Tower Credit Union
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Verified rate book
Current Tower Credit Union rates
4 published offers verified as of August 20, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month New Auto Loanauto_new_36mo | 3.990% APR | 3.990% | 36 mo · new | Standard |
| 48-Month New Auto Loanauto_new_48mo | 4.490% APR | 4.490% | 48 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 4.990% APR | 4.990% | 72 mo · new | Standard |
| 84-Month New Auto Loanauto_new_84mo | 5.990% APR | 5.990% | 84 mo · new | Standard |
Auto loans available from 3.99% APR for 36 months.
Source: RateAPI.dev, verified from Tower Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Tower Credit Union ranks in Maryland
How Tower Credit Union's current published rate compares with other Maryland credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| new-car loan | 3.99% | Better than the Maryland median | 100 bp from state best | 125 bp better than median |
This is the public snapshot. Claim Tower Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
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About Tower Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 218.5K
- Assets
- $5B
- Founded
- 1953
- Locations reported
- 17
- NCUA charter
- 8333
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Tower Credit Union
Membership eligibility from Tower Credit Union's own published criteria. How we verify this.
Membership criteria are published on Tower Credit Union's website. Check the membership page below to confirm whether you qualify.
- Employersponsor Agency, Tower partner companies
- AssociationThe TowerCares Foundation
Verified from Tower Credit Union's membership page. Final membership determination is always made by the credit union.
Membership rules for Tower Credit Union
Employers 3 · Associations · Family
5 published paths to membership, last verified August 21, 2026, quoted from Tower Credit Union’s own published criteria.
Employers 3
Auto-verified against the source page
Employee of sponsor Agency
- Employee of sponsor Agency
“Are you an employee or retiree of our sponsor Agency?”
source ↗Retiree of sponsor Agency
- Retired employee of sponsor Agency
“Are you an employee or retiree of our sponsor Agency?”
source ↗Employee of Tower partner companies
- Employee of Tower partner companies
“Are you an employee of one of the following Tower partner companies?”
source ↗
Associations 1
Auto-verified against the source page
Member of The TowerCares Foundation
- Member of The TowerCares Foundation
“Would you like to become a member by making a $35 donation to The TowerCares Foundation?”
source ↗
Family 1
Auto-verified against the source page
Family member of a member
- Family of a member
“Are you related to a current Tower member?”
source ↗
Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Tower Credit Union offer?
Tower Credit Union currently offers Auto loan rates. The rates shown on this page were last verified August 20, 2026 directly from the credit union's official website.
How often are Tower Credit Union rates updated?
RateAPI verifies Tower Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 20, 2026.
Where does RateAPI get Tower Credit Union's rate data?
Rate data is collected directly from Tower Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Tower Credit Union's auto loan rates?
As of August 20, 2026, Tower Credit Union offers auto loans from 3.99% APR.
Who can join Tower Credit Union?
Tower Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 3 employers and 1 association for Tower Credit Union, each quoted from Tower Credit Union's own published membership criteria. Immediate family of an existing member also qualify.
Related Rate Data
Compare Tower Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Tower Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Tower Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/tower" \
-H "Authorization: Bearer YOUR_API_KEY"