--- title: "Community Credit Union Rates - Maine" description: "Current vehicle loan, heloc, personal loan, and credit card rates from Community Credit Union in Maine. Updated daily with source verification. See who can join Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maine/community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Community Credit Union Rates - Maine ### Auto & vehicle rates 23 offers | Product | Published | Rate | Term / condition | Status | | **New/Used Auto Loans (2 years)** auto_any_24mo | — APR | 4.900% | 24 mo · any | Standard | | **New/Used Auto Loans (1 year)** auto_any_12mo | — APR | 4.900% | 12 mo · any | Standard | | **New/Used Auto Loans (3 years)** auto_any_36mo | — APR | 4.900% | 36 mo · any | Standard | | **New/Used Auto Loans (5 years)** auto_any_60mo | — APR | 5.250% | 60 mo · any | Standard | | **New/Used Auto Loans (4 years)** auto_any_48mo | — APR | 5.250% | 48 mo · any | Standard | | **New/Used Auto Loans (6 years)** auto_any_72mo | — APR | 5.500% | 72 mo · any | Standard | | **Motorcoaches, RV s, Boats and Travel Trailers (1 year)** rv_any_12mo | — APR | 5.750% | 12 mo | Standard | | **Motorcoaches, RV s, Boats and Travel Trailers (3 years)** rv_any_36mo | — APR | 5.750% | 36 mo | Standard | | **Motorcoaches, RV s, Boats and Travel Trailers (2 years)** rv_any_24mo | — APR | 5.750% | 24 mo | Standard | | **ATVs, Motorcycles, Snowmobiles, Lawn Tractors (3 years)** powersports_any_36mo | — APR | 5.750% | 36 mo | Context only | | **ATVs, Motorcycles, Snowmobiles, Lawn Tractors (2 years)** powersports_any_24mo | — APR | 5.750% | 24 mo | Context only | | **ATVs, Motorcycles, Snowmobiles, Lawn Tractors (1 year)** powersports_any_12mo | — APR | 5.750% | 12 mo | Context only | | **Motorcoaches, RV s, Boats and Travel Trailers (5 years)** rv_any_60mo | — APR | 6.250% | 60 mo | Standard | | **ATVs, Motorcycles, Snowmobiles, Lawn Tractors (5 years)** powersports_any_60mo | — APR | 6.250% | 60 mo | Context only | | **ATVs, Motorcycles, Snowmobiles, Lawn Tractors (4 years)** powersports_any_48mo | — APR | 6.250% | 48 mo | Context only | | **Motorcoaches, RV s, Boats and Travel Trailers (4 years)** rv_any_48mo | — APR | 6.250% | 48 mo | Standard | | **New/Used Auto Loans (7 years)** auto_any_84mo | — APR | 6.500% | 84 mo · any | Standard | | **ATVs, Motorcycles, Snowmobiles, Lawn Tractors (6 years**)** powersports_any_72mo | — APR | 6.500% | 72 mo | Context only | | **Motorcoaches, RV s, Boats and Travel Trailers (6 years)** rv_any_72mo | — APR | 6.500% | 72 mo | Standard | | **Motorcoaches, RV s, Boats and Travel Trailers (7 years)** rv_any_84mo | — APR | 6.750% | 84 mo | Standard | | **Motorcoaches, RV s, Boats and Travel Trailers (10 years)** rv_any_120mo | — APR | 7.500% | 120 mo | Standard | | **Motorcoaches, RV s, Boats and Travel Trailers (12 years)** rv_any_144mo | — APR | 8.000% | 144 mo | Standard | | **Motorcoaches, RV s, Boats and Travel Trailers (15 years)** rv_any_180mo | — APR | 8.250% | 180 mo | Standard | Community Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 12 offers | Product | Published | Rate | Term / condition | Status | | **Lifeline of Credit** heloc | — APR | 6.750% | — | Context only | | **Home Equity (up to 80% LTV)** heloc | — APR | 6.750% | — | Context only | | **No Equity Home Equity (up to 95% LTV)** heloc | — APR | 8.000% | — | Context only | | **Career Advancement Loans (2 years)** heloc | — APR | 8.750% | — | Standard | | **Career Advancement Loans (1 year)** heloc | — APR | 8.750% | — | Standard | | **Career Advancement Loans (4 years)** heloc | — APR | 9.250% | — | Standard | | **Career Advancement Loans (3 years)** heloc | — APR | 9.250% | — | Standard | | **Career Advancement Loans (5 years)** heloc | — APR | 9.750% | — | Standard | | **Career Advancement Loans (6 years)** heloc | — APR | 10.000% | — | Standard | | **Career Advancement Loans (7 years)** heloc | — APR | 10.000% | — | Standard | | **Career Advancement Loans (10 years)** heloc | — APR | 11.750% | — | Standard | | **Cash Advances** heloc | — APR | 13.900% | — | Context only | Community Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 18 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Share-Secured Loan** personal_secured_12mo | — APR | 3.030% | 12 mo | Standard | | **24-Month Share-Secured Loan** personal_secured_24mo | — APR | 3.030% | 24 mo | Standard | | **36-Month Share-Secured Loan** personal_secured_36mo | — APR | 3.530% | 36 mo | Standard | | **60-Month Share-Secured Loan** personal_secured_60mo | — APR | 3.530% | 60 mo | Standard | | **48-Month Share-Secured Loan** personal_secured_48mo | — APR | 3.530% | 48 mo | Standard | | **6-Month Certificate-Secured Loan** personal_secured_6mo | — APR | 6.400% | 6 mo | Standard | | **12-Month Certificate-Secured Loan** personal_secured_12mo | — APR | 6.400% | 12 mo | Standard | | **24-Month Certificate-Secured Loan** personal_secured_24mo | — APR | 6.900% | 24 mo | Standard | | **36-Month Certificate-Secured Loan** personal_secured_36mo | — APR | 6.900% | 36 mo | Standard | | **60-Month Certificate-Secured Loan** personal_secured_60mo | — APR | 7.000% | 60 mo | Standard | | **48-Month Certificate-Secured Loan** personal_secured_48mo | — APR | 7.000% | 48 mo | Standard | | **12-Month Secured Personal Loan** personal_secured_12mo | — APR | 11.500% | 12 mo | Context only | | **12-Month Signature Loan** personal_unsecured_12mo | — APR | 12.250% | 12 mo | Standard | | **24-Month Signature Loan** personal_unsecured_24mo | — APR | 12.250% | 24 mo | Standard | | **36-Month Signature Loan** personal_unsecured_36mo | — APR | 12.750% | 36 mo | Standard | | **48-Month Signature Loan** personal_unsecured_48mo | — APR | 13.750% | 48 mo | Standard | | **12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 14.500% | 12 mo | Context only | | **60-Month Signature Loan** personal_unsecured_60mo | — APR | 14.750% | 60 mo | Standard | Community Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Balance Transfers** credit_card_balance_transfer | — APR | 13.900% | — | Context only | Community Credit Union credit card rates as of November 13, 2026 Community Credit Union is a credit union in Maine. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maine/community) , verified from [Community Credit Union's official website](https://www.communitycreditunion.com/) Loading branch locator… ## About Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.8K Assets $120.7M Founded 1945 Locations reported 4 NCUA charter 63447 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Dirigo** Forrestal · Lewiston · ME · 04240-3506 About 0.8 miles away](https://rateapi.dev/credit-unions/maine/dirigo) [**Lisbon Community** Lewiston Branch Office · Lewiston · ME · 04240 About 1.0 miles away](https://rateapi.dev/credit-unions/maine/lisbon-community) [**Maine Family** Main · Lewiston · ME · 04240 About 1.1 miles away](https://rateapi.dev/credit-unions/maine/maine-family) [**Central Maine** Central Maine Federal C.U. · Lewiston · ME · 04240-5721 About 1.4 miles away](https://rateapi.dev/credit-unions/maine/central-maine) [**Milestones** Main Office · Lewiston · ME · 04240 About 1.7 miles away](https://rateapi.dev/credit-unions/maine/milestones) [**Cport** Lewiston Office · Lewiston · ME · 04240 About 2.2 miles away](https://rateapi.dev/credit-unions/maine/cport) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Community Credit Union Membership eligibility from Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location androscoggin, franklin, kennebec, oxford — ME Verified from [Community Credit Union's membership page](https://www.communitycreditunion.com/field-of-membership.html) . Final membership determination is always made by the credit union. ## Membership rules for Community Credit Union Geography 4 counties · Family 2 18 published paths to membership, last verified August 27, 2026, quoted from Community Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Androscoggin County, ME - Franklin County, ME - Kennebec County, ME - Oxford County, ME “If you're not a member, you can be if you live, work, worship or go to school in Androscoggin, Franklin, Kennebec or Oxford County” > [source ↗](https://www.communitycreditunion.com/field-of-membership.html) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member family member “or have a family member who does” > [source ↗](https://www.communitycreditunion.com/field-of-membership.html) - Family member (family member) of a member - Family of a member family “If you're not a member, you can be if you live, work, worship or go to school in Androscoggin, Franklin, Kennebec or Oxford County or have a family member who does.” > [source ↗](https://www.communitycreditunion.com/field-of-membership.html) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Community Credit Union? Yes No ## Work at Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Community Credit Union ranks against Maine peers. - See which AI assistants fetched Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maine - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=community&state=maine&code=ME&name=Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Community Credit Union offer? Community Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Community Credit Union rates updated? RateAPI verifies Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Community Credit Union's rate data? Rate data is collected directly from Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Community Credit Union? Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 18 published membership paths covering 4 counties for Community Credit Union, each quoted from Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Community Credit Union's rates against national credit-union benchmarks. [More Maine credit unions](https://rateapi.dev/credit-unions/maine) [Maine auto loan rate leaders](https://rateapi.dev/auto-loan-rates/maine) [Maine HELOC rate leaders](https://rateapi.dev/heloc-rates/maine) [Maine personal loan leaders](https://rateapi.dev/personal-loan-rates/maine) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.communitycreditunion.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maine credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Community Credit Union curl "https://api.rateapi.dev/credit-unions/maine /community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Community Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maine/community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp