--- title: "Lafayette Credit Union Rates (Nov 2026): CDs to 3.71%" description: "Lafayette Credit Union rates today: savings & CDs up to 3.71% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Lafayette Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/lafayette" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Lafayette Credit Union Rates (Nov 2026): CDs to 3.71% ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Auto Loan** auto_any_36mo | — APR | 5.000% | 36 mo | Standard | | **48-Month Auto Loan** auto_any_48mo | — APR | 5.000% | 48 mo | Standard | | **Auto Loan** auto | — APR | 5.500% | — | Standard | | **Classic Vehicle Loans (Term 60 Months)** auto_any_60mo | — APR | 5.500% | 60 mo | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 5.500% | 72 mo | Standard | | **Classic Vehicle Loans (Term 72 Months)** auto_any_72mo | — APR | 5.750% | 72 mo | Standard | | **Classic Vehicle Loans (Term 84 Months)** auto_any_84mo | — APR | 6.000% | 84 mo | Standard | | **Auto Loans (Term 84 Months 2)** auto_any_84mo | — APR | 6.250% | 84 mo | Standard | | **Classic Vehicle Loans (Term 120 Months)** auto_any_120mo | — APR | 6.250% | 120 mo | Standard | Lafayette Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Type Share Secured** personal_secured_180mo | — APR | 2.000% | 180 mo | Standard | | **Type Certificate Secured** personal_secured | — APR | 2.000% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.990% | — | Standard | | **Type Signature 2** personal_unsecured_84mo | — APR | 8.990% | 84 mo | Standard | | **Personal Line of Credit** ploc_variable | — APR | 9.990% | — | Standard | | **Type Line of Credit 2** ploc_variable | — APR | 9.990% | — | Standard | Lafayette Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 11.900% | — | Standard | Lafayette Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Variable-Rate Certificate** cd | — APY | 0.10% | — | Standard | | **Variable-Rate 1 5-year term** cd_60mo | — APY | 3.20% | 60 mo | Standard | | **Variable-Rate 1 3-year term** cd_36mo | — APY | 3.50% | 36 mo | Standard | | **Fixed-Rate 1 5-year term** cd_60mo | — APY | 3.50% | 60 mo | Standard | | **Fixed-Rate 1 4-year term** cd_48mo | 3.56% APY | 3.55% | 48 mo | Standard | | **Variable-Rate 1 18-month term** cd_18mo | — APY | 3.60% | 18 mo | Standard | | **Fixed-Rate 1 3-year term** cd_36mo | 3.61% APY | 3.60% | 36 mo | Standard | | **Fixed-Rate 1 2-year term** cd_24mo | 3.66% APY | 3.65% | 24 mo | Standard | | **Fixed-Rate 1 7-month term 3** cd_7mo | 3.70% APY | 3.70% | 7 mo | Standard | | **Fixed-Rate 1 1-year term** cd_12mo | 3.71% APY | 3.70% | 12 mo | Standard | Lafayette Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 3.71% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/lafayette) , verified from [Lafayette Credit Union's official website](https://www.lfcu.org/) Loading branch locator… ## About Lafayette Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 56.8K Assets $2.1B Founded 1935 Locations reported 12 NCUA charter 619 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Navy Federal Credit Union** Rockville MD · Rockville · MD · 20852 About 0.4 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Northwest** Rockville Branch · Rockville · MD · 20852 About 0.6 miles away](https://rateapi.dev/credit-unions/virginia/northwest) [**Nasa** Rockville · Rockville · MD · 20852-1602 About 0.8 miles away](https://rateapi.dev/credit-unions/maryland/nasa) [**National Institutes of Health** Fishers Lane (NIAID) · Rockville · MD · 20852 About 1.0 miles away](https://rateapi.dev/credit-unions/maryland/national-institutes-of-health) [**Skypoint** SkyPoint FCU Rockville Branch · ROCKVILLE · MD · 20850 About 2.7 miles away](https://rateapi.dev/credit-unions/maryland/skypoint) [**Educational Systems** Aspen Hill · Silver Spring · MD · 20906 About 3.3 miles away](https://rateapi.dev/credit-unions/maryland/educational-systems) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Lafayette Credit Union Membership eligibility from Lafayette Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Lafayette Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer affiliate companies Verified from [Lafayette Credit Union's membership page](https://www.lfcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Lafayette Credit Union Employers 1 published path to membership, last verified August 21, 2026, quoted from Lafayette Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of affiliate companies “Whether you live nearby or work with one of our affiliate companies, you’re eligible!” > [source ↗](https://www.lfcu.org/) - Employee of affiliate companies Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Lafayette Credit Union? Yes No ## Work at Lafayette Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lafayette Credit Union ranks against Maryland peers. - See which AI assistants fetched Lafayette Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=lafayette&state=maryland&code=MD&name=Lafayette%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Lafayette Credit Union offer? Lafayette Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Lafayette Credit Union rates updated? RateAPI verifies Lafayette Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Lafayette Credit Union's rate data? Rate data is collected directly from Lafayette Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Lafayette Credit Union's best CD rate? As of November 13, 2026, Lafayette Credit Union offers savings and certificate (CD) yields up to 3.71% APY. ### Who can join Lafayette Credit Union? Lafayette Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 employer for Lafayette Credit Union, each quoted from Lafayette Credit Union's own published membership criteria. ## Related Rate Data Compare Lafayette Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland auto loan rate leaders](https://rateapi.dev/auto-loan-rates/maryland) [Maryland personal loan leaders](https://rateapi.dev/personal-loan-rates/maryland) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.lfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Lafayette Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Lafayette Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /lafayette " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Lafayette Credit Union locations Search, filter, and browse all 12 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/lafayette Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp