--- title: "I B E W 26 Credit Union: #1 Personal Loan in Maryland" description: "I B E W 26 Credit Union has the lowest tracked personal loan rate in Maryland (9.75% APR) among 14 credit unions we verify. I B E W 26 Credit Union rates today: personal loans from 9.75% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join I B E W 26 Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/i-b-e-w-26" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # I B E W 26 Credit Union: #1 Personal Loan in Maryland ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.510% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.450% | — | Standard | | **Personal Line of Credit** ploc_variable | 9.750% APR | 9.750% | — | Standard | I B E W 26 Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 9.750% | — | Standard | I B E W 26 Credit Union credit card rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Collateral Loan** other | — % | 4.500% | — | Standard | I B E W 26 Credit Union other rates as of November 13, 2026 Personal loan rates from 9.75% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/i-b-e-w-26) , verified from [I B E W 26 Credit Union's official website](https://www.ibew26fcu.com/) Best product position **#1 of 14** personal loan Gap to state best **0 bp** State market leader Vs. state median **75 bp behind median** personal loan Products ranked **1** across tracked Maryland markets | Product | Published APR | Position | Vs. state best | Vs. state median | | personal loan | 9.75% | #1 of 14 · lowest in Maryland | State market leader | 75 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim I B E W 26 Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=i-b-e-w-26&state=maryland&code=MD&name=I%20B%20E%20W%2026%20Credit%20Union) Loading branch locator… ## About I B E W 26 Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.9K Assets $30.2M Founded 1955 Locations reported 1 NCUA charter 10323 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fedchoice** FedChoice FCU · Lanham · MD · 20706-4321 About 1.2 miles away](https://rateapi.dev/credit-unions/maryland/fedchoice) [**Library of Congress** ADMIN OFFICE · Hyattsville · MD · 20785-2229 About 1.3 miles away](https://rateapi.dev/credit-unions/district-of-columbia/library-of-congress) [**Nasa** Greenbelt · Lanham · MD · 20706-2208 About 2.1 miles away](https://rateapi.dev/credit-unions/maryland/nasa) [**Lafayette** Greenbelt Service Center · Greenbelt · MD · 20770-3403 About 2.4 miles away](https://rateapi.dev/credit-unions/maryland/lafayette) [**Educational Systems** Corporate Office · Greenbelt · MD · 20770 About 2.5 miles away](https://rateapi.dev/credit-unions/maryland/educational-systems) [**W S S C** Reid Temple Branch · Glenn Dale · MD · 20769 About 2.5 miles away](https://rateapi.dev/credit-unions/maryland/w-s-s-c) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join I B E W 26 Credit Union Membership eligibility from I B E W 26 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on I B E W 26 Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Contractors who have signed agreements with the above-listed unions - Association IBEW Local 26, IBEW Local 70, SMW Local 100, IUEC Local 10, Heat & Frost Insulators, Asbestos Workers Local 24, UA Local 5 Plumbers and Gasfitter Verified from [I B E W 26 Credit Union's membership page](https://www.ibew26fcu.com/join-ibew-26-fcu) . Final membership determination is always made by the credit union. ## Membership rules for I B E W 26 Credit Union Employers · Associations 7 · Family 9 published paths to membership, last verified August 21, 2026, quoted from I B E W 26 Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Contractors who have signed agreements with the above-listed unions “Contractors, UA Local 5 Plumbers and Gasfitter contractors and employees of contractors who have signed agreements with the above-listed unions.” > [source ↗](https://www.ibew26fcu.com/join-ibew-26-fcu) - Employee of Contractors who have signed agreements with the above-listed unions ### Associations 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of IBEW Local 26 “IBEW Local 26, IBEW Local 70, SMW Local 100, IUEC Local 10, Heat & Frost Insulators, Asbestos Workers Local 24” > [source ↗](https://www.ibew26fcu.com/join-ibew-26-fcu) - Member of IBEW Local 26 - Member of IBEW Local 70 “IBEW Local 26, IBEW Local 70, SMW Local 100, IUEC Local 10, Heat & Frost Insulators, Asbestos Workers Local 24” > [source ↗](https://www.ibew26fcu.com/join-ibew-26-fcu) - Member of IBEW Local 70 - Member of SMW Local 100 “IBEW Local 26, IBEW Local 70, SMW Local 100, IUEC Local 10, Heat & Frost Insulators, Asbestos Workers Local 24” > [source ↗](https://www.ibew26fcu.com/join-ibew-26-fcu) - Member of SMW Local 100 - Member of IUEC Local 10 “IBEW Local 26, IBEW Local 70, SMW Local 100, IUEC Local 10, Heat & Frost Insulators, Asbestos Workers Local 24” > [source ↗](https://www.ibew26fcu.com/join-ibew-26-fcu) - Member of IUEC Local 10 - Member of Heat & Frost Insulators “IBEW Local 26, IBEW Local 70, SMW Local 100, IUEC Local 10, Heat & Frost Insulators, Asbestos Workers Local 24” > [source ↗](https://www.ibew26fcu.com/join-ibew-26-fcu) - Member of Heat & Frost Insulators - Member of Asbestos Workers Local 24 “IBEW Local 26, IBEW Local 70, SMW Local 100, IUEC Local 10, Heat & Frost Insulators, Asbestos Workers Local 24” > [source ↗](https://www.ibew26fcu.com/join-ibew-26-fcu) - Member of Asbestos Workers Local 24 - Member of UA Local 5 Plumbers and Gasfitter “UA Local 5 Plumbers and Gasfitter” > [source ↗](https://www.ibew26fcu.com/join-ibew-26-fcu) - Member of UA Local 5 Plumbers and Gasfitter ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, children, parents, brothers, sisters, grandchildren, grandparents “Family members are also eligible to join, including your spouse, children, parents, brothers, sisters, grandchildren, and grandparents.” > [source ↗](https://www.ibew26fcu.com/join-ibew-26-fcu) - Family member (spouse, children, parents, brothers, sisters, grandchildren, grandparents) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for I B E W 26 Credit Union? Yes No ## Work at I B E W 26 Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where I B E W 26 Credit Union ranks against Maryland peers. - See which AI assistants fetched I B E W 26 Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=i-b-e-w-26&state=maryland&code=MD&name=I%20B%20E%20W%2026%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does I B E W 26 Credit Union offer? I B E W 26 Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are I B E W 26 Credit Union rates updated? RateAPI verifies I B E W 26 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get I B E W 26 Credit Union's rate data? Rate data is collected directly from I B E W 26 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is I B E W 26 Credit Union's personal loan rate? As of November 13, 2026, I B E W 26 Credit Union offers personal loans from 9.75% APR. ### Who can join I B E W 26 Credit Union? I B E W 26 Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 1 employer and 7 associations for I B E W 26 Credit Union, each quoted from I B E W 26 Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare I B E W 26 Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland personal loan leaders](https://rateapi.dev/personal-loan-rates/maryland) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ibew26fcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track I B E W 26 Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for I B E W 26 Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /i-b-e-w-26 " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## I B E W 26 Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/i-b-e-w-26 Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp