directly from All One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is All One Credit Union's best CD rate? As of November 12, 2026, All One Credit Union offers savings and certificate (CD) yields up to 3.95% APY. ### Who can join All One Credit Union? All One Credit Union publishes its membership criteria on its own website. RateAPI tracks 23 published membership paths covering 6 counties and 2 associations for All One Credit Union, each quoted from All One Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare All One Credit Union's rates against national credit-union benchmarks. [More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Massachusetts HELOC rate leaders](https://rateapi.dev/heloc-rates/massachusetts) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://all-onecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track All One Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for All One Credit Union curl "https://api.rateapi.dev/credit-unions/massachusetts /all-one " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## All One Credit Union locations Search, filter, and browse all 11 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/massachusetts/all-one Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp