--- title: "Transit Employees Credit Union Rates - Maryland" description: "Current vehicle loan, and personal loan rates from Transit Employees Credit Union in Maryland. Updated daily with source verification. See who can join Transit Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/transit-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Transit Employees Credit Union Rates - Maryland ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Vehicle (Non-Titled)** auto_new | — APR | 4.990% | new | Standard | | **Used Vehicle (Titled)** auto_used | — APR | 5.990% | used | Standard | | **New Boats and Recreational Vehicles** boat_new | — APR | 6.990% | new | Standard | | **Used Boats and Recreational Vehicles** boat_used | — APR | 7.990% | used | Standard | Transit Employees Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 7.990% | — | Standard | | **60-Month Signature Loan** personal_unsecured_60mo | — APR | 7.990% | 60 mo | Standard | | **Buy Now, Pay Later Loyalty Loan** personal_unsecured_4mo | — APR | 18.000% | 4 mo | Standard | | **Loyalty Loan** personal_unsecured_6mo | — APR | 18.000% | 6 mo | Standard | | **Credit Builder Plus Loan** personal_unsecured_36mo | — APR | 18.000% | 36 mo | Standard | Transit Employees Credit Union personal loan rates as of November 13, 2026 Transit Employees Credit Union is a credit union in Maryland. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/transit-employees) , verified from [Transit Employees Credit Union's official website](https://www.tefcu.org/) Loading branch locator… ## About Transit Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 12.4K Assets $94.6M Founded 1940 Locations reported 2 NCUA charter 3764 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Educational Systems** Corporate Office · Greenbelt · MD · 20770 About 0.7 miles away](https://rateapi.dev/credit-unions/maryland/educational-systems) [**Prince George's Community** Greenbelt Branch · Greenbelt · MD · 20770 About 0.7 miles away](https://rateapi.dev/credit-unions/maryland/prince-georges-community) [**Lafayette** Greenbelt Service Center · Greenbelt · MD · 20770-3403 About 0.8 miles away](https://rateapi.dev/credit-unions/maryland/lafayette) [**State Employees CU of Maryland, Inc** SECU Credit Union - Greenbelt Road · Berwyn Heights · MD · 20740-2315 About 1.2 miles away](https://rateapi.dev/credit-unions/maryland/state-employees-cu-of-maryland-inc) [**Nasa** Goddard · Greenbelt · MD · 20771-0001 About 1.9 miles away](https://rateapi.dev/credit-unions/maryland/nasa) [**Agriculture** Carver Center · Beltsville · MD · 20705 About 2.0 miles away](https://rateapi.dev/credit-unions/virginia/agriculture) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Transit Employees Credit Union Membership eligibility from Transit Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Transit Employees Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Transit Employees Credit Union's membership page](https://www.tefcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Transit Employees Credit Union Family 1 published path to membership, last verified August 27, 2026, quoted from Transit Employees Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family, household member “or are an immediate family/household member of an employee that works for one of our SEGs.” > [source ↗](https://www.tefcu.org/) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Transit Employees Credit Union? Yes No ## Work at Transit Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Transit Employees Credit Union ranks against Maryland peers. - See which AI assistants fetched Transit Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=transit-employees&state=maryland&code=MD&name=Transit%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Transit Employees Credit Union offer? Transit Employees Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Transit Employees Credit Union rates updated? RateAPI verifies Transit Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Transit Employees Credit Union's rate data? Rate data is collected directly from Transit Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Transit Employees Credit Union? Transit Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Transit Employees Credit Union, each quoted from Transit Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Transit Employees Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland auto loan rate leaders](https://rateapi.dev/auto-loan-rates/maryland) [Maryland personal loan leaders](https://rateapi.dev/personal-loan-rates/maryland) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.tefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Transit Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Transit Employees Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /transit-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Transit Employees Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/transit-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp