--- title: "Atlantic Regional Credit Union Rates (Nov 2026): CDs to 5.00%" description: "Atlantic Regional Credit Union rates today: savings & CDs up to 5.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Atlantic Regional Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maine/atlantic-regional" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Atlantic Regional Credit Union Rates (Nov 2026): CDs to 5.00% ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Monthly Principal and Interest** heloc | — APR | 6.500% | — | Standard | Atlantic Regional Credit Union heloc rates as of November 12, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **All balances if qualifications not met** savings | 0.05% APY | 0.05% | — | Standard | | **$0 - $15,000** savings | 5.00% APY | 4.89% | — | Standard | | **$15,000+** savings | 5.00% APY | 0.25% | — | Standard | Atlantic Regional Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 5.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maine/atlantic-regional) , verified from [Atlantic Regional Credit Union's official website](https://www.atlanticfcu.com/) Loading branch locator… ## About Atlantic Regional Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 49.1K Assets $1.1B Founded 1941 Locations reported 12 NCUA charter 4281 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Trademark** South Portland Branch · South Portland · ME · 04106-5535 About 0.4 miles away](https://rateapi.dev/credit-unions/maine/trademark) [**Town & Country** Main Street Branch · South Portland · ME · 04106-5408 About 0.9 miles away](https://rateapi.dev/credit-unions/maine/town-country) [**Evergreen** South Portland · South Portland · ME · 04106 About 1.1 miles away](https://rateapi.dev/credit-unions/maine/evergreen) [**Truchoice** PARK AVE BRANCH · PORTLAND · ME · 04102-2912 About 1.7 miles away](https://rateapi.dev/credit-unions/maine/truchoice) [**Maine Solutions** CU Branch · South Portland · ME · 04106 About 1.8 miles away](https://rateapi.dev/credit-unions/maine/maine-solutions) [**Cport** Forest Ave Location · Portland · ME · 04101 About 2.3 miles away](https://rateapi.dev/credit-unions/maine/cport) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Atlantic Regional Credit Union Membership eligibility from Atlantic Regional Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Atlantic Regional Credit Union's website. Check the membership page below to confirm whether you qualify. - Location cumberland, sagadahoc, york, androscoggin — ME Verified from [Atlantic Regional Credit Union's membership page](https://www.atlanticfcu.com/about/join.html) . Final membership determination is always made by the credit union. ## Membership rules for Atlantic Regional Credit Union Geography 4 counties · Family 2 22 published paths to membership, last verified August 27, 2026, quoted from Atlantic Regional Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Androscoggin County, ME - Cumberland County, ME - Sagadahoc County, ME - York County, ME “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Cumberland County, ME; Sagadahoc County, ME; York County, ME” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member relative “People who are related to someone that is an existing member of Atlantic Federal Credit Union.” > [source ↗](https://www.atlanticfcu.com/about/join.html) - Family member (relative) of a member - Family of a member related “People who are related to someone that is an existing member of Atlantic Federal Credit Union.” > [source ↗](https://www.atlanticfcu.com/about/join.html) - Family member (related) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Atlantic Regional Credit Union? Yes No ## Work at Atlantic Regional Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Atlantic Regional Credit Union ranks against Maine peers. - See which AI assistants fetched Atlantic Regional Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maine - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=atlantic-regional&state=maine&code=ME&name=Atlantic%20Regional%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Atlantic Regional Credit Union offer? Atlantic Regional Credit Union currently offers HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Atlantic Regional Credit Union rates updated? RateAPI verifies Atlantic Regional Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Atlantic Regional Credit Union's rate data? Rate data is collected directly from Atlantic Regional Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Atlantic Regional Credit Union's best CD rate? As of November 12, 2026, Atlantic Regional Credit Union offers savings and certificate (CD) yields up to 5.00% APY. ### Who can join Atlantic Regional Credit Union? Atlantic Regional Credit Union publishes its membership criteria on its own website. RateAPI tracks 22 published membership paths covering 4 counties for Atlantic Regional Credit Union, each quoted from Atlantic Regional Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Atlantic Regional Credit Union's rates against national credit-union benchmarks. [More Maine credit unions](https://rateapi.dev/credit-unions/maine) [Maine HELOC rate leaders](https://rateapi.dev/heloc-rates/maine) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.atlanticfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Atlantic Regional Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maine credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Atlantic Regional Credit Union curl "https://api.rateapi.dev/credit-unions/maine /atlantic-regional " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Atlantic Regional Credit Union locations Search, filter, and browse all 12 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maine/atlantic-regional Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp