--- title: "Evergreen Credit Union Rates - Maine" description: "Current vehicle loan, heloc, personal loan, credit card, and savings & cd rates from Evergreen Credit Union in Maine. Updated daily with source verification. See who can join Evergreen Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maine/evergreen" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Evergreen Credit Union Rates - Maine ### Auto & vehicle rates 23 offers | Product | Published | Rate | Term / condition | Status | | **Up to 24-Month Auto Loan** auto_any_24mo | — APR | 3.990% | 24 mo | Standard | | **Up to 48-Month Auto Loan** auto_any_48mo | — APR | 4.240% | 48 mo | Standard | | **Up to 24-Month Motorcycle Loan** motorcycle_any_24mo | — APR | 4.490% | 24 mo | Standard | | **Up to 60-Month Auto Loan** auto_any_60mo | — APR | 4.490% | 60 mo | Standard | | **Up to 72-Month Auto Loan** auto_any_72mo | — APR | 4.740% | 72 mo | Standard | | **Snowmobiles / ATVs / Powered Watercraft (non-boat) (Up to 24 months)** powersports_any_24mo | — APR | 4.990% | 24 mo | Standard | | **Up to 48-Month Motorcycle Loan** motorcycle_any_48mo | — APR | 4.990% | 48 mo | Standard | | **Snowmobiles / ATVs / Powered Watercraft (non-boat) (Up to 48 months)** powersports_any_48mo | — APR | 5.490% | 48 mo | Standard | | **Boats / Campers / RVs / Large Tractors (Up to 60 months)** boat_any_60mo | — APR | 5.490% | 60 mo | Standard | | **Up to 60-Month Motorcycle Loan** motorcycle_any_60mo | — APR | 5.740% | 60 mo | Standard | | **Snowmobiles / ATVs / Powered Watercraft (non-boat) (Up to 60 months)** powersports_any_60mo | — APR | 5.740% | 60 mo | Standard | | **Up to 84-Month Auto Loan** auto_any_84mo | — APR | 5.990% | 84 mo | Standard | | **Boats / Campers / RVs / Large Tractors (Up to 84 months)** boat_any_84mo | — APR | 5.990% | 84 mo | Standard | | **1st Time Auto Loans (Up to 24 months)** auto_any_24mo | — APR | 6.240% | 24 mo | Standard | | **Snowmobiles / ATVs / Powered Watercraft (non-boat) (Up to 72 Months)** powersports_any_72mo | — APR | 6.240% | 72 mo | Standard | | **Up to 72-Month Motorcycle Loan** motorcycle_any_72mo | — APR | 6.490% | 72 mo | Standard | | **1st Time Auto Loans (Up to 48 months)** auto_any_48mo | — APR | 6.490% | 48 mo | Standard | | **Boats / Campers / RVs / Large Tractors (Up to 120 months)** boat_any_120mo | — APR | 6.490% | 120 mo | Standard | | **1st Time Auto Loans (Up to 36 months)** auto_any_36mo | — APR | 6.490% | 36 mo | Standard | | **1st Time Auto Loans (Up to 60 months)** auto_any_60mo | — APR | 6.740% | 60 mo | Standard | | **Snowmobiles / ATVs / Powered Watercraft (non-boat) (Up to 84 Months)** powersports_any_84mo | — APR | 6.740% | 84 mo | Standard | | **Boats / Campers / RVs / Large Tractors (Up to 144 months)** boat_any_144mo | — APR | 6.740% | 144 mo | Standard | | **Boats / Campers / RVs / Large Tractors (Up to 180 months)** boat_any_180mo | — APR | 6.990% | 180 mo | Standard | Evergreen Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loans/Lines (Up to 60 months)** heloc | — APR | 6.250% | — | Standard | | **Home Equity Loans/Lines (Up to 120 months)** heloc | — APR | 6.500% | — | Standard | | **Home Equity Loans/Lines (HELOC 5)** heloc_variable | — APR | 6.500% | — | Standard | | **Home Equity Loans/Lines (Up to 180 months)** heloc | — APR | 6.750% | — | Standard | Evergreen Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **EasyCash Loan 1** personal_unsecured_12mo | — APR | 8.990% | 12 mo | Standard | | **Personal Loan 1** personal_unsecured_48mo | — APR | 10.490% | 48 mo | Standard | | **Debt Consolidation Loan 2** personal_unsecured_48mo | — APR | 11.740% | 48 mo | Standard | | **Overdraft Protection 4** personal | — APR | 11.990% | — | Standard | | **TAP Personal Line of Credit 4,5** ploc_variable | — APR | 12.000% | — | Standard | Evergreen Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **SunSelect Credit Card** credit_card | — APR | 8.990% | — | Standard | | **APEX Business Credit Card** credit_card_business | — APR | 9.990% | — | Standard | | **SunSelect Secured Credit Card** credit_card_secured | — APR | 11.990% | — | Standard | Evergreen Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 29 offers | Product | Published | Rate | Term / condition | Status | | **Christmas Club Share** savings | — APY | 0.05% | — | Specialty offer | | **Business Share Savings** share_savings | — APY | 0.05% | — | Eligibility restricted | | **Rise High-Yield Checking - Transactions: Less than $750.00** checking | — APY | 0.05% | — | Standard | | **Rise High-Yield Checking - Balances over $10,000.00** checking | — APY | 0.05% | — | Standard | | **Sprout Savings** savings | — APY | 0.05% | — | Standard | | **$2,500 - $24,999.99** savings | — APY | 0.40% | — | Standard | | **$2,500 - $14,999.99** savings | — APY | 0.40% | — | Standard | | **IRA Money Market** ira | — APY | 0.50% | — | Standard | | **$15,000 - $49,999.99** savings | — APY | 0.50% | — | Standard | | **$25,000 - $49,999.99** savings | — APY | 0.50% | — | Standard | | **$50,000 - $99,999.99** savings | — APY | 1.10% | — | Standard | | **$50,000 - $99.999.99** savings | — APY | 1.30% | — | Standard | | **$100,000 - $249,999.99** savings | — APY | 1.30% | — | Standard | | **$250,000 Or More** savings | — APY | 1.89% | — | Standard | | **Share Certificates - Personal & Business (Saver Certificate - 12 Months 2)** share_certificate_12mo | — APY | 2.96% | 12 mo | Eligibility restricted | | **Rise High-Yield Checking - Transactions: $750 - $1,499.99 (Balances up to $10,000.00)** checking | — APY | 3.00% | — | Standard | | **IRA Certificates (36 months 4)** ira_cd_36mo | — APY | 3.54% | 36 mo | Standard | | **Share Certificates - Personal & Business (36 months 4)** share_certificate_36mo | — APY | 3.54% | 36 mo | Eligibility restricted | | **Share Certificates - Personal & Business (48 months 4)** share_certificate_48mo | — APY | 3.59% | 48 mo | Eligibility restricted | | **48-Month IRA Certificate** ira_cd_48mo | — APY | 3.59% | 48 mo | Standard | | **Share Certificates - Personal & Business (60 months 4)** share_certificate_60mo | — APY | 3.69% | 60 mo | Eligibility restricted | | **IRA Certificates (60 months 4)** ira_cd_60mo | — APY | 3.69% | 60 mo | Standard | | **IRA Certificates (24 months 3)** ira_cd_24mo | — APY | 3.97% | 24 mo | Standard | | **Share Certificates - Personal & Business (24 months 3)** share_certificate_24mo | — APY | 3.97% | 24 mo | Eligibility restricted | | **Share Certificates - Personal & Business (6 months 1)** share_certificate_6mo | — APY | 4.02% | 6 mo | Eligibility restricted | | **IRA Certificates (6 months 1)** ira_cd_6mo | — APY | 4.02% | 6 mo | Standard | | **IRA Certificates (12 months 2)** ira_cd_12mo | — APY | 4.07% | 12 mo | Standard | | **Share Certificates - Personal & Business (12 months 2)** share_certificate_12mo | — APY | 4.07% | 12 mo | Eligibility restricted | | **Rise High-Yield Checking - Transactions: $1,500 or more (Balances up to $10,000.00)** checking | — APY | 6.00% | — | Standard | Evergreen Credit Union savings & cd rates as of November 12, 2026 Evergreen Credit Union is a credit union in Maine. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maine/evergreen) , verified from [Evergreen Credit Union's official website](https://www.egcu.org/) Loading branch locator… ## About Evergreen Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 32.7K Assets $641.4M Founded 1951 Locations reported 5 NCUA charter 68038 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Cumberland County** Portland · Portland · ME · 04103 About 0.2 miles away](https://rateapi.dev/credit-unions/maine/cumberland-county) [**Town & Country** Northgate Branch · Portland · ME · 04103 About 0.4 miles away](https://rateapi.dev/credit-unions/maine/town-country) [**Maine Savings** Portland, Forest Ave · Portland · ME · 04103 About 1.2 miles away](https://rateapi.dev/credit-unions/maine/maine-savings) [**Cport** Main Office · Portland · ME · 04103 About 1.3 miles away](https://rateapi.dev/credit-unions/maine/cport) [**University** Forest Avenue · Portland · ME · 04101-2001 About 2.2 miles away](https://rateapi.dev/credit-unions/maine/university) [**Empeople** Portland · Portland · ME · 04101 About 2.4 miles away](https://rateapi.dev/credit-unions/illinois/empeople) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Evergreen Credit Union Membership eligibility from Evergreen Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Evergreen Credit Union's website. Check the membership page below to confirm whether you qualify. - Location cumberland, york, oxford, androscoggin, sagadahoc, lincoln — ME Verified from [Evergreen Credit Union's membership page](https://www.egcu.org/about/who-we-are/open-an-account.html) . Final membership determination is always made by the credit union. ## Membership rules for Evergreen Credit Union Geography 6 counties 24 published paths to membership, last verified October 11, 2026, quoted from Evergreen Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Androscoggin County, ME - Cumberland County, ME - Lincoln County, ME - Oxford County, ME - Sagadahoc County, ME - York County, ME “If you live, work, worship, attend school, or have immediate family in the following Maine counties, good news! You’re eligible to join Evergreen and become a part owner! Cumberland York Oxford Androscoggin Sagadahoc Lincoln” > [source ↗](https://www.egcu.org/about/who-we-are/open-an-account.html) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Evergreen Credit Union? Yes No ## Work at Evergreen Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Evergreen Credit Union ranks against Maine peers. - See which AI assistants fetched Evergreen Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maine - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=evergreen&state=maine&code=ME&name=Evergreen%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Evergreen Credit Union offer? Evergreen Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Evergreen Credit Union rates updated? RateAPI verifies Evergreen Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Evergreen Credit Union's rate data? Rate data is collected directly from Evergreen Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Evergreen Credit Union? Evergreen Credit Union publishes its membership criteria on its own website. RateAPI tracks 24 published membership paths covering 6 counties for Evergreen Credit Union, each quoted from Evergreen Credit Union's own published membership criteria. ## Related Rate Data Compare Evergreen Credit Union's rates against national credit-union benchmarks. [More Maine credit unions](https://rateapi.dev/credit-unions/maine) [Maine auto loan rate leaders](https://rateapi.dev/auto-loan-rates/maine) [Maine HELOC rate leaders](https://rateapi.dev/heloc-rates/maine) [Maine personal loan leaders](https://rateapi.dev/personal-loan-rates/maine) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.egcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Evergreen Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maine credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Evergreen Credit Union curl "https://api.rateapi.dev/credit-unions/maine /evergreen " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Evergreen Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maine/evergreen Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp