Dirigo Credit Union

Lewiston, Maine
Last verified: August 4, 2026
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Verified rate book

Current Dirigo Credit Union rates

65 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

9 offers
Dirigo Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mobile Homes on Land (10 Year)other6.125% APR6.125%—Standard
30 Year (Portfolio minimum credit score 680)other6.250% APR6.250%—Standard
Mobile Homes on Land (20 Year)other6.375% APR6.375%—Standard
Mobile Homes on Land (15 Year)other6.375% APR6.375%—Standard
Mobile Homes in a Park (10 Year)other6.375% APR6.375%—Standard
30 Year (2018+ min. credit score 680)other6.500% APR6.500%—Standard
Mobile Homes on Land (30 Year (2018+ min. credit score 680))other6.500% APR6.500%—Standard
Mobile Homes in a Park (15 Year)other6.625% APR6.625%—Standard
Mobile Homes in a Park (20 Year)other6.750% APR6.750%—Standard

Auto & vehicle rates

2 offers
Dirigo Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
2022 Onlyauto_any_72mo5.950% APR5.950%72 moStandard
2022 Onlyauto_any_84mo6.950% APR6.950%84 moStandard

HELOC rates

2 offers
Dirigo Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
20 Year (minimum $50,000)heloc6.375% APR6.375%—Standard
80% LTV Prime (7.00) +/- margin.(manufactured housing not eligible) Rate will vary based on credit score & LTVheloc_variable6.750% APR6.750%—Standard

Savings & CD rates

51 offers
Dirigo Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Dirigo Honors Checking (Qualifications NOT met)savings0.10% APY0.10%—Standard
Share Draft Minimum Balancesavings0.15% APY0.15%—Standard
HSA Variablesavings0.25% APY0.25%—Standard
Dirigo Honors Checking (over $25,000)savings0.64% APY0.64%—Standard
Money Market ($1,000–$24,999.99)money_market2.28% APY2.28%—Standard
Money Market ($25,000–$49,999.99)money_market2.42% APY2.42%—Standard
Money Market ($50,000–$99,999.99)money_market2.57% APY2.57%—Standard
Money Market Share Accounts ($100,000 - $249,999.99)money_market2.91% APY2.91%—Standard
Money Market Share Accounts ($250,000 & Over)money_market3.20% APY3.20%—Standard
Dirigo Honors Checking ($0-$25,000)savings3.50% APY3.50%—Standard
60-Month Certificateshare_certificate_60mo3.73% APY3.73%60 moStandard
48-Month Certificateshare_certificate_48mo3.73% APY3.73%48 moStandard
36-Month Certificateshare_certificate_36mo3.73% APY3.73%36 moStandard
36-Month IRAira3.73% APY3.73%36 moStandard
48-Month IRAira3.73% APY3.73%48 moStandard
60-Month IRAira3.73% APY3.73%60 moStandard
Jumbo Share Certificates (3 Year)share_certificate_36mo3.83% APY3.83%36 moStandard
48-Month Certificatecd_48mo3.83% APY3.83%48 moStandard
60-Month Certificatecd_60mo3.83% APY3.83%60 moStandard
Jumbo Share Certificates (4 Year)share_certificate_48mo3.83% APY3.83%48 moStandard
12-Month Certificateshare_certificate_12mo3.83% APY3.83%12 moStandard
36-Month Certificatecd_36mo3.83% APY3.83%36 moStandard
Jumbo IRA Certificates (4 Year)ira_cd_48mo3.83% APY3.83%48 moStandard
Jumbo IRA Certificates (3 Year)ira_cd_36mo3.83% APY3.83%36 moStandard
12-Month IRAira3.83% APY3.83%12 moStandard
Jumbo IRA Certificates (5 Year)ira_cd_60mo3.83% APY3.83%60 moStandard
Jumbo Share Certificates (5 Year)share_certificate_60mo3.83% APY3.83%60 moStandard
9-Month IRAira3.83% APY3.83%9 moStandard
9-Month Certificateshare_certificate_9mo3.83% APY3.83%9 moStandard
6-Month Certificateshare_certificate_6mo3.89% APY3.89%6 moStandard
6-Month IRAira3.89% APY3.89%6 moStandard
15-Month IRAira3.93% APY3.93%15 moStandard
12-Month Certificatecd_12mo3.93% APY3.93%12 moStandard
9-Month Certificatecd_9mo3.93% APY3.93%9 moStandard
24-Month IRAira3.93% APY3.93%24 moStandard
Jumbo IRA Certificates (1 Year)ira_cd_12mo3.93% APY3.93%12 moStandard
Jumbo IRA Certificates (9 Month)ira_cd_9mo3.93% APY3.93%9 moStandard
Jumbo Share Certificates (1 Year)share_certificate_12mo3.93% APY3.93%12 moStandard
15-Month Certificateshare_certificate_15mo3.93% APY3.93%15 moStandard
24-Month Certificateshare_certificate_24mo3.93% APY3.93%24 moStandard
Jumbo Share Certificates (9 Month)share_certificate_9mo3.93% APY3.93%9 moStandard
Jumbo IRA Certificates (6 Month)ira_cd_6mo3.98% APY3.98%6 moStandard
6-Month Certificatecd_6mo3.98% APY3.98%6 moStandard
Jumbo Share Certificates (6 Month)share_certificate_6mo3.98% APY3.98%6 moStandard
Jumbo IRA Certificates (2 Year)ira_cd_24mo4.03% APY4.03%24 moStandard
24-Month Certificatecd_24mo4.03% APY4.03%24 moStandard
15-Month Certificatecd_15mo4.03% APY4.03%15 moStandard
Jumbo IRA Certificates (15 Month)ira_cd_15mo4.03% APY4.03%15 moStandard
Jumbo Share Certificates (15 Month)share_certificate_15mo4.03% APY4.03%15 moStandard
Jumbo Share Certificates (2 Year)share_certificate_24mo4.03% APY4.03%24 moStandard
120-Month Certificatecd_120mo5.88% APY5.88%120 moStandard

