Skypoint Credit Union
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Verified rate book
Current Skypoint Credit Union rates
8 published offers verified as of August 21, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30 Year Fixed - Conforming30 year fixed | 6.410% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.692% APR | 6.000% | — | Standard |
| 30 Year Fixed - Home Ready30 year fixed | 6.788% APR | 6.625% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 6.974% APR | 6.875% | — | Standard |
| 15-Year Fixed15 year fixed | 6.262% APR | 6.000% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.412% APR | 7.250% | — | Standard |
| 15/15 ARM - Conforming 1arm | 6.285% APR | 6.000% | — | Standard |
| 20-Year Fixed20 year fixed | 6.713% APR | 6.500% | — | Standard |
As of August 21, 2026, Skypoint Credit Union offers a 30-year fixed mortgage at 6.41% APR.
Source: RateAPI.dev, verified from Skypoint Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Skypoint Credit Union ranks in Maryland
How Skypoint Credit Union's current published rate compares with other Maryland credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.41% | Better than the Maryland median | 79 bp from state best | 28 bp better than median |
This is the public snapshot. Claim Skypoint Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
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About Skypoint Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 13.9K
- Assets
- $249.8M
- Founded
- 1968
- Locations reported
- 3
- NCUA charter
- 18917
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Skypoint Credit Union
Membership eligibility from Skypoint Credit Union's own published criteria. How we verify this.
Membership criteria are published on Skypoint Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Skypoint Credit Union's membership page. Final membership determination is always made by the credit union.
Membership rules for Skypoint Credit Union
Geography 1 county · Family 2
3 published paths to membership, last verified August 21, 2026, quoted from Skypoint Credit Union’s own published criteria.
Geography 1
Auto-verified against the source page
- Montgomery County, MD
“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Montgomery County, MD”
source ↗
Family 2
Auto-verified against the source page
Family member (family members) of a member
- Family of a member family members
“All family members of current members are eligible to join.”
source ↗Family member (household member) of a member
- Family of a member household member
“Is there someone in your household who is already a member? If so, then you are eligible!”
source ↗
Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Skypoint Credit Union offer?
Skypoint Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 21, 2026 directly from the credit union's official website.
How often are Skypoint Credit Union rates updated?
RateAPI verifies Skypoint Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 21, 2026.
Where does RateAPI get Skypoint Credit Union's rate data?
Rate data is collected directly from Skypoint Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Skypoint Credit Union's mortgage rate?
As of August 21, 2026, Skypoint Credit Union offers a 30-year fixed mortgage at 6.41% APR.
Who can join Skypoint Credit Union?
Skypoint Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 county for Skypoint Credit Union, each quoted from Skypoint Credit Union's own published membership criteria. Immediate family of an existing member also qualify.
Related Rate Data
Compare Skypoint Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Skypoint Credit Union rates
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# Get rates for Skypoint Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/skypoint" \
-H "Authorization: Bearer YOUR_API_KEY"