--- title: "Tower Credit Union Auto loan Rates & Who Can Join - Maryland" description: "Current auto loan rates from Tower Credit Union in Maryland. Updated daily with source verification. See who can join Tower Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/tower" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Tower Credit Union Auto loan Rates & Who Can Join - Maryland ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **36-Month New Auto Loan** auto_new_36mo | — APR | 3.990% | 36 mo · new | Standard | | **48-Month New Auto Loan** auto_new_48mo | — APR | 4.490% | 48 mo · new | Standard | | **72-Month New Auto Loan** auto_new_72mo | — APR | 4.990% | 72 mo · new | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.990% | 84 mo · new | Standard | Tower Credit Union auto & vehicle rates as of November 12, 2026 Tower Credit Union is a credit union in Maryland. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/tower) , verified from [Tower Credit Union's official website](https://www.towerfcu.org/) Loading branch locator… ## About Tower Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 218.5K Assets $5B Founded 1953 Locations reported 17 NCUA charter 8333 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**W S S C** WSSC FCU Headquarters · Laurel · MD · 20707-2915 Branch in the same ZIP](https://rateapi.dev/credit-unions/maryland/w-s-s-c) [**Navy Federal Credit Union** Laurel MD · Laurel · MD · 20707 About 1.5 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Prince George's Community** Beltsville Branch · Beltsville · MD · 20705 About 2.4 miles away](https://rateapi.dev/credit-unions/maryland/prince-georges-community) [**State Employees CU of Maryland, Inc** SECU Credit Union Maple Lawn · Fulton · MD · 20759 About 4.0 miles away](https://rateapi.dev/credit-unions/maryland/state-employees-cu-of-maryland-inc) [**Market Usa** Laurel HQ · Laurel · MD · 20723-5877 About 4.2 miles away](https://rateapi.dev/credit-unions/maryland/market-usa) [**Apl** Main Office · Laurel · MD · 20723 About 4.5 miles away](https://rateapi.dev/credit-unions/maryland/apl) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Tower Credit Union Membership eligibility from Tower Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Tower Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer sponsor Agency, Tower partner companies - Association The TowerCares Foundation Verified from [Tower Credit Union's membership page](https://www.towerfcu.org/about/membership) . Final membership determination is always made by the credit union. ## Membership rules for Tower Credit Union Employers 3 · Associations · Family 5 published paths to membership, last verified August 21, 2026, quoted from Tower Credit Union’s own published criteria. ### Employers 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of sponsor Agency “Are you an employee or retiree of our sponsor Agency?” > [source ↗](https://www.towerfcu.org/about/membership) - Employee of sponsor Agency - Retired employee of sponsor Agency “Are you an employee or retiree of our sponsor Agency?” > [source ↗](https://www.towerfcu.org/about/membership) - Retiree of sponsor Agency - Employee of Tower partner companies “Are you an employee of one of the following Tower partner companies?” > [source ↗](https://www.towerfcu.org/about/membership) - Employee of Tower partner companies ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of The TowerCares Foundation “Would you like to become a member by making a $35 donation to The TowerCares Foundation?” > [source ↗](https://www.towerfcu.org/about/membership) - Member of The TowerCares Foundation ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Are you related to a current Tower member?” > [source ↗](https://www.towerfcu.org/about/membership) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Tower Credit Union? Yes No ## Work at Tower Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tower Credit Union ranks against Maryland peers. - See which AI assistants fetched Tower Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=tower&state=maryland&code=MD&name=Tower%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Tower Credit Union offer? Tower Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Tower Credit Union rates updated? RateAPI verifies Tower Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Tower Credit Union's rate data? Rate data is collected directly from Tower Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Tower Credit Union? Tower Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 3 employers and 1 association for Tower Credit Union, each quoted from Tower Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Tower Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland auto loan rate leaders](https://rateapi.dev/auto-loan-rates/maryland) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.towerfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Tower Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Tower Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /tower " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Tower Credit Union locations Search, filter, and browse all 17 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/tower Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp