---
title: "Municipal Empl.credit Union of Balt Rates - Maryland"
description: "Municipal Empl.credit Union of Balt is a credit union in Maryland. Rate data is being verified. See who can join Municipal Empl.credit Union of Balt — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/maryland/municipal-emplcredit-union-of-balt"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Municipal Empl.credit Union of Balt Rates - Maryland

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Municipal Empl.credit Union of Balt is a credit union in Maryland. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/municipal-emplcredit-union-of-balt) , verified from [Municipal Empl.credit Union of Balt's official website](https://www.mecu.com/Home)

Loading branch locator…

## About Municipal Empl.credit Union of Balt

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

92.2K

Assets

$1.3B

Founded

1936

Locations reported

10

NCUA charter

66787

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**State Employees CU of Maryland, Inc** SECU Credit Union - Baltimore State Office Complex · Baltimore · MD · 21201-2305 About 0.8 miles away](https://rateapi.dev/credit-unions/maryland/state-employees-cu-of-maryland-inc) [**Johns Hopkins** East Baltimore · Baltimore · MD · 21205-2222 About 1.0 miles away](https://rateapi.dev/credit-unions/maryland/johns-hopkins) [**First Eagle** Union Memorial Baltimore · Baltimore · MD · 21218-2829 About 2.3 miles away](https://rateapi.dev/credit-unions/maryland/first-eagle) [**Fourleaf** Maryland Corporate Office · Baltimore · MD · 21224-5730 About 2.6 miles away](https://rateapi.dev/credit-unions/new-york/fourleaf) [**Five Star of Maryland** Caton Avenue Office · Baltimore · MD · 21229 About 3.8 miles away](https://rateapi.dev/credit-unions/maryland/five-star-of-maryland) [**Aberdeen Proving Ground** Dundalk Branch · Baltimore · MD · 21222 About 5.9 miles away](https://rateapi.dev/credit-unions/maryland/aberdeen-proving-ground)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Municipal Empl.credit Union of Balt

Membership eligibility from Municipal Empl.credit Union of Balt's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Municipal Empl.credit Union of Balt's website. Check the membership page below to confirm whether you qualify.

- Location MD
- Employer 300 local companies

Verified from [Municipal Empl.credit Union of Balt's membership page](https://www.mecu.com/why-mecu/membership/become-a-member) . Final membership determination is always made by the credit union.

## Membership rules for Municipal Empl.credit Union of Balt

Geography 4 · Employers · Family 2

7 published paths to membership, last verified August 27, 2026, quoted from Municipal Empl.credit Union of Balt’s own published criteria.

### Geography 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- Baltimore, MD

“Anyone who lives, works, worships or attends school in Baltimore City is pretty much in.”

> [source ↗](https://www.mecu.com/why-mecu/membership/become-a-member)

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026

  - Employee of 300 local companies

“We have relationships with more than 300 local companies that offer MECU membership regardless of your location.”

> [source ↗](https://www.mecu.com/why-mecu/membership/become-a-member)

- Employee of 300 local companies

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin, legal guardian, roommates, housemates

“An eligible family member includes a spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin or legal guardian, including roommates or housemates.”

> [source ↗](https://www.mecu.com/why-mecu/membership/become-a-member)

- Family member (spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin, legal guardian, roommates, housemates) of a member
  - Family of a member spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, cousin, legal guardian, roommates, housemates

“If a family member belongs or is eligible, you can also become a member. An eligible family member includes a spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin or legal guardian, including roommates or housemates.”

> [source ↗](https://www.mecu.com/why-mecu/membership/become-a-member)

- Family member (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, cousin, legal guardian, roommates, housemates) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Municipal Empl.credit Union of Balt? Yes No

## Work at Municipal Empl.credit Union of Balt?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Municipal Empl.credit Union of Balt ranks against Maryland peers.

- See which AI assistants fetched Municipal Empl.credit Union of Balt’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Maryland
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=municipal-emplcredit-union-of-balt&amp;state=maryland&amp;code=MD&amp;name=Municipal%20Empl.credit%20Union%20of%20Balt) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Municipal Empl.credit Union of Balt offer?

Municipal Empl.credit Union of Balt is a credit union in Maryland. Rate data is currently being verified.

### How often are Municipal Empl.credit Union of Balt rates updated?

RateAPI verifies Municipal Empl.credit Union of Balt's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Municipal Empl.credit Union of Balt's rate data?

Rate data is collected directly from Municipal Empl.credit Union of Balt's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Municipal Empl.credit Union of Balt?

Municipal Empl.credit Union of Balt publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 4 geographic areas and 1 employer for Municipal Empl.credit Union of Balt, each quoted from Municipal Empl.credit Union of Balt's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Municipal Empl.credit Union of Balt's rates against national credit-union benchmarks.

[More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.mecu.com/Home)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Municipal Empl.credit Union of Balt rates

Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Municipal Empl.credit Union of Balt
curl "https://api.rateapi.dev/credit-unions/maryland /municipal-emplcredit-union-of-balt " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Municipal Empl.credit Union of Balt locations

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---

Source: https://rateapi.dev/credit-unions/maryland/municipal-emplcredit-union-of-balt
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
