---
title: "Thiokol Elkton Credit Union Rates - Maryland"
description: "Current vehicle loan, heloc, personal loan, credit card, and savings &amp; cd rates from Thiokol Elkton Credit Union in Maryland. Updated daily with source verification. See who can join Thiokol Elkton Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/maryland/thiokol-elkton"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Thiokol Elkton Credit Union Rates - Maryland

### Auto & vehicle rates

4 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New Auto/Truck** auto_new_36mo |  — APR |  4.490% |  36 mo · new |  Standard |
| **Used Auto/Truck (over $20,000)** auto_used_36mo |  — APR |  4.740% |  36 mo · used |  Standard |
| **New Boat/RV/Motorcycle (over $20,000)** boat_new_48mo |  — APR |  4.990% |  48 mo · new |  Standard |
| **Used Boat /RV Motorcycle (over $20,000)** boat_used_48mo |  — APR |  5.490% |  48 mo · used |  Standard |
Thiokol Elkton Credit Union auto & vehicle rates as of November 12, 2026

### HELOC rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Home Equity Loan (Fixed)** heloc_fixed |  — APR |  4.250% |  — |  Standard |
| **Home Equity Loan** heloc |  — APR |  4.250% |  — |  Standard |
Thiokol Elkton Credit Union heloc rates as of November 12, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Share Secure** personal_secured_36mo |  — APR |  2.000% |  36 mo |  Standard |
| ***Signature/Closed End** personal_unsecured_12mo |  — APR |  5.990% |  12 mo |  Standard |
Thiokol Elkton Credit Union personal loan rates as of November 12, 2026

### Credit card rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **VISA® Credit Card-Share Secured** credit_card_secured |  — APR |  7.000% |  — |  Standard |
| **Credit Card** credit_card |  — APR |  10.900% |  — |  Standard |
Thiokol Elkton Credit Union credit card rates as of November 12, 2026

### Savings & CD rates

7 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Regular Share/Christmas Club/Vacation** savings |  — APY |  0.30% |  — |  Specialty offer |
| **IRA** ira |  — APY |  0.35% |  — |  Standard |
| **Certificate** cd |  — APY |  2.00% |  — |  Standard |
| **48*** savings |  — APY |  2.00% |  — |  Standard |
| **36-Month Certificate** cd_36mo |  — APY |  2.50% |  36 mo |  Standard |
| **6-Month Certificate** cd_6mo |  — APY |  3.00% |  6 mo |  Standard |
| **12-Month Certificate** cd_12mo |  — APY |  3.50% |  12 mo |  Standard |
Thiokol Elkton Credit Union savings & cd rates as of November 12, 2026

Thiokol Elkton Credit Union is a credit union in Maryland. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/thiokol-elkton) , verified from [Thiokol Elkton Credit Union's official website](https://www.thiokolfcu.org/)

Loading branch locator…

## About Thiokol Elkton Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.7K

Assets

$24.1M

Founded

1958

Locations reported

2

NCUA charter

12185

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Financial counseling
- Financial education

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Edu** Disaster Recovery · Elkton · MD · 21921 About 2.1 miles away](https://rateapi.dev/credit-unions/delaware/edu) [**First Financial of Maryland** Elkton · Elkton · MD · 21921-5646 About 2.1 miles away](https://rateapi.dev/credit-unions/maryland/first-financial-of-maryland) [**Provident** First Financial Federal Credit Union · Elkton · MD · 21921-5646 About 2.1 miles away](https://rateapi.dev/credit-unions/delaware/provident) [**Dexsta** Elkton Branch · Elkton · MD · 21921-6357 About 3.7 miles away](https://rateapi.dev/credit-unions/delaware/dexsta) [**Aberdeen Proving Ground** North East Branch · Elkton · MD · 21921 About 3.9 miles away](https://rateapi.dev/credit-unions/maryland/aberdeen-proving-ground) [**American Spirit** 1110 Elkton Rd · Newark · DE · 19711 About 4.4 miles away](https://rateapi.dev/credit-unions/delaware/american-spirit)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Thiokol Elkton Credit Union

Membership eligibility from Thiokol Elkton Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership via employers (Northrop Grumman +2 more) or the Cecil County Firemen’s Association

- Employer Northrop Grumman, Cecil County Government, Town of Elkton Government
- Association Cecil County Firemen’s Association

**Cost to join:** About $5.

Verified from [Thiokol Elkton Credit Union's membership page](https://www.thiokolfcu.org/about-us/how-to-join/) . Final membership determination is always made by the credit union.

## Membership rules for Thiokol Elkton Credit Union

Employers · Family

2 published paths to membership, last verified August 21, 2026, quoted from Thiokol Elkton Credit Union’s own published criteria.

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Northrop Grumman Corporation

“Thiokol-Elkton Federal Credit Union is a full service financial institution serving the employees of the following sponsor groups and their families: Northrop Grumman”

> [source ↗](https://www.thiokolfcu.org/about-us/how-to-join/)

- Employee of Northrop Grumman Corporation

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member

“Thiokol-Elkton Federal Credit Union is a full service financial institution serving the employees of the following sponsor groups and their families:”

> [source ↗](https://www.thiokolfcu.org/about-us/how-to-join/)

- Family member of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Thiokol Elkton Credit Union? Yes No

## Work at Thiokol Elkton Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Thiokol Elkton Credit Union ranks against Maryland peers.

- See which AI assistants fetched Thiokol Elkton Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Maryland
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=thiokol-elkton&amp;state=maryland&amp;code=MD&amp;name=Thiokol%20Elkton%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Thiokol Elkton Credit Union offer?

Thiokol Elkton Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Thiokol Elkton Credit Union rates updated?

RateAPI verifies Thiokol Elkton Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Thiokol Elkton Credit Union's rate data?

Rate data is collected directly from Thiokol Elkton Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Thiokol Elkton Credit Union?

Membership via employers (Northrop Grumman +2 more) or the Cecil County Firemen’s Association RateAPI tracks 2 published membership paths covering 1 employer for Thiokol Elkton Credit Union, each quoted from Thiokol Elkton Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Thiokol Elkton Credit Union's rates against national credit-union benchmarks.

[More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland auto loan rate leaders](https://rateapi.dev/auto-loan-rates/maryland) [Maryland HELOC rate leaders](https://rateapi.dev/heloc-rates/maryland) [Maryland personal loan leaders](https://rateapi.dev/personal-loan-rates/maryland) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.thiokolfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Thiokol Elkton Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Thiokol Elkton Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland /thiokol-elkton " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Thiokol Elkton Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/maryland/thiokol-elkton
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
