--- title: "The County Credit Union Rates - Maine" description: "Current mortgage, auto loan, and savings & cd rates from The County Credit Union in Maine. Updated daily with source verification. See who can join The County Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maine/the-county" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # The County Credit Union Rates - Maine ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Fixed Rate Mortgage** other | — APR | 6.490% | — | Standard | The County Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **60-Month Auto Loan** auto_any_60mo | — APR | 5.140% | 60 mo | Standard | The County Credit Union auto & vehicle rates as of November 13, 2026 ### Savings & CD rates 31 offers | Product | Published | Rate | Term / condition | Status | | **Escrow Club** savings | — APY | 0.12% | — | Standard | | **Savings** share_savings | — APY | 0.15% | — | Standard | | **Christmas/Multipurpose Club** savings | — APY | 0.20% | — | Standard | | **Traditional/Roth/ESA Club** savings | — APY | 0.40% | — | Standard | | **3-Month Certificate** share_certificate_3mo | — APY | 0.95% | 3 mo | Standard | | **Education Savings Account Certificate (ESA) (3 Months)** cd_3mo | — APY | 0.95% | 3 mo | Standard | | **Individual Retirement Account Certificate (IRA) (3 Months)** ira_cd_3mo | — APY | 0.95% | 3 mo | Standard | | **Premium Savings** savings | — APY | 1.30% | — | Standard | | **Individual Retirement Account Certificate (IRA) (4 Years)** ira_cd_48mo | — APY | 3.50% | 48 mo | Standard | | **Education Savings Account Certificate (ESA) (4 Years)** cd_48mo | — APY | 3.50% | 48 mo | Standard | | **Education Savings Account Certificate (ESA) (5 Years)** cd_60mo | — APY | 3.50% | 60 mo | Standard | | **Individual Retirement Account Certificate (IRA) (5 Years)** ira_cd_60mo | — APY | 3.50% | 60 mo | Standard | | **48-Month Certificate** share_certificate_48mo | — APY | 3.50% | 48 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 3.50% | 60 mo | Standard | | **Education Savings Account Certificate (ESA) (3 Years)** cd_36mo | — APY | 3.55% | 36 mo | Standard | | **Individual Retirement Account Certificate (IRA) (3 Years)** ira_cd_36mo | — APY | 3.55% | 36 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 3.55% | 36 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 3.65% | 6 mo | Standard | | **Individual Retirement Account Certificate (IRA) (6 Months)** ira_cd_6mo | — APY | 3.65% | 6 mo | Standard | | **Education Savings Account Certificate (ESA) (6 Months)** cd_6mo | — APY | 3.65% | 6 mo | Standard | | **Individual Retirement Account Certificate (IRA) (2 Years)** ira_cd_24mo | — APY | 3.70% | 24 mo | Standard | | **Education Savings Account Certificate (ESA) (2 Years)** cd_24mo | — APY | 3.70% | 24 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 3.70% | 24 mo | Standard | | **Education Savings Account Certificate (ESA) (18 Months)** cd_18mo | — APY | 3.75% | 18 mo | Standard | | **Individual Retirement Account Certificate (IRA) (18 Months)** ira_cd_18mo | — APY | 3.75% | 18 mo | Standard | | **18-Month Certificate** share_certificate_18mo | — APY | 3.75% | 18 mo | Standard | | **Education Savings Account Certificate (ESA) (1 Year)** cd_12mo | — APY | 3.90% | 12 mo | Standard | | **Individual Retirement Account Certificate (IRA) (1 Year)** ira_cd_12mo | — APY | 3.90% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 3.90% | 12 mo | Standard | | **Individual Retirement Account Certificate (IRA) (15 Months)** ira_cd_15mo | — APY | 4.40% | 15 mo | Standard | | **15-Month Certificate** share_certificate_15mo | — APY | 4.40% | 15 mo | Standard | The County Credit Union savings & cd rates as of November 13, 2026 The County Credit Union is a credit union in Maine. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maine/the-county) , verified from [The County Credit Union's official website](https://countyfcu.org/) Loading branch locator… ## About The County Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 32.3K Assets $520.3M Founded 1956 Locations reported 9 NCUA charter 10794 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Acadia** Presque Isle Office · Presque Isle · ME · 04769 About 1.0 miles away](https://rateapi.dev/credit-unions/maine/acadia) [**Norstate** Presque Isle · Presque Isle · ME · 04769 About 1.0 miles away](https://rateapi.dev/credit-unions/maine/norstate) [**University** Presque Isle · Presque Isle · ME · 04769 About 1.5 miles away](https://rateapi.dev/credit-unions/maine/university) [**Katahdin** Island Falls Branch · Island Falls · ME · 04747 About 48.8 miles away](https://rateapi.dev/credit-unions/maine/katahdin) [**Eastmill** Eastmill Federal Credit Union · Patten · ME · 04765-3242 About 52.3 miles away](https://rateapi.dev/credit-unions/maine/eastmill) [**Lincoln Maine** Lincoln Maine Federal Credit Union · Lincoln · ME · 04457-4000 About 95.0 miles away](https://rateapi.dev/credit-unions/maine/lincoln-maine) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join The County Credit Union Membership eligibility from The County Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on The County Credit Union's website. Check the membership page below to confirm whether you qualify. - Location aroostook, penobscot, cumberland, franklin, hancock, kennebec, knox, lincoln, piscataquis, sagadahoc, somerset, waldo, washington — ME Verified from [The County Credit Union's membership page](https://countyfcu.org/membership/) . Final membership determination is always made by the credit union. ## Membership rules for The County Credit Union Geography 13 counties · Family 3 55 published paths to membership, last verified August 27, 2026, quoted from The County Credit Union’s own published criteria. ### Geography 13 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Aroostook County, ME - Cumberland County, ME - Franklin County, ME - Hancock County, ME - Kennebec County, ME - Knox County, ME - Lincoln County, ME - Penobscot County, ME - Piscataquis County, ME - Sagadahoc County, ME - Somerset County, ME - Waldo County, ME - Washington County, ME “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Aroostook County, ME; Penobscot County, ME” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Are an immediate family member of a current member” > [source ↗](https://countyfcu.org/become-a-member/) - Family member of a member - Family of someone eligible immediate family “It’s easy to become a member of The County Federal Credit Union! Our field of membership is open to any person living, working, worshipping, or attending school, and immediate family members of members, in Aroostook, Cumberland, Franklin, Hancock, Kennebec, Knox, Lincoln, Penobscot,…” > [source ↗](https://countyfcu.org/membership/) - Family member (immediate family) of an eligible person - Family of a member family “Membership is also open to individuals whose family members live within the above-listed counties in Maine and are members.” > [source ↗](https://countyfcu.org/membership/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for The County Credit Union? Yes No ## Work at The County Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where The County Credit Union ranks against Maine peers. - See which AI assistants fetched The County Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maine - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=the-county&state=maine&code=ME&name=The%20County%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does The County Credit Union offer? The County Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are The County Credit Union rates updated? RateAPI verifies The County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get The County Credit Union's rate data? Rate data is collected directly from The County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join The County Credit Union? The County Credit Union publishes its membership criteria on its own website. RateAPI tracks 55 published membership paths covering 13 counties for The County Credit Union, each quoted from The County Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare The County Credit Union's rates against national credit-union benchmarks. [More Maine credit unions](https://rateapi.dev/credit-unions/maine) [Maine mortgage rate leaders](https://rateapi.dev/mortgage-rates/maine) [Maine auto loan rate leaders](https://rateapi.dev/auto-loan-rates/maine) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://countyfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track The County Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maine credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for The County Credit Union curl "https://api.rateapi.dev/credit-unions/maine /the-county " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## The County Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maine/the-county Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp