As of February 2, 2026, Capital Area offers a 30-year-fixed mortgage at 6.5% APR (6.5% rate, 0 points).
Source: RateAPI.dev, verified from Capital Area's official website

Mortgage Rates

Rates as of February 2, 2026

30-year-fixed

6.500% APR

Rate6.500%

Points0

First Mortgage A+ 30 year

30-year-fixed

6.750% APR

Rate6.750%

Points0

First Mortgage A 30 year

30-year-fixed

7.000% APR

Rate7.000%

Points0

First Mortgage B 30 year

30-year-fixed

7.500% APR

Rate7.500%

Points0

First Mortgage C 30 year

30-year-fixed

7.500% APR

Rate7.500%

Points0

First Mortgage D 30 year

15-year-fixed

6.250% APR

Rate6.250%

Points0

First Mortgage A+ 15 year

15-year-fixed

6.500% APR

Rate6.500%

Points0

First Mortgage A 15 year

15-year-fixed

6.750% APR

Rate6.750%

Points0

First Mortgage B 15 year

15-year-fixed

7.250% APR

Rate7.250%

Points0

First Mortgage C 15 year

15-year-fixed

7.250% APR

Rate7.250%

Points0

First Mortgage D 15 year

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Capital Area
curl "https://api.rateapi.dev/credit-unions/maine/capital-area" \
  -H "Authorization: Bearer YOUR_API_KEY"

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