---
title: "600 Atlantic Credit Union Rates - Massachusetts"
description: "Current mortgage, auto loan, heloc, personal loan, credit card, and savings &amp; cd rates from 600 Atlantic Credit Union in Massachusetts. Updated daily with source verification. See who can join 600 Atlantic Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/massachusetts/600-atlantic"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# 600 Atlantic Credit Union Rates - Massachusetts

### Mortgage rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **3/1 ARM** 3 1 arm |  — APR |  5.500% |  — |  Standard |
| **ARM** arm |  — APR |  5.500% |  — |  Standard |
| **1 Year Adjustable** arm |  — APR |  6.500% |  — |  Standard |
| **Fixed Rate Mortgage** other |  — APR |  6.500% |  — |  Standard |
| **Mortgage** other |  — APR |  8.000% |  — |  Standard |
600 Atlantic Credit Union mortgage rates as of November 13, 2026

### Auto & vehicle rates

4 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Auto Loan** auto |  — APR |  4.750% |  — |  Standard |
| **Effective as of: 09/10/2026 (Up to 66 months)** auto_any_66mo |  — APR |  4.990% |  66 mo |  Standard |
| **Effective as of: 09/10/2026 (Up to 48 months)** auto_any_48mo |  — APR |  5.650% |  48 mo |  Standard |
| **Effective as of: 09/10/2026 (Up to 60 months)** auto_any_60mo |  — APR |  5.990% |  60 mo |  Standard |
600 Atlantic Credit Union auto & vehicle rates as of November 13, 2026

### HELOC rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Home Equity Loan** heloc |  — APR |  6.500% |  — |  Standard |
| **HELOC (Variable)** heloc_variable |  — APR |  8.000% |  — |  Standard |
600 Atlantic Credit Union heloc rates as of November 13, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **60-Month Signature Loan** personal_unsecured_60mo |  — APR |  7.990% |  60 mo |  Standard |
| **36-Month Unsecured Personal Loan** personal_unsecured_36mo |  — APR |  12.650% |  36 mo |  Standard |
600 Atlantic Credit Union personal loan rates as of November 13, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Credit Card** credit_card |  — APR |  9.990% |  — |  Standard |
600 Atlantic Credit Union credit card rates as of November 13, 2026

### Savings & CD rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Regular Shares** savings |  — APY |  0.25% |  — |  Standard |
| **3 Month - 5 Year** cd_3mo |  — APY |  3.60% |  3 mo |  Standard |
| **60-Month Certificate** cd_60mo |  — APY |  3.60% |  60 mo |  Standard |
600 Atlantic Credit Union savings & cd rates as of November 13, 2026

### Other rates

14 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Online Banking (Earn Up To)** other |  — % |  0.250% |  — |  Standard |
| **Effective as of: 09/10/2026 (Up to 60 months)** other |  — % |  1.500% |  — |  Standard |
| **Effective as of: 09/10/2026 (67 - 78 months)** other |  — % |  5.290% |  — |  Standard |
| **Effective as of: 09/10/2026 (180 months)** other |  — % |  5.500% |  — |  Standard |
| **15 (1st Lien)** other |  — % |  6.500% |  — |  Standard |
| **15 (2nd Lien)** other |  — % |  6.750% |  — |  Standard |
| **Effective as of: 09/10/2026 (360 months)** other |  — % |  7.350% |  — |  Standard |
| **$15,000 Maximum** other |  — % |  7.990% |  — |  Standard |
| **Effective as of: 09/10/2026 (36-60 months)** other |  — % |  7.990% |  — |  Standard |
| **Effective as of: 09/10/2026 (18 months)** other |  — % |  7.990% |  — |  Standard |
| **Effective as of: 09/10/2026 (12 months)** other |  — % |  7.990% |  — |  Standard |
| **Online Banking (As Low As)** other |  — % |  8.000% |  — |  Standard |
| **Online Banking (With Direct Debit)** other |  — % |  9.990% |  — |  Standard |
| **Effective as of: 09/10/2026 (36 months)** other |  — % |  12.650% |  — |  Standard |
600 Atlantic Credit Union other rates as of November 13, 2026

600 Atlantic Credit Union is a credit union in Massachusetts. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/massachusetts/600-atlantic) , verified from [600 Atlantic Credit Union's official website](https://www.600atlanticfcu.org/)

Loading branch locator…

## About 600 Atlantic Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.5K

Assets

$39.3M

Founded

1946

Locations reported

2

NCUA charter

5256

Charter type

Federal credit union

### Services and member support

- Online membership application
- Electronic statements
- Mobile check deposit

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Mass Bay** Seaport Branch · South Boston · MA · 02127 About 0.5 miles away](https://rateapi.dev/credit-unions/massachusetts/mass-bay) [**First Priority** BOSTON BRANCH · BOSTON · MA · 02205 About 0.8 miles away](https://rateapi.dev/credit-unions/massachusetts/first-priority) [**Taupa Lithuanian** Taupa Lithuanian FCU · South Boston · MA · 02127-2272 About 0.9 miles away](https://rateapi.dev/credit-unions/massachusetts/taupa-lithuanian) [**Sag-Aftra** Iron Mountain · Boston · MA · 02111-2735 About 0.9 miles away](https://rateapi.dev/credit-unions/california/sag-aftra) [**City of Boston** SOUTH BOSTON · South Boston · MA · 02127-1018 About 0.9 miles away](https://rateapi.dev/credit-unions/massachusetts/city-of-boston) [**Albright** S Boston Branch · South Boston · MA · 02127-1028 About 1.0 miles away](https://rateapi.dev/credit-unions/connecticut/albright)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join 600 Atlantic Credit Union

Membership eligibility from 600 Atlantic Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on 600 Atlantic Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Federal Reserve Bank, tenant firm

Verified from [600 Atlantic Credit Union's membership page](https://www.600atlanticfcu.org/aboutUs.php) . Final membership determination is always made by the credit union.

## Membership rules for 600 Atlantic Credit Union

Employers 2 · Family

3 published paths to membership, last verified August 27, 2026, quoted from 600 Atlantic Credit Union’s own published criteria.

### Employers 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Employee of Federal Reserve Bank

“Any employee of the Federal Reserve Bank or tenant firm that works in the building is eligible for membership.”

> [source ↗](https://www.600atlanticfcu.org/aboutUs.php)

- Employee of Federal Reserve Bank
  - Employee of tenant firm

“Any employee of the Federal Reserve Bank or tenant firm that works in the building is eligible for membership.”

> [source ↗](https://www.600atlanticfcu.org/aboutUs.php)

- Employee of tenant firm

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member family members

“The bylaws were amended in 1999 to include family members of the employees.”

> [source ↗](https://www.600atlanticfcu.org/aboutUs.php)

- Family member (family members) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for 600 Atlantic Credit Union? Yes No

## Work at 600 Atlantic Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where 600 Atlantic Credit Union ranks against Massachusetts peers.

- See which AI assistants fetched 600 Atlantic Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Massachusetts
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=600-atlantic&amp;state=massachusetts&amp;code=MA&amp;name=600%20Atlantic%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does 600 Atlantic Credit Union offer?

600 Atlantic Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are 600 Atlantic Credit Union rates updated?

RateAPI verifies 600 Atlantic Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get 600 Atlantic Credit Union's rate data?

Rate data is collected directly from 600 Atlantic Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join 600 Atlantic Credit Union?

600 Atlantic Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 employers for 600 Atlantic Credit Union, each quoted from 600 Atlantic Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare 600 Atlantic Credit Union's rates against national credit-union benchmarks.

[More Massachusetts credit unions](https://rateapi.dev/credit-unions/massachusetts) [Massachusetts mortgage rate leaders](https://rateapi.dev/mortgage-rates/massachusetts) [Massachusetts auto loan rate leaders](https://rateapi.dev/auto-loan-rates/massachusetts) [Massachusetts HELOC rate leaders](https://rateapi.dev/heloc-rates/massachusetts) [Massachusetts personal loan leaders](https://rateapi.dev/personal-loan-rates/massachusetts) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.600atlanticfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track 600 Atlantic Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for 600 Atlantic Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts /600-atlantic " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## 600 Atlantic Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/massachusetts/600-atlantic
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