Other rates

1 offer
Dirigo Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
LLPA added to Par (A) Rateother2.000% %2.000%—Standard

As of August 4, 2026, Dirigo Credit Union offers mortgage rates from 6.125% APR. Auto loans available from 5.95% APR for 72 months. HELOC rates from 6.375% APR. Savings and certificate yields up to 5.88% APY.

Source: RateAPI.dev, verified from Dirigo Credit Union's official website

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About Dirigo Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
28.6K
Assets
$494.9M
Founded
1956
Locations reported
5
NCUA charter
11144
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AncorumAncorum Credit Union · Auburn · ME · 04210Branch in the same ZIPCommunityCCU Auburn Branch · Auburn · ME · 04210-5247Branch in the same ZIPGreat Falls Regional760 Minot Avenue · Auburn · ME · 04210-3923Branch in the same ZIPMaine FamilySchoolhouse · Auburn · ME · 04210Branch in the same ZIPCentral MaineCentral Maine Federal C.U. · Lewiston · ME · 04240-5721About 3.9 miles awayCportLewiston Office · Lewiston · ME · 04240About 3.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Dirigo Credit Union

Membership eligibility from Dirigo Credit Union's own published criteria. How we verify this.

Community charter: live/work in Androscoggin, Cumberland, Franklin +7 more

  • LocationAndroscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, York

Verified from Dirigo Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Dirigo Credit Union offer?

Dirigo Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Dirigo Credit Union rates updated?

RateAPI verifies Dirigo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Dirigo Credit Union's rate data?

Rate data is collected directly from Dirigo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Dirigo Credit Union's mortgage rate?

As of August 4, 2026, Dirigo Credit Union offers mortgage rates from 6.125% APR.

What are Dirigo Credit Union's auto loan rates?

As of August 4, 2026, Dirigo Credit Union offers auto loans from 5.95% APR.

What is Dirigo Credit Union's HELOC rate?

As of August 4, 2026, Dirigo Credit Union offers home equity lines of credit from 6.375% APR.

What is Dirigo Credit Union's best CD rate?

As of August 4, 2026, Dirigo Credit Union offers savings and certificate (CD) yields up to 5.88% APY.

Related Rate Data

Compare Dirigo Credit Union's rates against national credit-union benchmarks.

More Maine credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Dirigo Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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