--- title: "Johns Hopkins Credit Union: #1 HELOC in Maryland" description: "Johns Hopkins Credit Union has the lowest tracked HELOC rate in Maryland (7.26% APR) among 8 credit unions we verify. Johns Hopkins Credit Union rates today: 10 1 arm mortgage 6.38% APR, vehicle loans from 5.29% APR, HELOC from 7.26% APR, savings & CDs up to 3.65% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Johns Hopkins Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/johns-hopkins" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Johns Hopkins Credit Union: #1 HELOC in Maryland ### Mortgage rates 6 offers | Product | Published | Rate | Term / condition | Status | | **10/1 ARM** 10 1 arm | 6.375% APR | 5.875% | — | Standard | | **7/1 ARM** 7 1 arm | 6.405% APR | 5.625% | — | Standard | | **5/1 ARM** 5 1 arm | 6.468% APR | 5.375% | — | Standard | | **Homefree Home Loan** other | 6.495% APR | 6.375% | — | Standard | | **Fixed First Mortgage** other | 6.873% APR | 6.750% | — | Standard | | **First Mortgage 100% Financing** other | 7.251% APR | 7.125% | — | Standard | Johns Hopkins Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **84-Month Used Auto Loan** auto_used_84mo | — APR | 5.290% | 84 mo · used | Standard | | **84-Month New Auto Loan** auto_new_84mo | 5.290% APR | 5.290% | 84 mo · new | Standard | | **Used Recreational** powersports_used_72mo | — APR | 6.290% | 72 mo · used | Standard | | **New Recreational** powersports_new | 6.290% APR | 6.290% | new | Standard | | **Used Auto Loan** auto_used | — APR | 7.790% | used | Standard | Johns Hopkins Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | 7.259% APR | 7.125% | — | Standard | | **Jumbo Home Equity Fixed** heloc_fixed | 7.699% APR | 7.625% | — | Standard | Johns Hopkins Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.100% | — | Standard | | **Loanmaker Line of Credit** ploc_variable | — APR | 11.250% | — | Standard | Johns Hopkins Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Rewards Credit Card** credit_card_rewards | — APR | 1.990% | — | Advertised floor | | **Platinum Credit Card** credit_card_platinum | — APR | 7.900% | — | Standard | | **Secured Credit Card** credit_card_secured | — APR | 11.900% | — | Standard | | **Starter Visa Credit Card** credit_card | — APR | 18.000% | — | Standard | Johns Hopkins Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Custom Share Savings** share_savings | 0.10% APY | 0.10% | — | Standard | | **IRA** ira | 0.10% APY | 0.10% | — | Standard | | **Custodial Savings** savings | 0.10% APY | 0.10% | — | Eligibility restricted | | **Rollover Certificate** share_certificate_18mo | 3.59% APY | 3.53% | 18 mo | Standard | | **Certificate** share_certificate | 3.63% APY | 3.58% | — | Standard | | **Jumbo Certificate** cd | 3.65% APY | 3.60% | — | Standard | | **11-Month IRA Certificate** ira_cd_11mo | — APY | 4.14% | 11 mo | Standard | | **IRA Certificate** ira_cd | — APY | 4.20% | — | Standard | | **Anything Loan** savings | — APY | 4.20% | — | Standard | | **Money Market** money_market | — APY | 4.20% | — | Standard | Johns Hopkins Credit Union savings & cd rates as of November 13, 2026 As of November 13, 2026, Johns Hopkins Credit Union offers a 10 1 arm mortgage at 6.375% APR. Vehicle loans available from 5.29% APR for 84 months. HELOC rates from 7.259% APR. Savings and certificate yields up to 3.65% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/johns-hopkins) , verified from [Johns Hopkins Credit Union's official website](https://www.jhfcu.org/) Best product position **#1 of 8** HELOC Gap to state best **0 bp** State market leader Vs. state median **26 bp behind median** HELOC Products ranked **2** across tracked Maryland markets | Product | Published APR | Position | Vs. state best | Vs. state median | | new-car loan | 5.29% | Room to improve vs. the Maryland median | 233 bp from state best | 4 bp behind median | | HELOC | 7.26% | #1 of 8 · lowest in Maryland | State market leader | 26 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Johns Hopkins Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=johns-hopkins&state=maryland&code=MD&name=Johns%20Hopkins%20Credit%20Union) Loading branch locator… ## About Johns Hopkins Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 46.1K Assets $648.6M Founded 1971 Locations reported 4 NCUA charter 20623 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Municipal Empl.credit Union of Balt** Dundalk Branch · Dundalk · MD · 21222 About 1.4 miles away](https://rateapi.dev/credit-unions/maryland/municipal-emplcredit-union-of-balt) [**Fourleaf** Maryland Corporate Office · Baltimore · MD · 21224-5730 About 1.5 miles away](https://rateapi.dev/credit-unions/new-york/fourleaf) [**Aberdeen Proving Ground** Dundalk Branch · Baltimore · MD · 21222 About 2.1 miles away](https://rateapi.dev/credit-unions/maryland/aberdeen-proving-ground) [**State Employees CU of Maryland, Inc** SECU Credit Union UMB · Baltimore · MD · 21201-2423 About 4.2 miles away](https://rateapi.dev/credit-unions/maryland/state-employees-cu-of-maryland-inc) [**Five Star of Maryland** W R Grace Office · Baltimore · MD · 21226-1604 About 4.8 miles away](https://rateapi.dev/credit-unions/maryland/five-star-of-maryland) [**Navy Federal Credit Union** Rosedale MD · Baltimore · MD · 21237 About 5.0 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Johns Hopkins Credit Union Membership eligibility from Johns Hopkins Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Johns Hopkins Credit Union's website. Check the membership page below to confirm whether you qualify. - Location MD - Employer Johns Hopkins Hospitals, Johns Hopkins University, Aramark, NIA (National Institute on Aging), Believe in Tomorrow Children’s House at Johns Hopkins, Canton Tower, Carnegie Institution of Washington, Community of Science, COPT Defense Properties, Dome Corporation, Henderson-Hopkins School, Howard Hughes Medical Institute of JHMI, Independent College Fund of Maryland, Johns Hopkins Bayview Medical Center, Johns Hopkins Care at Home, Johns Hopkins Club, Johns Hopkins Community Physicians, Johns Hopkins Health Plans, Johns Hopkins Health System, Johns Hopkins Hospital, Johns Hopkins Medical Management Corp./Intrastaff, Johns Hopkins Wilmer Eye Institute, Kennedy Krieger Institute, Keswick Multi-Care Center, Lieber Institute for Brain Development, Peabody Institute of The Johns Hopkins University, Paragon Biomedical Services, Inc., PinnacleCare, Potomac Home Health Care, Potomac Home Support, Professional Placement Resources, Resolution Health, Inc., SAIS (Johns Hopkins School of Advanced International Studies), Sibley Memorial Hospital, Space Telescope Science Institute, Suburban Hospital, Transwestern, Universal Protection Service, LLC, dba Allied Universal Security Services, Johns Hopkins Howard County Medical Center, Patient First, Lifestar Response of Maryland, Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus), Canton Tower (1501 S. Clinton Street, Baltimore), Johns Hopkins All Children's Hospital, Lifestar Response of Maryland (employees who work in or are paid from Annapolis Junction, MD), Maryland Independent College and University Association, Inc., Maryland Institute, College of Art, Mount Saint Mary's University, Patient First (Greenspring Station), SAIS, Washington College - Association Johns Hopkins University Alumni Association, Maryland Independent College and University Association, Inc. - School Johns Hopkins University, Maryland Institute, College of Art, Peabody Institute of The Johns Hopkins University, SAIS (Johns Hopkins School of Advanced International Studies), Washington College Verified from [Johns Hopkins Credit Union's membership page](https://www.jhfcu.org/membership/eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Johns Hopkins Credit Union Geography 5 · Employers 98 · Associations 2 · Schools 5 · Family 2 112 published paths to membership, last verified August 27, 2026, quoted from Johns Hopkins Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Baltimore, MD “Additionally you can join if you  live, work, worship, volunteer, or attend school in Census Tract 2605.01 (located in Baltimore City, Maryland)” > [source ↗](https://www.jhfcu.org/membership/eligibility) ### Employers 98 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Johns Hopkins Hospitals “The most common way members are eligible to join Johns Hopkins Credit Union is through their employment at Johns Hopkins Hospitals, University, and their affiliates.” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins Hospitals - Employee of Johns Hopkins University “The most common way members are eligible to join Johns Hopkins Credit Union is through their employment at Johns Hopkins Hospitals, University, and their affiliates.” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins University - Employee of Aramark “You’re also eligible if you are currently employed or retired from: Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Aramark - Employee of NIA (National Institute on Aging) “All employees on the Bayview Medical Campus, including: - NIA (National Institute on Aging)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of NIA (National Institute on Aging) - Employee of Believe in Tomorrow Children’s House at Johns Hopkins “Believe in Tomorrow Children’s House at Johns Hopkins” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Believe in Tomorrow Children’s House at Johns Hopkins - Employee of Canton Tower “Canton Tower (1501 S. Clinton Street, Baltimore)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Canton Tower - Employee of Carnegie Institution of Washington “Carnegie Institution of Washington” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Carnegie Institution of Washington - Employee of Community of Science “Community of Science” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Community of Science - Employee of COPT Defense Properties “COPT Defense Properties” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of COPT Defense Properties - Employee of Dome Corporation “Dome Corporation” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Dome Corporation - Employee of Henderson-Hopkins School “Henderson-Hopkins School” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Henderson-Hopkins School - Employee of Howard Hughes Medical Institute of JHMI “Howard Hughes Medical Institute of JHMI” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Howard Hughes Medical Institute of JHMI - Employee of Independent College Fund of Maryland “Independent College Fund of Maryland” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Independent College Fund of Maryland - Employee of Johns Hopkins Bayview Medical Center “Johns Hopkins Bayview Medical Center” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins Bayview Medical Center - Employee of Johns Hopkins Care at Home “Johns Hopkins Care at Home” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins Care at Home - Employee of Johns Hopkins Club “Johns Hopkins Club” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins Club - Employee of Johns Hopkins Community Physicians “Johns Hopkins Community Physicians” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins Community Physicians - Employee of Johns Hopkins Health Plans “Johns Hopkins Health Plans” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins Health Plans - Employee of Johns Hopkins Health System “Johns Hopkins Health System” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins Health System - Employee of Johns Hopkins Hospital “Johns Hopkins Hospital” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins Hospital - Employee of Johns Hopkins Medical Management Corp./Intrastaff “Johns Hopkins Medical Management Corp./Intrastaff” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins Medical Management Corp./Intrastaff - Employee of Johns Hopkins Wilmer Eye Institute “Johns Hopkins Wilmer Eye Institute” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins Wilmer Eye Institute - Employee of Kennedy Krieger Institute “Kennedy Krieger Institute” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Kennedy Krieger Institute - Employee of Keswick Multi-Care Center “Keswick Multi-Care Center” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Keswick Multi-Care Center - Employee of Lieber Institute for Brain Development “Lieber Institute for Brain Development” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Lieber Institute for Brain Development - Employee of Peabody Institute of The Johns Hopkins University “Peabody Institute of The Johns Hopkins University- employees and students” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Peabody Institute of The Johns Hopkins University - Employee of Paragon Biomedical Services, Inc. “Paragon Biomedical Services, Inc.” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Paragon Biomedical Services, Inc. - Employee of PinnacleCare “PinnacleCare” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of PinnacleCare - Employee of Potomac Home Health Care “Potomac Home Health Care” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Potomac Home Health Care - Employee of Potomac Home Support “Potomac Home Support” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Potomac Home Support - Employee of Professional Placement Resources “Professional Placement Resources (Johns Hopkins employees)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Professional Placement Resources - Employee of Resolution Health, Inc. “Resolution Health, Inc. a subsidiary of Wellpoint, Inc.(Columbia, MD location only)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Resolution Health, Inc. - Employee of SAIS (Johns Hopkins School of Advanced International Studies) “SAIS (Johns Hopkins School of Advanced International Studies) - employees and students” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of SAIS (Johns Hopkins School of Advanced International Studies) - Employee of Sibley Memorial Hospital “Sibley Memorial Hospital” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Sibley Memorial Hospital - Employee of Space Telescope Science Institute “Space Telescope Science Institute” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Space Telescope Science Institute - Employee of Suburban Hospital “Suburban Hospital” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Suburban Hospital - Employee of Transwestern “Transwestern Employees @ Mt. Washington Campus” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Transwestern - Employee of Universal Protection Service, LLC, dba Allied Universal Security Services “Universal Protection Service, LLC, dba Allied Universal Security Services (employees who work regularly under contract for Johns Hopkins University and the Peabody Institute in Baltimore, MD)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Universal Protection Service, LLC, dba Allied Universal Security Services - Employee of Johns Hopkins Howard County Medical Center “Johns Hopkins Howard County Medical Center (formerly Howard County General Hospital)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins Howard County Medical Center - Employee of Patient First “Patient First (Greenspring Station)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Patient First - Employee of Lifestar Response of Maryland - Works in city:MD:annapolis junction “Lifestar Response of Maryland (employees who work in or are paid from Annapolis Junction, MD)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Lifestar Response of Maryland and Works in Annapolis Junction, MD - Employee of Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus) (as written on the source page) “Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus) - Retired employee of Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus) (as written on the source page) “Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus) - Retired employee of Believe in Tomorrow Children’s House at Johns Hopkins “Believe in Tomorrow Children’s House at Johns Hopkins” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Believe in Tomorrow Children’s House at Johns Hopkins - Retired employee of Canton Tower “Canton Tower (1501 S. Clinton Street, Baltimore)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Canton Tower - Retired employee of Carnegie Institution of Washington “Carnegie Institution of Washington” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Carnegie Institution of Washington - Retired employee of Community of Science “Community of Science” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Community of Science - Retired employee of COPT Defense Properties “COPT Defense Properties” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of COPT Defense Properties - Retired employee of Dome Corporation “Dome Corporation” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Dome Corporation - Retired employee of Henderson-Hopkins School “Henderson-Hopkins School” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Henderson-Hopkins School - Retired employee of Howard Hughes Medical Institute of JHMI “Howard Hughes Medical Institute of JHMI” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Howard Hughes Medical Institute of JHMI - Retired employee of Independent College Fund of Maryland “Independent College Fund of Maryland” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Independent College Fund of Maryland - Employee of Johns Hopkins All Children's Hospital “Johns Hopkins All Children's Hospital” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Johns Hopkins All Children's Hospital - Retired employee of Johns Hopkins All Children's Hospital “Johns Hopkins All Children's Hospital” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins All Children's Hospital - Retired employee of Johns Hopkins Bayview Medical Center “Johns Hopkins Bayview Medical Center” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins Bayview Medical Center - Retired employee of Johns Hopkins Care at Home “Johns Hopkins Care at Home” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins Care at Home - Retired employee of Johns Hopkins Club “Johns Hopkins Club” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins Club - Retired employee of Johns Hopkins Community Physicians “Johns Hopkins Community Physicians” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins Community Physicians - Retired employee of Johns Hopkins Health Plans “Johns Hopkins Health Plans” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins Health Plans - Retired employee of Johns Hopkins Health System “Johns Hopkins Health System” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins Health System - Retired employee of Johns Hopkins Hospital “Johns Hopkins Hospital” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins Hospital - Retired employee of Johns Hopkins Howard County Medical Center “Johns Hopkins Howard County Medical Center (formerly Howard County General Hospital)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins Howard County Medical Center - Retired employee of Johns Hopkins Medical Management Corp./Intrastaff “Johns Hopkins Medical Management Corp./Intrastaff” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins Medical Management Corp./Intrastaff - Retired employee of Johns Hopkins University “Johns Hopkins University - employees and students” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins University - Retired employee of Johns Hopkins Wilmer Eye Institute “Johns Hopkins Wilmer Eye Institute” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Johns Hopkins Wilmer Eye Institute - Retired employee of Kennedy Krieger Institute “Kennedy Krieger Institute” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Kennedy Krieger Institute - Retired employee of Keswick Multi-Care Center “Keswick Multi-Care Center” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Keswick Multi-Care Center - Retired employee of Lieber Institute for Brain Development “Lieber Institute for Brain Development” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Lieber Institute for Brain Development - Employee of Lifestar Response of Maryland (employees who work in or are paid from Annapolis Junction, MD) (as written on the source page) - Work Location Annapolis Junction, MD (as written on the source page) “Lifestar Response of Maryland (employees who work in or are paid from Annapolis Junction, MD)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Lifestar Response of Maryland (employees who work in or are paid from Annapolis Junction, MD) and Works at Annapolis Junction, MD - Retired employee of Lifestar Response of Maryland (employees who work in or are paid from Annapolis Junction, MD) (as written on the source page) - Work Location Annapolis Junction, MD (as written on the source page) “Lifestar Response of Maryland (employees who work in or are paid from Annapolis Junction, MD)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Lifestar Response of Maryland (employees who work in or are paid from Annapolis Junction, MD) and Works at Annapolis Junction, MD - Employee of Maryland Independent College and University Association, Inc. “Maryland Independent College and University Association, Inc.” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Maryland Independent College and University Association, Inc. - Retired employee of Maryland Independent College and University Association, Inc. “Maryland Independent College and University Association, Inc.” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Maryland Independent College and University Association, Inc. - Employee of Maryland Institute, College of Art “Maryland Institute, College of Art” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Maryland Institute, College of Art - Retired employee of Maryland Institute, College of Art “Maryland Institute, College of Art” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Maryland Institute, College of Art - Employee of Mount Saint Mary's University (as written on the source page) “Mount Saint Mary's University” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Mount Saint Mary's University - Retired employee of Mount Saint Mary's University (as written on the source page) “Mount Saint Mary's University” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Mount Saint Mary's University - Retired employee of Peabody Institute of The Johns Hopkins University “Peabody Institute of The Johns Hopkins University- employees and students” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Peabody Institute of The Johns Hopkins University - Retired employee of Paragon Biomedical Services, Inc. “Paragon Biomedical Services, Inc.” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Paragon Biomedical Services, Inc. - Employee of Patient First (Greenspring Station) “Patient First (Greenspring Station)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Patient First (Greenspring Station) - Retired employee of Patient First (Greenspring Station) “Patient First (Greenspring Station)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Patient First (Greenspring Station) - Retired employee of PinnacleCare “PinnacleCare” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of PinnacleCare - Retired employee of Potomac Home Health Care “Potomac Home Health Care” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Potomac Home Health Care - Retired employee of Potomac Home Support “Potomac Home Support” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Potomac Home Support - Retired employee of Professional Placement Resources “Professional Placement Resources (Johns Hopkins employees)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Professional Placement Resources - Employee of SAIS (as written on the source page) “SAIS (Johns Hopkins School of Advanced International Studies) - employees and students” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of SAIS - Retired employee of SAIS (as written on the source page) “SAIS (Johns Hopkins School of Advanced International Studies) - employees and students” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of SAIS - Retired employee of Sibley Memorial Hospital “Sibley Memorial Hospital” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Sibley Memorial Hospital - Retired employee of Space Telescope Science Institute “Space Telescope Science Institute” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Space Telescope Science Institute - Retired employee of Suburban Hospital “Suburban Hospital” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Suburban Hospital - Retired employee of Transwestern “Transwestern Employees @ Mt. Washington Campus” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Transwestern - Employee of Washington College “Washington College” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Washington College - Retired employee of Washington College “Washington College” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Washington College - Employee of Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus) “Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus) - Retired employee of Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus) “Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus)” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Aramark (under contract for Johns Hopkins University, Mt. Washington Conference Center Campus) - Employee of Mount Saint Mary's University “Mount Saint Mary's University” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of Mount Saint Mary's University - Retired employee of Mount Saint Mary's University “Mount Saint Mary's University” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of Mount Saint Mary's University - Employee of SAIS “SAIS (Johns Hopkins School of Advanced International Studies) - employees and students” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Employee of SAIS - Retired employee of SAIS “SAIS (Johns Hopkins School of Advanced International Studies) - employees and students” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Retiree of SAIS ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Johns Hopkins University Alumni Association “Johns Hopkins University Alumni Association” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Member of Johns Hopkins University Alumni Association - Member of Maryland Independent College and University Association, Inc. (as written on the source page) “Maryland Independent College and University Association, Inc.” