Ferko MD Credit Union
Verified rate book
Current Ferko MD Credit Union rates
4 published offers verified as of August 18, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.740% APR | 6.500% | — | Standard |
| 15-Year Fixed15 year fixed | 6.253% APR | 5.875% | — | Standard |
| 20-Year Fixed20 year fixed | 6.429% APR | 6.125% | — | Standard |
| 25 Year Fixedother | 6.766% APR | 6.500% | — | Standard |
As of August 18, 2026, Ferko MD Credit Union offers a 30-year fixed mortgage at 6.74% APR.
Source: RateAPI.dev, verified from Ferko MD Credit Union's official website
Live market position · Rates as of August 19, 2026
Where Ferko MD Credit Union ranks in Maryland
How Ferko MD Credit Union's current published rate compares with other Maryland credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.74% | Room to improve vs. the Maryland median | 112 bp from state best | 5 bp behind median |
This is the public snapshot. Claim Ferko MD Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
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About Ferko MD Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3K
- Assets
- $29.9M
- Founded
- 1955
- Locations reported
- 2
- NCUA charter
- 10381
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ferko MD Credit Union
Membership eligibility from Ferko MD Credit Union's own published criteria. How we verify this.
Membership via employers (Frederick County Public Schools +1 more)
- EmployerFrederick County Public Schools, Frederick Community College
Cost to join: About $25.
Verified from Ferko MD Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ferko MD Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ferko MD Credit Union ranks against Maryland peers.
Frequently Asked Questions
What rates does Ferko MD Credit Union offer?
Ferko MD Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 18, 2026 directly from the credit union's official website.
How often are Ferko MD Credit Union rates updated?
RateAPI verifies Ferko MD Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 18, 2026.
Where does RateAPI get Ferko MD Credit Union's rate data?
Rate data is collected directly from Ferko MD Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Ferko MD Credit Union's mortgage rate?
As of August 18, 2026, Ferko MD Credit Union offers a 30-year fixed mortgage at 6.74% APR.
Related Rate Data
Compare Ferko MD Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Ferko MD Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Ferko MD Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/ferko-md" \
-H "Authorization: Bearer YOUR_API_KEY"