Destinations Credit Union
Verified rate book
Current Destinations Credit Union rates
45 published offers verified as of August 3, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.410% APR | 6.250% | — | Standard |
| 15-Year Fixed15 year fixed | 5.625% APR | 5.625% | — | Standard |
| 15-Year Fixed15 year fixed | 5.886% APR | 5.625% | — | Standard |
Auto & vehicle rates
20 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.740% APR | 4.740% | — | Standard |
| Auto & Motorcycle (Up to 60 Months)motorcycle_any_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| 60 Payments of $377.33 ($20,000 Loan Amount)auto_any_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| Auto Loanauto | 4.990% APR | 4.990% | — | Standard |
| Auto & Motorcycle (61 to 72 Months)motorcycle_any_72mo | 5.490% APR | 5.490% | 72 mo | Standard |
| 72 Payments of $326.66 ($20,000 Loan Amount)auto_any_72mo | 5.490% APR | 5.490% | 72 mo | Standard |
| 84 Payments of $497.05 ($30,000 Loan Amount) 4auto_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| Auto & Motorcycle (73 to 84 Months)motorcycle_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| 60 Payments of $394.52 ($20,000 Loan Amount)auto_any_60mo | 6.840% APR | 6.840% | 60 mo | Standard |
| Up to 60-Month RV Loanrv_any_60mo | 6.840% APR | 6.840% | 60 mo | Standard |
| 60 Payments of $394.61auto_any_60mo | 6.850% APR | 6.850% | 60 mo | Standard |
| Up to 60-Month Boat Loanboat_any_60mo | 6.850% APR | 6.850% | 60 mo | Standard |
| Recreational Vehicle Loans (RVs) (61 to 72 Months)rv_any_72mo | 7.340% APR | 7.340% | 72 mo | Standard |
| Recreational Vehicle Loans (RVs) (73 to 84 Months 5)rv_any_84mo | 7.340% APR | 7.340% | 84 mo | Standard |
| 84 Payments of $305.19 ($20,000 Loan Amount)auto_any_84mo | 7.340% APR | 7.340% | 84 mo | Standard |
| 72 Payments of $344.25 ($20,000 Loan Amount)auto_any_72mo | 7.340% APR | 7.340% | 72 mo | Standard |
| Boat Loans (61 to 72 Months)boat_any_72mo | 7.350% APR | 7.350% | 72 mo | Standard |
| 72 Payments of $344.35auto_any_72mo | 7.350% APR | 7.350% | 72 mo | Standard |
| 120 Payments of $1181.71 ($75,000 Loan Amount)auto_any_120mo | 8.340% APR | 8.340% | 120 mo | Standard |
| Recreational Vehicle Loans (RVs) (85 to 120 Months 6)rv_any_120mo | 8.340% APR | 8.340% | 120 mo | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Lines of Credit (HELOC)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| Home Equity Lines of Credit (HELOC) (180 Months)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 10.690% APR | 10.690% | — | Standard |
| Up to 60-Month Signature Loanpersonal_unsecured_60mo | 10.690% APR | 10.690% | 60 mo | Standard |
| Signature Loans (61 to 84 Months)personal_unsecured_84mo | 11.690% APR | 11.690% | 84 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| DCU MasterCard Securedcredit_card_secured | 7.500% APR | 7.500% | — | Standard |
| DCU MasterCardcredit_card | 9.500% APR | 9.500% | — | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| If Qualifications are NOT Metsavings | 0.05% APY | 0.05% | — | Standard |
| Primary savings (With balance of $50 & Over).savings | 0.10% APY | 0.10% | — | Standard |
| $2,500 – $9,999.99savings | 0.15% APY | 0.15% | — | Standard |
| PREFERRED Savingssavings | 0.15% APY | 0.15% | — | Standard |
| IRAira | 0.15% APY | 0.15% | — | Standard |
| $10,000 – $24,999.99savings | 0.20% APY | 0.20% | — | Standard |
| $25,000.00 +savings | 0.20% APY | 0.20% | — | Standard |
| Over $10,000 (If Qualifications are Met) 1savings | 0.25% APY | 0.25% | — | Standard |
| Balance up to $10,000savings | 0.25% APY | 0.25% | — | Standard |
| Share & IRA Certificates 2 (36 Months (3 Years))ira_cd_36mo | 2.75% APY | 2.75% | 36 mo | Standard |
| Share & IRA Certificates 2 (60 Months (5 Years))ira_cd_60mo | 2.85% APY | 2.85% | 60 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 2.85% APY | 2.85% | 24 mo | Standard |
| Share & IRA Certificates 2 (6 Months)ira_cd_6mo | 3.00% APY | 3.00% | 6 mo | Standard |
| Share & IRA Certificates 2 (12 Months (1 Year))ira_cd_12mo | 3.25% APY | 3.25% | 12 mo | Standard |
| Up to $10,000 (If Qualifications are Met) 1savings | 3.25% APY | 3.25% | — | Standard |
As of August 3, 2026, Destinations Credit Union offers a 30-year fixed mortgage at 6.41% APR. Vehicle loans available from 4.74% APR. HELOC rates from 6.75% APR. Personal loan rates from 10.69% APR. Credit card rates from 7.5% APR. Savings and certificate yields up to 3.25% APY.
Source: RateAPI.dev, verified from Destinations Credit Union's official website
Loading branch locator…
About Destinations Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 5.6K
- Assets
- $64.7M
- Founded
- 1935
- Locations reported
- 2
- NCUA charter
- 66333
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Destinations Credit Union
Membership eligibility from Destinations Credit Union's own published criteria. How we verify this.
Membership via employers (eligible employers)
- Employereligible employers
Verified from Destinations Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Destinations Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Destinations Credit Union ranks against Maryland peers.
Frequently Asked Questions
What rates does Destinations Credit Union offer?
Destinations Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Destinations Credit Union rates updated?
RateAPI verifies Destinations Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Destinations Credit Union's rate data?
Rate data is collected directly from Destinations Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Destinations Credit Union's mortgage rate?
As of August 3, 2026, Destinations Credit Union offers a 30-year fixed mortgage at 6.41% APR.
What are Destinations Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 3, 2026, Destinations Credit Union offers vehicle loans from 4.74% APR.
What is Destinations Credit Union's HELOC rate?
As of August 3, 2026, Destinations Credit Union offers home equity lines of credit from 6.75% APR.
What is Destinations Credit Union's personal loan rate?
As of August 3, 2026, Destinations Credit Union offers personal loans from 10.69% APR.
What is Destinations Credit Union's best CD rate?
As of August 3, 2026, Destinations Credit Union offers savings and certificate (CD) yields up to 3.25% APY.
Related Rate Data
Compare Destinations Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Destinations Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Destinations Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/destinations-credit-union" \
-H "Authorization: Bearer YOUR_API_KEY"