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Member of Maryland Independent College and University Association, Inc. ### Schools 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of Johns Hopkins University (as written on the source page) “Johns Hopkins University - employees and students” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Student at Johns Hopkins University - Student of Maryland Institute, College of Art (as written on the source page) “Maryland Institute, College of Art” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Student at Maryland Institute, College of Art - Student of Peabody Institute of The Johns Hopkins University “Peabody Institute of The Johns Hopkins University- employees and students” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Student at Peabody Institute of The Johns Hopkins University - Student of SAIS (Johns Hopkins School of Advanced International Studies) (as written on the source page) “SAIS (Johns Hopkins School of Advanced International Studies) - employees and students” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Student at SAIS (Johns Hopkins School of Advanced International Studies) - Student of Washington College (as written on the source page) “Washington College” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Student at Washington College ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, step-child, parent, step-parent, grandparent, grandchild, sibling, step-sibling, household member “Or, the immediate family or household member of an eligible individual. This includes spouses, children, step-children, parents, step-parents, grandparents, grandchildren, brothers and sisters and step-siblings.” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Family member (spouse, child, step-child, parent, step-parent, grandparent, grandchild, sibling, step-sibling, household member) of a member - Family of someone eligible immediate family, household member, spouse, child, step-child, parent, step-parent, grandparent, grandchild, sibling, step-sibling “Or, the immediate family or household member of an eligible individual. This includes spouses, children, step-children, parents, step-parents, grandparents, grandchildren, brothers and sisters and step-siblings.” > [source ↗](https://www.jhfcu.org/membership/eligibility) - Family member (immediate family, household member, spouse, child, step-child, parent, step-parent, grandparent, grandchild, sibling, step-sibling) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Johns Hopkins Credit Union? Yes No ## Work at Johns Hopkins Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Johns Hopkins Credit Union ranks against Maryland peers. - See which AI assistants fetched Johns Hopkins Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=johns-hopkins&state=maryland&code=MD&name=Johns%20Hopkins%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Johns Hopkins Credit Union offer? Johns Hopkins Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Johns Hopkins Credit Union rates updated? RateAPI verifies Johns Hopkins Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Johns Hopkins Credit Union's rate data? Rate data is collected directly from Johns Hopkins Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Johns Hopkins Credit Union's mortgage rate? As of November 13, 2026, Johns Hopkins Credit Union offers a 10 1 arm mortgage at 6.375% APR. ### What are Johns Hopkins Credit Union's auto & powersports loan rates? As of November 13, 2026, Johns Hopkins Credit Union offers vehicle loans from 5.29% APR. ### What is Johns Hopkins Credit Union's HELOC rate? As of November 13, 2026, Johns Hopkins Credit Union offers home equity lines of credit from 7.259% APR. ### What is Johns Hopkins Credit Union's best CD rate? As of November 13, 2026, Johns Hopkins Credit Union offers savings and certificate (CD) yields up to 3.65% APY. ### Who can join Johns Hopkins Credit Union? Johns Hopkins Credit Union publishes its membership criteria on its own website. RateAPI tracks 112 published membership paths covering 5 geographic areas, 98 employers, 2 associations and 5 schools for Johns Hopkins Credit Union, each quoted from Johns Hopkins Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Johns Hopkins Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland mortgage rate leaders](https://rateapi.dev/mortgage-rates/maryland) [Maryland auto loan rate leaders](https://rateapi.dev/auto-loan-rates/maryland) [Maryland HELOC rate leaders](https://rateapi.dev/heloc-rates/maryland) [Maryland personal loan leaders](https://rateapi.dev/personal-loan-rates/maryland) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.jhfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Johns Hopkins Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Johns Hopkins Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /johns-hopkins " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Johns Hopkins Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/johns-hopkins Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp