--- title: "K V Credit Union Rates (Nov 2026): CDs to 3.87%" description: "K V Credit Union rates today: savings & CDs up to 3.87% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join K V Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maine/k-v" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # K V Credit Union Rates (Nov 2026): CDs to 3.87% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Land Loan** other | — APR | 7.990% | — | Standard | K V Credit Union mortgage rates as of November 13, 2026 ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Second Mortgages (5 years)** heloc_fixed | — APR | 5.500% | — | Standard | | **Second Mortgages (10 years)** heloc_fixed | — APR | 5.750% | — | Standard | | **Second Mortgages (15 years)** heloc_fixed | — APR | 6.000% | — | Standard | K V Credit Union heloc rates as of November 13, 2026 ### Savings & CD rates 11 offers | Product | Published | Rate | Term / condition | Status | | **$2,500.00 - $20,000.00** savings | — APY | 1.50% | — | Standard | | **$20,001.00 - $75,000.00** savings | — APY | 1.75% | — | Standard | | **$75,001.00 And Up** savings | — APY | 2.00% | — | Standard | | **36-Month HSA** ira_cd_36mo | 3.56% APY | 3.50% | 36 mo | Standard | | **48-Month HSA** ira_cd_48mo | 3.56% APY | 3.50% | 48 mo | Standard | | **60-Month HSA** ira_cd_60mo | 3.56% APY | 3.50% | 60 mo | Standard | | **6-Month HSA** ira_cd_6mo | 3.56% APY | 3.50% | 6 mo | Standard | | **9-Month HSA** ira_cd_9mo | 3.56% APY | 3.50% | 9 mo | Standard | | **12-Month HSA** ira_cd_12mo | 3.82% APY | 3.75% | 12 mo | Standard | | **18-Month HSA** ira_cd_18mo | 3.82% APY | 3.75% | 18 mo | Standard | | **24-Month HSA** ira_cd_24mo | 3.87% APY | 3.80% | 24 mo | Standard | K V Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 3.87% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maine/k-v) , verified from [K V Credit Union's official website](https://kvfcu.org/) Loading branch locator… ## About K V Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 10.9K Assets $138.4M Founded 1962 Locations reported 3 NCUA charter 15328 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Gardiner** KV FCU · Augusta · ME · 04330-3992 About 1.7 miles away](https://rateapi.dev/credit-unions/maine/gardiner) [**Capital Area** Main Office · Augusta · ME · 04330 About 2.1 miles away](https://rateapi.dev/credit-unions/maine/capital-area) [**Ancorum** Ancorum Credit Union · Augusta · ME · 04330 About 2.4 miles away](https://rateapi.dev/credit-unions/maine/ancorum) [**Connected** Augusta Office · AUGUSTA · ME · 04330 About 2.5 miles away](https://rateapi.dev/credit-unions/maine/connected) [**University** Augusta · Augusta · ME · 04330-6332 About 3.3 miles away](https://rateapi.dev/credit-unions/maine/university) [**Maine State** Capitol Street · Augusta · ME · 04330-6238 About 3.7 miles away](https://rateapi.dev/credit-unions/maine/maine-state) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join K V Credit Union Membership eligibility from K V Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on K V Credit Union's website. Check the membership page below to confirm whether you qualify. - Location somerset — ME Verified from [K V Credit Union's membership page](https://kvfcu.org/about-kvfcu) . Final membership determination is always made by the credit union. ## Membership rules for K V Credit Union Geography 2 counties · Family 3 published paths to membership, last verified August 21, 2026, quoted from K V Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 21, 2026 - Kennebec County, ME - Somerset County, ME “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Kennebec County, ME” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “This extends to immediate family members.” > [source ↗](https://kvfcu.org/about-kvfcu) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for K V Credit Union? Yes No ## Work at K V Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where K V Credit Union ranks against Maine peers. - See which AI assistants fetched K V Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maine - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=k-v&state=maine&code=ME&name=K%20V%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does K V Credit Union offer? K V Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are K V Credit Union rates updated? RateAPI verifies K V Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get K V Credit Union's rate data? Rate data is collected directly from K V Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is K V Credit Union's best CD rate? As of November 13, 2026, K V Credit Union offers savings and certificate (CD) yields up to 3.87% APY. ### Who can join K V Credit Union? K V Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 counties for K V Credit Union, each quoted from K V Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare K V Credit Union's rates against national credit-union benchmarks. [More Maine credit unions](https://rateapi.dev/credit-unions/maine) [Maine mortgage rate leaders](https://rateapi.dev/mortgage-rates/maine) [Maine HELOC rate leaders](https://rateapi.dev/heloc-rates/maine) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://kvfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track K V Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maine credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for K V Credit Union curl "https://api.rateapi.dev/credit-unions/maine /k-v " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## K V Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maine/k-v Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp