--- title: "Police Credit Union Rates (Nov 2026): Mortgage 6.54%" description: "Police Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Police Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/police" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Police Credit Union Rates (Nov 2026): Mortgage 6.54% ### Mortgage rates 7 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30 Year Fixed - Home Ready** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.765% APR | 6.500% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.965% APR | 6.750% | — | Standard | Police Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Police Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/police) , verified from [Police Credit Union's official website](https://policefcu.com/) Best product position **Better than the Maryland median** 30-year fixed mortgage Gap to state best **29 bp** 29 bp from state best Vs. state median **41 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Maryland markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | Better than the Maryland median | 29 bp from state best | 41 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Police Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=police&state=maryland&code=MD&name=Police%20Credit%20Union) Loading branch locator… ## About Police Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14K Assets $175.8M Founded 1935 Locations reported 3 NCUA charter 16401 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Andrews Federal Credit Union** Upper Marlboro Branch · Upper Marlboro · MD · 20772 Branch in the same ZIP](https://rateapi.dev/credit-unions/maryland/andrews-federal-credit-union) [**Navy Federal Credit Union** Clinton MD · Clinton · MD · 20735 About 6.3 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**U S Postal Service** Clinton · Clinton · MD · 20735-1730 About 6.6 miles away](https://rateapi.dev/credit-unions/maryland/u-s-postal-service) [**None Suffer Lack** Main Office · Suitland · MD · 20746-3934 About 7.1 miles away](https://rateapi.dev/credit-unions/maryland/none-suffer-lack) [**Educational Systems** Forestville · Forestville · MD · 20747 About 7.2 miles away](https://rateapi.dev/credit-unions/maryland/educational-systems) [**Nasa** Colllington Branch · Upper Marlboro · MD · 20774 About 7.5 miles away](https://rateapi.dev/credit-unions/maryland/nasa) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Police Credit Union Membership eligibility from Police Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Police Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer federal, state, county, and municipal law enforcement agencies or departments Verified from [Police Credit Union's membership page](https://policefcu.com/membership/join-police-fcu-today/) . Final membership determination is always made by the credit union. ## Membership rules for Police Credit Union Employers 2 · Family 3 5 published paths to membership, last verified August 21, 2026, quoted from Police Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of federal, state, county, and municipal law enforcement agencies or departments “Police Federal Credit Union membership is open to those who serve in federal, state, county, and municipal law enforcement agencies or departments in the District of Columbia, Maryland, and Virginia.” > [source ↗](https://policefcu.com/membership/join-police-fcu-today/) - Employee of federal, state, county, and municipal law enforcement agencies or departments - Employee of Police FCU “Police FCU employees” > [source ↗](https://policefcu.com/membership/join-police-fcu-today/) - Employee of Police FCU ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse “Spouses of persons who died that were in the field of membership” > [source ↗](https://policefcu.com/membership/join-police-fcu-today/) - Family member (spouse) of a member - Family of a member spouse, children, parents, siblings, grandparents, grandchildren “Immediate family members of Police FCU members (spouse, children, parents, siblings, grandparents, grandchildren, including step relationships)” > [source ↗](https://policefcu.com/membership/join-police-fcu-today/) - Family member (spouse, children, parents, siblings, grandparents, grandchildren) of a member - Family of a member household member “Members of the immediate families or household” > [source ↗](https://policefcu.com/membership/join-police-fcu-today/) - Family member (household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Police Credit Union? Yes No ## Work at Police Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Police Credit Union ranks against Maryland peers. - See which AI assistants fetched Police Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=police&state=maryland&code=MD&name=Police%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Police Credit Union offer? Police Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Police Credit Union rates updated? RateAPI verifies Police Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Police Credit Union's rate data? Rate data is collected directly from Police Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Police Credit Union's mortgage rate? As of November 12, 2026, Police Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Police Credit Union? Police Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 2 employers for Police Credit Union, each quoted from Police Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Police Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland mortgage rate leaders](https://rateapi.dev/mortgage-rates/maryland) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://policefcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Police Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Police Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /police " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Police Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/police Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp