--- title: "Washington County Teachers Credit Union Rates - Maryland" description: "Washington County Teachers Credit Union is a credit union in Maryland. Rate data is being verified. See who can join Washington County Teachers Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/washington-county-teachers" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Washington County Teachers Credit Union Rates - Maryland No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Washington County Teachers Credit Union is a credit union in Maryland. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/washington-county-teachers) , verified from [Washington County Teachers Credit Union's official website](https://www.wctfcu.net/) Best statewide position **#1 of 17** Used Auto Loan (best offer, cars) Percentile band **Top 6%** among comparable MD offers Products tracked **4** in this dated snapshot Best-position spread **74 bp better than state median** State market leader | Product | Published rate | State rank | State best | State median | Position vs. median | | New Auto Loan (best offer, cars) | 4.00% APR | #5 of 20 · top 25% | 2.99% | 4.49% | 49 bp better than state median | | Used Auto Loan (best offer, cars) | 4.00% APR | #1 of 17 · top 6% | 4.00% | 4.74% | 74 bp better than state median | | HELOC (best offer) | 5.00% APR | #6 of 18 · top 34% | 3.99% | 6.00% | 100 bp better than state median | | Personal Loan (unsecured, best offer) | 9.50% APR | #19 of 25 · top 76% | 4.00% | 7.75% | 175 bp behind state median | Published rate position by comparable product on August 1, 2026 Loading branch locator… ## About Washington County Teachers Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.5K Assets $96M Founded 1949 Locations reported 3 NCUA charter 6353 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Ardent** On-Goings Ops · Hagerstown · MD · 21742-1383 Branch in the same ZIP](https://rateapi.dev/credit-unions/pennsylvania/ardent) [**Government Printing Office** Ongoing Operations · Hagerstown · MD · 21742-1383 Branch in the same ZIP](https://rateapi.dev/credit-unions/district-of-columbia/government-printing-office) [**Vantage Point** VITAL RECORDS DISASTER RECOVERY SITE · Hagerstown · MD · 21742-1383 Branch in the same ZIP](https://rateapi.dev/credit-unions/virginia/vantage-point) [**Bull Dog** Main Office · Hagerstown · MD · 21742 About 3.2 miles away](https://rateapi.dev/credit-unions/maryland/bull-dog) [**Patriot** North Pointe Office · Hagerstown · MD · 21742 About 3.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/patriot) [**State Employees CU of Maryland, Inc** SECU Credit Union - Hagerstown · Hagerstown · MD · 21740-6981 About 7.5 miles away](https://rateapi.dev/credit-unions/maryland/state-employees-cu-of-maryland-inc) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Washington County Teachers Credit Union Membership eligibility from Washington County Teachers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Washington County Teachers Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Washington County Public Schools, Hagerstown Community College Verified from [Washington County Teachers Credit Union's membership page](https://www.wctfcu.net/About-Us/Membership-Eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Washington County Teachers Credit Union Employers 4 · Family 2 6 published paths to membership, last verified August 27, 2026, quoted from Washington County Teachers Credit Union’s own published criteria. ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Washington County Public Schools “Membership is open to employees and retirees of the following: Washington County Public Schools” > [source ↗](https://www.wctfcu.net/About-Us/Membership-Eligibility) - Employee of Washington County Public Schools - Retired employee of Washington County Public Schools “Membership is open to employees and retirees of the following: Washington County Public Schools” > [source ↗](https://www.wctfcu.net/About-Us/Membership-Eligibility) - Retiree of Washington County Public Schools - Employee of Hagerstown Community College “Membership is open to employees and retirees of the following: Washington County Public Schools Hagerstown Community College” > [source ↗](https://www.wctfcu.net/About-Us/Membership-Eligibility) - Employee of Hagerstown Community College - Retired employee of Hagerstown Community College “Membership is open to employees and retirees of the following: Washington County Public Schools Hagerstown Community College” > [source ↗](https://www.wctfcu.net/About-Us/Membership-Eligibility) - Retiree of Hagerstown Community College ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouses, children, siblings, parents, grandparents, grandchildren, step-parents, step-children, step-siblings “Immediate family of the above employees and retirees may also be eligible to join.” > [source ↗](https://www.wctfcu.net/About-Us/Membership-Eligibility) - Family member (spouses, children, siblings, parents, grandparents, grandchildren, step-parents, step-children, step-siblings) of a member - Family of a member spouse, child, sibling, parent, grandparent, grandchild, step-parents, step-children, step-siblings “Immediate family of the above employees and retirees may also be eligible to join.” > [source ↗](https://www.wctfcu.net/About-Us/Membership-Eligibility) - Family member (spouse, child, sibling, parent, grandparent, grandchild, step-parents, step-children, step-siblings) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Washington County Teachers Credit Union? Yes No ## Work at Washington County Teachers Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Washington County Teachers Credit Union ranks against Maryland peers. - See which AI assistants fetched Washington County Teachers Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=washington-county-teachers&state=maryland&code=MD&name=Washington%20County%20Teachers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Washington County Teachers Credit Union offer? Washington County Teachers Credit Union is a credit union in Maryland. Rate data is currently being verified. ### How often are Washington County Teachers Credit Union rates updated? RateAPI verifies Washington County Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Washington County Teachers Credit Union's rate data? Rate data is collected directly from Washington County Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Washington County Teachers Credit Union? Washington County Teachers Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 4 employers for Washington County Teachers Credit Union, each quoted from Washington County Teachers Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Washington County Teachers Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.wctfcu.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Washington County Teachers Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Washington County Teachers Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /washington-county-teachers " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Washington County Teachers Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/washington-county-teachers Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp