--- title: "Securityplus Credit Union Rates: CDs to 3.75%, Vehicle 2.96%" description: "Securityplus Credit Union rates today: vehicle loans from 2.96% APR, savings & CDs up to 3.75% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Securityplus Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/securityplus" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Securityplus Credit Union Rates: CDs to 3.75%, Vehicle 2.96% ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **It's the perfect recipe for financial success (6-Month Share)** auto_any_6mo | 2.960% APR | 2.960% | 6 mo | Standard | | **Auto & Truck Loan Rates (12 - 36 months)** auto_any_36mo | 4.490% APR | 4.490% | 36 mo | Standard | | **Auto & Truck Loan Rates (37 - 48 months)** auto_any_48mo | 4.740% APR | 4.740% | 48 mo | Standard | | **Auto & Truck Loan Rates (61 - 72 months)** auto_any_72mo | 5.240% APR | 5.240% | 72 mo | Standard | | **Auto & Truck Loan Rates (49 - 60 months)** auto_any_60mo | 5.490% APR | 5.490% | 60 mo | Standard | | **Auto & Truck Loan Rates (73 - 84 months)** auto_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard | | **Up to 60-Month Motorcycle Loan** motorcycle_any_60mo | 5.990% APR | 5.990% | 60 mo | Standard | | **Motorcycle Loan Rates (61 - 72 months)** motorcycle_any_72mo | 7.240% APR | 7.240% | 72 mo | Standard | | **New/Used RVs, Campers & Boat Loan Rates for Up to 72 months (Up to 72 months)** rv_any_72mo | 7.240% APR | 7.240% | 72 mo · any | Context only | Securityplus Credit Union auto & vehicle rates as of November 3, 2026 ### Savings & CD rates 11 offers | Product | Published | Rate | Term / condition | Status | | **It's the perfect recipe for financial success (3-Month Share)** cd_3mo | 2.18% APY | 2.18% | 3 mo | Standard | | **It's the perfect recipe for financial success (2-Year Share & IRA)** ira | 3.30% APY | 3.30% | 24 mo | Standard | | **It's the perfect recipe for financial success (3-Year Share & IRA)** ira | 3.35% APY | 3.35% | 36 mo | Standard | | **24-Month IRA** ira | 3.35% APY | 3.30% | 24 mo | Standard | | **It's the perfect recipe for financial success (4-Year Share & IRA)** ira | 3.40% APY | 3.40% | 48 mo | Standard | | **36-Month IRA** ira | 3.40% APY | 3.35% | 36 mo | Standard | | **48-Month IRA** ira | 3.45% APY | 3.40% | 48 mo | Standard | | **It's the perfect recipe for financial success (5-Year Share & IRA)** ira | 3.45% APY | 3.45% | 60 mo | Standard | | **60-Month IRA** ira | 3.50% APY | 3.45% | 60 mo | Standard | | **It's the perfect recipe for financial success (1-Year Share & IRA)** ira | 3.69% APY | 3.69% | 12 mo | Standard | | **12-Month IRA** ira | 3.75% APY | 3.69% | 12 mo | Standard | Securityplus Credit Union savings & cd rates as of November 3, 2026 Vehicle loans available from 2.96% APR for 6 months. Savings and certificate yields up to 3.75% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/securityplus) , verified from [Securityplus Credit Union's official website](https://www.securityplusfcu.org/) Loading branch locator… ## About Securityplus Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 35.9K Assets $604.1M Founded 1938 Locations reported 6 NCUA charter 2769 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**State Employees CU of Maryland, Inc** SECU Credit Union - Security at Chadwick · Baltimore · MD · 21244-1811 Branch in the same ZIP](https://rateapi.dev/credit-unions/maryland/state-employees-cu-of-maryland-inc) [**Destinations Credit Union** Northwest Hospital Center · Randallstown · MD · 21133-5103 About 1.7 miles away](https://rateapi.dev/credit-unions/maryland/destinations-credit-union) [**Municipal Empl.credit Union of Balt** Randallstown Branch · Randallstown · MD · 21133-4706 About 2.0 miles away](https://rateapi.dev/credit-unions/maryland/municipal-emplcredit-union-of-balt) [**Freedom of Maryland** Pikesville · Pikesville · MD · 21208-6329 About 4.2 miles away](https://rateapi.dev/credit-unions/maryland/freedom-of-maryland) [**Tower** Owings Mills Branch · Owings Mills · MD · 21117 About 4.5 miles away](https://rateapi.dev/credit-unions/maryland/tower) [**Howard County Education** Howard County Education Federal Credit Union · Ellicott City · MD · 21043-4178 About 4.5 miles away](https://rateapi.dev/credit-unions/maryland/howard-county-education) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Securityplus Credit Union Membership eligibility from Securityplus Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Securityplus Credit Union's website. Check the membership page below to confirm whether you qualify. - Association American Consumer Council Verified from [Securityplus Credit Union's membership page](https://www.securityplusfcu.org/support/get-started/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Securityplus Credit Union Associations · Family 2 published paths to membership, last verified August 21, 2026, quoted from Securityplus Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of American Consumer Council “Any consumer who may be eligible to join the credit union through the American Consumer Council (ACC)” > [source ↗](https://www.securityplusfcu.org/support/get-started/become-a-member) - Member of American Consumer Council ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member family member, household member “Family members or household members of an existing credit union member” > [source ↗](https://www.securityplusfcu.org/support/get-started/become-a-member) - Family member (family member, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Securityplus Credit Union? Yes No ## Work at Securityplus Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Securityplus Credit Union ranks against Maryland peers. - See which AI assistants fetched Securityplus Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=securityplus&state=maryland&code=MD&name=Securityplus%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Securityplus Credit Union offer? Securityplus Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified November 3, 2026 directly from the credit union's official website. ### How often are Securityplus Credit Union rates updated? RateAPI verifies Securityplus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 3, 2026. ### Where does RateAPI get Securityplus Credit Union's rate data? Rate data is collected directly from Securityplus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Securityplus Credit Union's auto, rv & motorcycle loan rates? As of November 3, 2026, Securityplus Credit Union offers vehicle loans from 2.96% APR. ### What is Securityplus Credit Union's best CD rate? As of November 3, 2026, Securityplus Credit Union offers savings and certificate (CD) yields up to 3.75% APY. ### Who can join Securityplus Credit Union? Securityplus Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 association for Securityplus Credit Union, each quoted from Securityplus Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Securityplus Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland auto loan rate leaders](https://rateapi.dev/auto-loan-rates/maryland) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.securityplusfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Securityplus Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Securityplus Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /securityplus " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Securityplus Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/securityplus Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp