--- title: "Census Credit Union Rates (Nov 2026): Mortgage 6.54%" description: "Census Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Census Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/census" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Census Credit Union Rates (Nov 2026): Mortgage 6.54% ### Mortgage rates 7 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.765% APR | 6.500% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.965% APR | 6.750% | — | Standard | Census Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Census Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/census) , verified from [Census Credit Union's official website](https://www.censusfcu.com/) Best product position **Better than the Maryland median** 30-year fixed mortgage Gap to state best **29 bp** 29 bp from state best Vs. state median **41 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Maryland markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | Better than the Maryland median | 29 bp from state best | 41 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Census Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=census&state=maryland&code=MD&name=Census%20Credit%20Union) Loading branch locator… ## About Census Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.1K Assets $49.6M Founded 1948 Locations reported 2 NCUA charter 5641 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Agriculture** South Building · Washington · DC · 20250 Nearby ZIP area](https://rateapi.dev/credit-unions/virginia/agriculture) [**Department of Commerce** Main Office · Washington · DC · 20230-0001 Nearby ZIP area](https://rateapi.dev/credit-unions/district-of-columbia/department-of-commerce) [**Department of the Interior** DC Branch · Washington · DC · 20240 Nearby ZIP area](https://rateapi.dev/credit-unions/district-of-columbia/department-of-the-interior) [**Dept of Labor** FPB Office · Washington · DC · 20210 Nearby ZIP area](https://rateapi.dev/credit-unions/district-of-columbia/dept-of-labor) [**Ep** Main · Washington · DC · 20228-0001 Nearby ZIP area](https://rateapi.dev/credit-unions/district-of-columbia/ep) [**Fedchoice** National Financial Service Center · Washington · DC · 20224-0001 Nearby ZIP area](https://rateapi.dev/credit-unions/maryland/fedchoice) Distance data is unavailable for this ZIP. Exact ZIP matches appear first; remaining results share the first three ZIP digits. ## Who Can Join Census Credit Union Membership eligibility from Census Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Census Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Census Credit Union's membership page](https://www.censusfcu.com/) . Final membership determination is always made by the credit union. ## Work at Census Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Census Credit Union ranks against Maryland peers. - See which AI assistants fetched Census Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=census&state=maryland&code=MD&name=Census%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Census Credit Union offer? Census Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Census Credit Union rates updated? RateAPI verifies Census Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Census Credit Union's rate data? Rate data is collected directly from Census Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Census Credit Union's mortgage rate? As of November 12, 2026, Census Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Census Credit Union? Census Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Census Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland mortgage rate leaders](https://rateapi.dev/mortgage-rates/maryland) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.censusfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Census Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Census Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /census " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Census Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/census Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp